Pioneer Bank & Trust

Pioneer Bank & Trust We believe our products are highly competitive in today’s high-tech banking world, it is our hometown, personal service that is responsible for our growth.

As the sun rose over the eastern buttes of Harding County, arguably the harshest region of South Dakota, brothers F.M. and H.W. Clarkson had already been in the pasture tending their sheep for an hour. The Clarksons were hard working men who were known for their fairness and their willingness to help neighbors. In fact, it was just those qualities that would help them create what was to become Western South Dakota’s premier agricultural and business bank. In 1913, they formalized their practice of helping neighbors by establishing a bank in the prairie town of Buffalo. In 1937, the brothers expanded and founded the Bank of Belle Fourche. From those humble beginnings Pioneer Bank & Trust grew to become one of the safest banks in America. In 1956, we expanded our service capabilities by establishing a full service Trust Department. Pioneer’s Trust Department offers complete trust and estate planning, plus investments. The next branch opened was in Spearfish, then in Rapid City. With the new regional presence it was time for a new, appropriate name, and in 1986 Pioneer Bank & Trust was born! As the bank grew and our locations became diversified we decided to centralize our administration, operations and computer technology in a new Administration Center in Spearfish. Today, Pioneer Bank & Trust offers a varied and complete assortment of state-of-the-art banking products and services. Although we believe our products are highly competitive in today’s high-tech banking world, it is our hometown, personal service that is responsible for our significant growth. This is reaffirmed continually by the direct feedback we receive from customers!

Join us for a free succession planning seminar for ranchers! 🤠 📅 Wednesday, October 7, 2026📍 Wall Community Center, 501 ...
09/18/2026

Join us for a free succession planning seminar for ranchers! 🤠

📅 Wednesday, October 7, 2026
📍 Wall Community Center, 501 Main Street, Wall, SD
🍽️ Free lunch: Noon–1 PM

Please RSVP by October 1 to the South Dakota Stockgrowers Association at 605-342-0429 or [email protected], or to Pioneer Trust & Estate Services at 605-892-3494 or [email protected].

We hope you’ll join us for a day focused on planning for the future of your ranch, family, and legacy! 🌾



Non-Deposit investments available through Pioneer Bank & Trust are not FDIC insured, are not deposits, obligations, or guaranteed by Pioneer Bank & Trust, are subject to investment risk, including possible loss of principal.

❤️ What a great morning at the Heart Walk in Rapid City!Pioneer Bank & Trust was proud to have 35 team members participa...
09/14/2026

❤️ What a great morning at the Heart Walk in Rapid City!

Pioneer Bank & Trust was proud to have 35 team members participate in the walk and come together to support the American Heart Association. Together, our PB&T team raised an incredible $9,648.91 and earned the traveling Torch Trophy as the top fundraising team! 🏆

We’re grateful to everyone who walked, donated, and helped make this event such a success. We’re already looking forward to next year and passing the Torch along through the new Torch Journey! ❤️

Pioneer Bank and Trust; Member FDIC

⛳️ Pioneer Bank & Trust was proud to have a few of our team members participate in the inaugural Comet Classic Tournamen...
09/10/2026

⛳️ Pioneer Bank & Trust was proud to have a few of our team members participate in the inaugural Comet Classic Tournament supporting Rapid City Christian School!
The event raised more than $60,000 in sponsorships and event support to help meet school needs and further the mission of RCCS. We’re grateful to be part of an event that invests in local students and our community! 💙

Pictured: Bobbi Krueger, Kalynn Scoular, Justine McKay, Teena Huber
Pioneer Bank & Trust; Member FDIC

👋 Meet Luke Neely!We’re excited to welcome Luke Neely to the Pioneer Bank & Trust team as a Commercial and Agricultural ...
09/10/2026

👋 Meet Luke Neely!
We’re excited to welcome Luke Neely to the Pioneer Bank & Trust team as a Commercial and Agricultural Loan Officer in Rapid City! Luke brings a diverse background in commercial lending, financial services, business advisory, and commercial real estate, along with an MBA and Certified Exit Planning Advisor (CEPA) designation.

👉 Learn more about Luke and the experience he brings to Pioneer Bank & Trust by visiting www.pioneerbankandtrust.com/local-team/

Pioneer Bank & Trust; Member FDIC

🇺🇸 What a great Labor Day in Buffalo! Pioneer Bank & Trust was proud to be part of the Buffalo Labor Day Parade with our...
09/08/2026

🇺🇸 What a great Labor Day in Buffalo! Pioneer Bank & Trust was proud to be part of the Buffalo Labor Day Parade with our float and team! We had a great time waving to friends, family, and neighbors along the parade route.

Pictured: Gunnar Wagner, Erica Wagner, Emery Goertz, Kylie Teller, Karlie & Harper Goertz, Matt Walters, Abe Musonda, Dylan Clarkson, Ben Clarkson, Nicki Clarkson, and Elyse Clarkson.

Pioneer Bank & Trust; Member FDIC

🐂 Pioneer Bank & Trust is proud to support the South Dakota Cattlemen’s Association! We’re honored to stand alongside th...
09/08/2026

🐂 Pioneer Bank & Trust is proud to support the South Dakota Cattlemen’s Association!

We’re honored to stand alongside the ranchers and cattle producers who play such an important role in South Dakota’s agriculture industry and our local communities.
From the pasture to the community, we’re proud to support the people who keep South Dakota growing! 🌾

Pioneer Bank & Trust; Member FDIC

We’re excited to support Prairie Hills Transit with an $8,000 donation! 🚐Prairie Hills Transit is a public service dedic...
09/04/2026

We’re excited to support Prairie Hills Transit with an $8,000 donation! 🚐
Prairie Hills Transit is a public service dedicated to providing cost-effective, reliable transportation in the Black Hills area. We are proud to help keep our community connected and moving!
Pictured: Barbara Cline, Executive Director of Prairie Hills Transit, and Ashley Pearson, SVP and Manager in Belle Fourche.

Pioneer Bank & Trust: Member FDIC

We will be closed Monday, September 7th for Labor Day!Pioneer Bank & Trust; Member FDIC
09/03/2026

We will be closed Monday, September 7th for Labor Day!

Pioneer Bank & Trust; Member FDIC

🌾🤠 Ag Day is back in Belle Fourche! Pioneer Bank & Trust is proud to sponsor the Belle Fourche Chamber of Commerce Ag Da...
09/02/2026

🌾🤠 Ag Day is back in Belle Fourche! Pioneer Bank & Trust is proud to sponsor the Belle Fourche Chamber of Commerce Ag Day on September 19 from 1–6 PM at the Black Hills Roundup Grounds.

There’s something for everyone, including local vendors, food trucks, an Ag Olympic Games, a kids zone, and more! Come celebrate agriculture and the people who help keep our community growing! 🌱

We hope to see you there!

Pioneer Bank & Trust; Member FDIC

We're excited to be participating in the Heart Walk on September 12 in Downtown Rapid City! ❤️Every step you take and ev...
09/01/2026

We're excited to be participating in the Heart Walk on September 12 in Downtown Rapid City! ❤️

Every step you take and every dollar you raise for the Black Hills Heart Walk helps train more lifesavers, fund heart health education and support vital research, including right here in our community.
At the Heart Walk we’re walking to build a community of lifesavers— because 9 out of 10 people who suffer cardiac arrest outside the hospital don’t survive. But together, small actions can create extraordinary, lifesaving outcomes.

Come and walk with us. Save the date and register today: www.WestCentralSDHeartWalk.org

Pioneer Bank & Trust: Member FDIC

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Rapid City, SD
57702

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