Johart Romulus, Agent with Silver Oak Financial

Johart Romulus, Agent with Silver Oak Financial Financial Advisor with Capstone Financial Services Please contact me to help you fully analyze your needs and recommend appropriate solutions.

I offer a variety of products that can help you meet a number of insurance and financial needs, including, but not limited to college funding, retirement, managing costs for extended periods of care and lifetime income strategies. Neither New York Life Insurance Company, nor its agents, provide tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professionals before

making any decisions. Any testimonial on this site is based on an individual’s experience and may not be representative of the experience of other customers. These testimonials are no guarantee of future performance or success. I am not licensed in all jurisdictions. New York Life Insurance Company
1963 NJ-34, Bldg B; Suite 201
Wall Township, NJ 07719

It's Beginning To Look A Lot Like Christmas!!Thanks Sierra for coming from PA and help decorate again this year!!
12/10/2023

It's Beginning To Look A Lot Like Christmas!!
Thanks Sierra for coming from PA and help decorate again this year!!

Are you considering buying a new home? Here are 10 tips to help you counter rising interest rates:
11/30/2022

Are you considering buying a new home? Here are 10 tips to help you counter rising interest rates:

New York Life guides you through buying a home during higher mortgage rates and inflation.

Happy Thanksgiving! Today, give thanks for your loved ones, the time you spend together, and the lifetime of memories yo...
11/24/2022

Happy Thanksgiving! Today, give thanks for your loved ones, the time you spend together, and the lifetime of memories you share.

Get ahead of rising APRs on your credit card(s) before it's too late with some helpful advice from Kiplinger.
11/15/2022

Get ahead of rising APRs on your credit card(s) before it's too late with some helpful advice from Kiplinger.

Even for those who pay off their credit card balances every month, knowing your APR is part of keeping good credit habits.

On  , we honor and give thanks to those who bravely serve our country and protect us every day.
11/11/2022

On , we honor and give thanks to those who bravely serve our country and protect us every day.

Worried about inflation hindering your dream retirement? Check out these tips from New York Life to help you keep everyt...
11/04/2022

Worried about inflation hindering your dream retirement? Check out these tips from New York Life to help you keep everything on track. If you have more questions, I'm here to help you reach your financial goals.

Have you developed a retirement withdrawal strategy or spending plan? Learn about retirement budgeting from New York Life and ensure that your savings last.

Mentoring can be a great way to engage new employees, increase job satisfaction, and boost retention. The 7 helpful tips...
10/31/2022

Mentoring can be a great way to engage new employees, increase job satisfaction, and boost retention. The 7 helpful tips found in this article can help you get started. Contact me to explore other small business solutions.

Mentorship programs at work are essential to employee retention and growth. New York Life offers 7 tips for effective mentoring in the workplace.

When you set out to improve the lives of others, you improve your own as well. Learn how the New York Life Foundation is...
10/27/2022

When you set out to improve the lives of others, you improve your own as well. Learn how the New York Life Foundation is creating meaningful change in the community through their philanthropic work and the work of their partners.

Discover how the mission of the New York Life Foundation is impacting communities and helping to improve the lives of children and their families.

No matter how much you think you've covered all your bases preparing for retirement, something unexpected can always com...
10/26/2022

No matter how much you think you've covered all your bases preparing for retirement, something unexpected can always come up. Check out these 5 retirement blind spots to avoid and reach out if you want even more help.

When financially preparing for retirement, remember to consider five things about income sources and preparation.

Retirement can have a funny way of sneaking up on you. If you’re on the verge of retiring but still haven’t created a fi...
10/25/2022

Retirement can have a funny way of sneaking up on you. If you’re on the verge of retiring but still haven’t created a financial strategy, don't worry. You’re not alone. With these tips and my help you'll be better prepared.

Playing retirement catch up isn't easy. Learn how to start planning for retirement late with these steps and considerations.

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320 Broad Street
Red Bank, NJ
07701

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