02/27/2026
If you are purchasing in North Central Texas, you may be eligible for 3.5% Down Payment Assistance structured as a true grant.
This is not a forgivable second lien or deferred loan.
It is a grant.
No monthly payments on assistance
No interest accrual
No repayment required
Funds provided at closing
The assistance may be applied toward your down payment and eligible closing costs, reducing the cash required to purchase.
⚠️ Funding for this program is limited and available on a first-come, first-served basis.
Eligible with FHA, VA, and USDA financing in:
Dallas County (Cedar Hill, DeSoto, Duncanville, Lancaster only), Ellis, Hunt, Kaufman, Navarro, and Rockwall counties.
Income limits apply and are calculated using all adult household members.
If you are considering a purchase in one of these counties, I would be happy to review your eligibility and walk through how the 3.5% Grant may support your transaction through Supreme Lending's partnership with North Central Texas HFC.
This program is subject to loan program guidelines, borrower eligibility, and property requirements. Not all borrowers or properties will qualify. Income limits apply. This is not a commitment to lend. Rates, terms, and availability may vary. NMLS #2129.
Disan Loera, NMLS #274792 - Branch Manager
Branch NMLS #1839606
