Mike Fischer - Affiliated Mortgage Empowered by Nexa Lending

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Rapid City, SD
Mike Fischer - Affiliated Mortgage Empowered by Nexa Lending

Mike Fischer nmls #178773
Affiliated Mortgage
Empowered by NEXA Mortgage, NMLS #1660690

I was born and raised in South Dakota.

Mike Fischer NMLS #178773
Affiliated Mortgage NMLS #2572036
Empowered by Nexa Lending LLC
5559 S Sossaman Rd Bldg #1 Ste #101 Mesa, AZ 85212 NMLS # 1660690
NEXA Lending LLC is an Equal Housing Lender | Equal Housing opportunity I love living here and can’t imagine myself anywhere else. I currently reside in Rapid City and grew up in Fort Pierre. I graduated from Stanley County High School in 1988 and earned a Bachelor’s Degree in Business from National American University in Rapid City. In my spare time I enjoy the outdoors, something we here in South Dakota value highly. You’ll often find me swinging away on the golf course, fishing in our many lakes and rivers or out in the fields hunting pheasants and deer. I have over 20 years lending experience and have assisted thousands of people achieve their financial dreams. There is no loan scenario that I have not come across at one time or another. Unlike other lenders, when I meet a new customer I look for ways to get the deal done rather than looking for ways to NOT get it done. I am a Certified Military Housing Specialist. A designation received from USA Cares, an organization dedicated to assisting military families. I am also a member of Vetted VA Professionals, a national group of professional mortgage loan officers committed to serving our nation’s active duty and retired military personnel and families. The military is a vital part of our local economy and I am proud to be a partner with USA Cares and Vetted VA Professionals. My support staff and the company I work for are the best…bar none!! It is my goal to make your home ownership dreams come true and make the process as quick and hassle free as possible.

11/04/2026

Colder weather is here and now's the time to start on your fall checklist. Taking care of your home now means protecting it for the future, and giving me a call means being prepared for any future opportunities to save.

05/30/2026

Good News for Veterans: The VA Appraisal Process Just Got Even Better
One of the biggest concerns I hear from veterans when buying a home is:
“What if the appraisal comes in low?”
The good news is that the VA has recently made improvements to help create a smoother process for veterans, buyers, sellers, and real estate agents.
Here are a few things to know:
✅ More transparency during the appraisal process
✅ Expanded opportunities to provide market data and comparable sales
✅ Tidewater remains a powerful tool that allows agents and lenders to provide additional information before a value is finalized
✅ Veterans still have access to a Reconsideration of Value (ROV) if there are concerns about the final appraised value
The goal is simple:
More accurate valuations
Better communication
Fewer surprises
A smoother path to homeownership for veterans
One thing I’ve always appreciated about the VA loan program is that it’s designed to protect veterans while still helping them achieve homeownership.
And remember…
A low appraisal doesn’t automatically mean the deal is dead.
There are often solutions and options available when you’re working with the right team.
If you’re a veteran thinking about buying a home, don’t let appraisal myths stop you from exploring your options.
The VA home loan remains one of the best mortgage benefits available today and it’s the only loan that allows not one but two opportunities to combat a low appraisal 💪

02/21/2026

Pierre/Fort Pierre friends....come down to the Ramkota and see me at the KCCR Farm, Home and Sport Show! Register to win a Blink video doorbell!!! Saturday 9am to 5pm and Sunday 10am to 3pm.

09/17/2024

Buying a home for the first time is a major milestone. We're committed to making the process as smooth and stress-free as possible. Contact me today!

07/22/2024

Feeling like your mortgage is out of sync with your life? Let's get it back in rhythm with a refi. Call us to match your loan terms to your tempo.

07/19/2024

Make the most of your money! HMDA data shows that homebuyers who work with an independent mortgage broker save an average of $9,407*. Contact me today to learn why!

07/18/2024

Knowledge is power and we want you to feel the power of working with a mortgage broker. With multiple loan options, personalized service and communication every step of the way, come experience the broker difference for your next purchase or refinance.

07/18/2024

Think of buying a home as building a future, one brick at a time. If you're ready to lay the first brick, I'm here to help. Reach out and let's embark on this exciting journey together.

02/23/2023

Check out my latest review!

Address

1301 W Omaha Street , Ste 118
Rapid City, SD
57701

Website

https://www.mikefmortgage.com/, https://nmlsconsumeraccess.org/TuringTestPage.aspx?ReturnUrl=%2FEntityDetails.aspx%2FCOM

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