Kim Carpentier - Loan Officer, NMLS #1727272

03/07/2026

02/25/2026

🚨 LATEST NEWS for Homeowners!

Mortgage rates just hit their lowest level since 2022 — which means NOW may be the perfect time to refinance!
If you bought your home when rates were higher, you could be leaving money on the table every single month! 💰

02/16/2026

Happy Presidents Day from NewFed Mortgage!

http://newfed.com/kim-carpentier

02/10/2026

Homebuyer Preparation Program
1. Initial Consultation: Assess your goals, finances, and challenges.
2. Personalized Action Plan: Concrete steps, key milestones, regular progress check-ins.
3. Credit Position Review: Strengths, fixes, and action tips.
4. Affordability Analysis: Know your comfortable price range, including taxes and insurance and possible down payment assistance programs.
5. Mortgage Education & Pre-Approval: Learn loan types and documentation—be ready!

02/10/2026

http://newfed.com/kim-carpentier

02/09/2026

Good credit is more than just a number. It’s a reflection of your financial reliability and can have a big impact on your life. Having strong credit opens doors to lower interest rates on loans and credit cards, better insurance premiums, and even easier approval for renting a home. Maintaining good credit also shows lenders that you manage your money responsibly, which can provide peace of mind and greater opportunities for financial growth.