College Funding Professionals

07/08/2026

🚨 Already Have a Parent PLUS Loan? You May Have More Options Than You Think.

Many families don't realize that if you've already borrowed a Parent PLUS Loan, you may qualify as a Legacy Borrower, allowing you to remain under the previous borrowing limits for up to 3 years (depending on your situation and program requirements).

But that's just one piece of the puzzle.

Should you borrow:

✅ Federal loans?
✅ State loans?
✅ Private loans?
✅ A combination of all three?

The right borrowing strategy could save your family thousands of dollars over the life of your loans.

That's why we offer one-on-one College Funding Coaching Calls.

During your personalized session, we'll help you:

🎓 Review your current financial aid package
💰 Compare all borrowing options
📊 Build a customized borrowing strategy
📉 Minimize long-term student loan debt
✅ Make confident college funding decisions

Every family's financial situation is different. Don't assume there's only one way to pay for college.

📅 Schedule your one-on-one coaching session today:

https://go.oncehub.com/cpr1

Because the goal isn't just getting into college...

It's graduating with the least amount of debt possible.

05/25/2026

College Funding Professionals doesn’t just thank our military personnel for their selfless act of service, we want to help you achieve the highest education goals you desire.

After all, GI Bill Benefits only go so far. Check out these military-specific scholarships you may be eligible for:

- ROTC Scholarships
- Scholarships for the National Guard & Reserves
- College-Based Military Benefits
- Fischer House Foundation Scholarship
- Yellow Ribbon Program
- Additional VA Education Benefits

03/18/2026

We’re on a mission

The higher education system in this country has been infected with a deadly virus……..

GREED…. that’s right Greed!!!!

Think about It logically for just a minute....

They offer you books, professors, lecture halls, labs etc etc.....

But all the information that is presented and taught is the work of all the brilliant people who wrote those books and through their own ingenuity were able to explain it to the rest of us.....

Now it’s great that we have these institutions to “house” all this information and knowledge and hire professors who can disseminate and articulate that information in an organized & effective way BUT.....

The institution itself doesn’t own that information, it’s not their intellectual property or product BUT...

They charge you for access to it....

This structure hasn’t changed since the concept of Higher Education was first introduced in America in the 1600’s BUT....

One BIG THING did change…….THE COST!!!!

For example, It seems highly unlikely that the original authors of the greatest textbooks ever written on subjects like Biochemistry or Mechanical Engineering, envisioned students having to take out $30,000 loans just for the privilege of reading their work......

It now costs $250,000 or MORE for a 4 year education, more than 5x the normal rate of inflation....

What other business could get away with this?...... Oh wait, I’m sorry they’re NOT a Business, they’re a “Not for Profit” organization…………hmmmm

Does any of this make any sense ????

It doesn’t, so what gives?......Simple- GREED

We’re on a mission to fight this immense Greed and show parents how to pay for college with the least amount of debt

Click on the website below----TO JOIN THE FIGHT & Start Using

www.collegefunding.com

ChatCFP

The First Ever A.I. Tool Exclusively For College Planning

(No B.S. landing pages, signing up for “FREE 14 day” subscriptions, inputting your email/name/SS #/blood type etc etc, just to see some semi relevant information, NONE OF THAT nonsense…ENOUGH already it’s played out!!!)

ChatCFP was built for everyday parents like you. ChatCFP is your online college planning counselor you can access 24/7.

04/27/2025

529 Savings Plans are tax-advantaged savings plans designed specifically for educational expenses.
The downfall: Unlike a Roth IRA, a 529 Savings Plan is considered an asset according to FAFSA guidelines, so the amount it holds may reduce your child’s financial aid eligibility.
However, taking money out of a 529 does not count toward untaxed income the following year, whereas a Roth IRA does.

The point is 👉🏼 there are numerous factors to consider when saving for a college education and comparing the pros and cons of each can get overwhelming.
Contacting the right financial advisor or tax professional can help simplify the college funding selection process.

Aside from a 529 Savings Plan, here are some alternatives to consider:
- CDs or High-Yield Savings (with no monthly fees)
- Employer Tuition Assistance
- Micro-Investing Apps
- Low-Risk Stocks

For more information on college funding options, contact the experts at College Funding Professionals.

04/26/2025

Paying for college and exploring financial aid options can go from 0 to 💯 real quick.
One day, college feels doable, and in the blink of an eye, your focus is lost as financial anxiety creeps in.

That’s why College Funding is on a mission to simplify the process and keep your educational goals on track.

College Funding’s Financial Aid Roadmap
📍 First stop, FREE MONEY - Fill out the FAFSA annually to unlock financial aid options that don’t require payback.
📍 Next, discover and apply for scholarships and grants. Did you know nearly $100,000,000 in scholarship money goes unclaimed each year?
📍 Then, apply educational savings. Maximize funds held in 529 plans, Roth IRAs, and other educational savings accounts before considering student loans.
📍 But before turning to student loans, look for work-study options or jobs available on your college campus.
📍 Save loans for last, and don’t forget to compare the terms and conditions of various loan types.

Navigating your child’s educational future is only overwhelming when you don’t have the appropriate resources.
College Funding is here to help.

04/21/2025

As a parent, being concerned about funding your child’s educational future is normal, but don’t push your retirement fund aside just yet. One of the most important rules to remember when choosing between the two is that you can take out student loans to fund your child’s education, but you can’t borrow money for retirement. Instead of pulling from your retirement savings, consider creating a budget timeline, opening a Roth IRA, and utilizing student loans.

Create a Budget Timeline – Before diving into where the funds will come from, first determine the cost of your child’s education. Compare price per credit, living options, meal plans, and work-study options. Knowing exactly how much you will need to cover takes out the guesswork for how much you need to save (or borrow), along with creating a reasonable payback timeline.

Open a Roth IRA – Roth IRAs are a great option for parents seeking to save for a child’s education AND their retirement. Unused educational funds will simply roll over as retirement savings.

Utilize Student Loans – Taking money out of your retirement should be the last resort. Utilize student or parent PLUS loans if needed to supplement the savings you’ve stashed away for your child’s education.