Musty-Barnhart Agency Inc

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Musty-Barnhart Agency Inc We’re a locally owned company in Red Wing MN, Lake City MN, Lutsen MN, and Ellsworth WI! A Local Insurance Agency you can Trust!

The Musty-Barnhart Agency has four conveniently located offices in Red Wing, Lake City, Lutsen and Ellsworth. We can provide you and your family with quality insurance for your personal, business, life and health insurance needs. Regardless of the coverage you need, we take protecting you, your family and your passion for your business seriously. We can provide you with the expertise and customer service you expect, with the products you need, right within your local community.

Happy National Boss’s Day to the best of the best! ❤️Bob and Dee are so much more than great bosses. They’re the reason ...
10/16/2026

Happy National Boss’s Day to the best of the best! ❤️

Bob and Dee are so much more than great bosses. They’re the reason MBA feels like family. They lead by example, genuinely care about each of us and our families, and always make sure we feel supported both in and out of the office.

We’re so grateful for their generosity, encouragement, and the way they lead with heart every day. We're so lucky to be on their team!

Help us wish Bob and Dee a very happy Boss’s Day! 🎉

📣 Medicare Open Enrollment starts TODAY!From October 15 through December 7, you have the opportunity to review your Medi...
10/15/2026

📣 Medicare Open Enrollment starts TODAY!

From October 15 through December 7, you have the opportunity to review your Medicare coverage and make changes for 2027.

Medicare plans, prescription coverage, and costs can change from year to year, so it’s important to understand how those changes may affect you and your coverage.

Have questions or received notice that your plan is changing? ❤️ Dee and Brittney are here to help you understand your options and navigate the process.

📞 Give our office a call if you need assistance. We're happy to help you make sense of your Medicare coverage!

As we get closer to Medicare’s Annual Enrollment Period, things around our office are about to get BUSY! 📞📅Dee and Britt...
10/09/2026

As we get closer to Medicare’s Annual Enrollment Period, things around our office are about to get BUSY! 📞📅

Dee and Brittney will be working hard to help all of our Medicare clients, while Chris at the front desk helps keep things moving by answering phones, assisting customers in the lobby, and supporting the team wherever she can.

Some of you may have already met GAIL, our AI receptionist! 🤖📞 We’ve had GAIL helping with our overflow calls and answering the phones after hours for over a year now. During AEP, you may hear from her a little more as we work to keep up with the extra calls and appointments coming into the office.

We know this has been a change, and we truly appreciate your patience as we find ways to help our clients as efficiently as possible during this busy season.

The most important thing to know: If you know the agent you’re trying to reach, you can simply say their name at any time, and GAIL can transfer you directly to their phone.

GAIL may ask a few questions to help get you pointed in the right direction, but our goal is always to get you connected with the right person as quickly as possible.

Thank you for your patience and understanding as we work together to take care of all of our clients during AEP! 💙

The temperatures are dropping  and summer toys are getting ready for their winter hibernation. ❄️Before you store your b...
10/07/2026

The temperatures are dropping and summer toys are getting ready for their winter hibernation. ❄️

Before you store your boat, ATV, camper or other summer toys for the season, take a quick look at your insurance coverage.

Where it’s being stored, how it’s being used (or not used) during the winter, and what coverage you want to maintain can all be worth a conversation.

And if you’ve added a new toy this summer, now is definitely a good time to make sure it’s properly insured. 😉

Give us a call and we’ll be happy to help you make sure your coverage is ready for the season ahead.

After having to postpone our Lutsen Block Party in July due to the smoke in the air, we were so excited to finally gathe...
10/05/2026

After having to postpone our Lutsen Block Party in July due to the smoke in the air, we were so excited to finally gather with our Lutsen community!

Even though we couldn’t hold the block party on the original date, a few of our MBA team members and their families still made a trip to the Gunflint Trail Volunteer Fire Department that day to drop off food and beverages for the volunteer firefighters. We were grateful for the opportunity to show our appreciation for the people who give so much to our community!

And when we finally got our chance to celebrate, what a turnout it was! We are incredibly grateful to everyone who came out, braved the rain, and helped make this year’s event such a fun one.

Getting to connect with our Lutsen community each year is something we truly look forward to, and we’re so grateful to be a part of this community. 💙

Thank you, Lutsen, for always showing up and making this event so special!

College classes are well underway, but it’s not too late to make sure you’re covered for the financial responsibilities ...
10/01/2026

College classes are well underway, but it’s not too late to make sure you’re covered for the financial responsibilities that come with helping your child through college. 🎓

Co-signing a student loan means you're sharing financial responsibility. It's something many parents do without thinking twice.

But here's another question to consider:

Would your family be financially protected if something unexpected happened to you?

Life insurance can help provide financial security when it's needed most. If it's been a while since you've reviewed your coverage, we'd be happy to walk through it with you.

One small step that can make your Medicare appointment a whole lot easier: have your medication list ready! 💊📋Having an ...
09/28/2026

One small step that can make your Medicare appointment a whole lot easier: have your medication list ready! 💊📋

Having an up-to-date list of your prescriptions, including the name, dosage, and how often you take them, can help our Medicare team better understand your needs during your appointment.

A little preparation now can make for a smoother conversation later. 💙

Save this reminder for your upcoming Medicare appointment!

Meet Brittney! 💙Brittney is one of our go-to Medicare resources, and she brings knowledge, patience, and a whole lot of ...
09/25/2026

Meet Brittney! 💙

Brittney is one of our go-to Medicare resources, and she brings knowledge, patience, and a whole lot of care to every conversation. She loves helping clients understand their options and find coverage that fits their individual needs.

With AEP right around the corner, Brittney is excited to get back to doing what she does best: helping our clients feel confident about their Medicare coverage.

Life Insurance = Love Insurance💙Sometimes the greatest gifts aren’t the ones they can open today, they’re the ones that ...
09/24/2026

Life Insurance = Love Insurance💙

Sometimes the greatest gifts aren’t the ones they can open today, they’re the ones that can protect their future for years to come.

Child life insurance can help provide guaranteed insurability, giving your child the opportunity to have life insurance coverage as they grow, regardless of future changes in their health or circumstances, subject to the policy’s terms.

For parents and grandparents, it can be a meaningful way to give a child something that lasts far beyond childhood: the gift of insurability. 💙

A little late sharing this one, but it’s a tradition at MBA that we look forward to every year! 💙MBA was proud to once a...
09/23/2026

A little late sharing this one, but it’s a tradition at MBA that we look forward to every year! 💙

MBA was proud to once again support local 4-H youth at the Pierce County Fair 4-H Auction. Supporting these young people, their hard work, and the dedication they put into their projects is something that has been important to our team for many years.

This year, MBA purchased a cow and a pig at the auction. After processing, the meat was shared among our employees to take home and enjoy with their families.

We’re grateful for the opportunity to continue this tradition year after year. It’s one of our favorite ways to support 4-H, give back to our community, and share that support with our MBA family, too. 💙

Thank you to all of the 4-H members, families, volunteers, and organizers who make the Pierce County Fair and 4-H Auction such a special part of our community!

Address

910 Main Street Suite 202
Red Wing, MN
55066

Opening Hours

Monday 8am - 4:30pm
Tuesday 8am - 4:30pm
Wednesday 8am - 4:30pm
Thursday 8am - 4:30pm
Friday 8am - 4:30pm

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