Lindsay Vachon - New American Funding

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Lindsay Vachon - New American Funding Your Mortgage Queen
Licensed in MA, RI, FL, ME, NH
NMLS #1035167

I talk to a lot of investors who are sitting on their next move because they're waiting to save enough for a full down p...
09/29/2026

I talk to a lot of investors who are sitting on their next move because they're waiting to save enough for a full down payment. Meanwhile the right property is sitting there.

That's exactly the problem Investor Plus was built to solve. As little as 10% down on an investment property. No mortgage insurance required on single units, short-term rental eligible, 1–4 units.

Sometimes the gap between where you are and your next property is smaller than you think. Let's find out if you qualify.

Note: For qualified borrowers. Additional restrictions apply. Must meet all loan program and borrower requirements.

The keys aren't in your hand just yet.Before closing, try to keep your finances as steady as possible. A new car, furnit...
09/28/2026

The keys aren't in your hand just yet.

Before closing, try to keep your finances as steady as possible. A new car, furniture financing, or a brand-new credit card may seem harmless, but even small changes can affect the final stages of your loan approval.

A little patience now can help keep your closing on track.

If you’re looking to grow your real estate portfolio, your rental income could help you get there. 🏠With a DSCR loan, I ...
09/25/2026

If you’re looking to grow your real estate portfolio, your rental income could help you get there. 🏠

With a DSCR loan, I can help you qualify based on the income your investment property generates rather than your personal income.* That means no personal income verification or tax returns required, plus financing options for purchases, refinances and cash-out refinances.

Have your eye on your next investment property? Send me a message and let’s see what’s possible.

*Qualification is required. Additional restrictions apply. Program rates, terms and conditions are subject to change without notice.

Incomes grew 4.6% last year*. Monthly mortgage payments fell. That combination means a mortgage payment takes up a small...
09/23/2026

Incomes grew 4.6% last year*. Monthly mortgage payments fell. That combination means a mortgage payment takes up a smaller share of take-home pay today than it did a year ago**. The ratio improved. On top of that: down payment assistance programs exist in most markets, gift funds are allowed on most loan types, and there are first-time buyer programs that change the upfront cost significantly. The number you've been assuming you need and the number you actually need are often very different. The only way to know is to run it with someone who does this every day.

DM me and let's find out where you actually stand.

*U.S. Bureau of Labor Statistics, 2025
**Redfin, January 2026

Community isn't built once. It's passed down, strengthened, and renewed with every generation.This Hispanic Heritage Mon...
09/21/2026

Community isn't built once. It's passed down, strengthened, and renewed with every generation.

This Hispanic Heritage Month, I’m honoring the people, traditions, and stories that have helped shape our communities, and those continuing to carry them forward.

House hunting? Don't overlook homes that have been on the market a little longer. When a listing has been sitting for a ...
09/21/2026

House hunting? Don't overlook homes that have been on the market a little longer.

When a listing has been sitting for a few weeks, sellers may be more open to negotiating. That could create opportunities for things like closing cost assistance, repair credits, or even a price reduction. Every situation is different, but asking about a home's time on the market could open the door to options you didn't expect. 🏡✨

For years, everyday buyers were competing against institutional money. Large corporate investors had deep pockets, all-c...
09/16/2026

For years, everyday buyers were competing against institutional money. Large corporate investors had deep pockets, all-cash offers, and the ability to move fast. This may have created additional challenges for individual buyers and small investors looking to enter the market.

Federal law now restricts those large corporate investors from buying additional properties from existing housing stock.* The institutional buyers that once crowded out everyday buyers have largely stepped back. That changes the math on making an offer. You're not competing against a hedge fund. You're competing against people in a similar position to you. Reach out and let's talk about what this means for your search.

*21st Century ROAD to Housing Act, Effective July 11, 2026.

A lot of investors assume their loan has strings attached when it comes to how they use the property. With Investor Plus...
09/15/2026

A lot of investors assume their loan has strings attached when it comes to how they use the property. With Investor Plus, that's not the case.

👀 Can I put less than 20% down? Yes.
🤔 Can I use it as a short-term rental? Yes.
🤝 Is mortgage insurance required? Not on single-unit properties.

Investor Plus was built for the way investors actually want to operate. Let's talk about whether it's a fit for what you're planning.

Note: Qualification is required. Additional restrictions apply. Program rates, terms and conditions are subject to change without notice.

Buying a home isn't just about what works today. It's about creating a plan that still works for you years from now. Whe...
09/14/2026

Buying a home isn't just about what works today. It's about creating a plan that still works for you years from now. When thinking about affordability, look beyond the first payment and consider how homeownership fits into your long-term goals.

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Reading, MA

Telephone

+15088890915

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