Reed Lindbloom Mortgage Loan Originator

07/20/2026

This map helps explain why oil prices haven't spiked despite the latest escalation. Over the weekend, U.S. Energy Secretary Chris Wright said roughly 14 million barrels per day of crude was still moving through the region – about 7M bpd via the Strait of Hormuz and 7M bpd through alternative routes. That continued flow has helped keep prices relatively contained. However, with the Houthis now proposing a maritime blockade against Saudi Arabia, that could change. The good news is mediators have proposed a 10-day ceasefire in an effort to get the interim peace deal back on track.

This map helps explain why oil prices haven't spiked despite the latest escalation. Over the weekend, U.S. Energy Secretary Chris Wright said roughly 14 million barrels per day of crude was still moving through the region – about 7M bpd via the Strait of Hormuz and 7M bpd through alternative route...

05/28/2026

Your first home doesn’t have to be your forever home. Trying to skip straight to the finish line is what keeps so many buyers trapped on the sidelines.

Think of real estate as a progression. Here is how it actually works:

1. The First House: It won’t be perfect, but it is how you escape from the rent trap. Buying a house that needs updating and small repairs is the perfect way to build equity.

2. The Step-Up House: More space, better neighborhood. You upgrade using the appreciation and profit from your first sale.

3. The Forever Home: Funded by years of built-up equity. Exactly what you want, right where you want it.

It’s not a race. To win in this market, you just need to pace yourself. The best time to get in the game is as soon as you can.. your interest rate while renting is always 100%.

04/03/2026

Thinking about buying a home? Your credit doesn’t have to be perfect – but small, steady habits can make a real difference.

On-time payments help establish a reliable track record, while keeping balances low supports healthy credit usage. Holding off on new debt can prevent short-term score dips, and keeping older accounts open helps maintain the length of your credit history – even if those accounts aren’t used often.

It’s also smart to check your credit report periodically. Confirm that your personal information and accounts are accurate, review account statuses and open dates, and watch for duplicates or unfamiliar activity. Looking at all three credit bureaus can help ensure your credit profile reflects your true financial picture.

03/26/2026

Settling in with a new team in Rapid City. It feels great to be with a community focused organization

Welcome Reed Lindbloom to the team! 👋

Reed is a local mortgage professional with experience across a broad range of loan products, including FHA, VA, USDA, construction financing, and HELOCs. Since entering the industry in 2020, he has focused on helping clients achieve their goals through clear, education‑driven guidance and consistent communication to support informed, confident decisions.

Originally from Pierre, Reed holds both a bachelor’s degree in Economics and Finance and an MBA from Black Hills State University. He has lived in the Black Hills since 2013 and spends his free time creating music, enjoying the beautiful Black Hills by hiking with his partner and dogs, or snowboarding and skiing in the winter.

02/12/2026

Spring selling is here, and competition is real.
I help buyers get offer-ready early, move fast when timing matters, and stay confident through the process.
If you want smoother deals this season lets connect. http://rate.com/reedlindbloom

12/29/2025

Even a slight drop in mortgage rates could mean a big boost in savings. Set a Rate Alert to be notified the second rates fall into your target savings range - I'll help you act fast!

https://alert.rate.com/refi?emp-id=37344

12/16/2025

Proud of the impact our community made in December.

Through Black Hills Association of Realtors Realtor Ring Day, BHAR members volunteer efforts helped raise $3,429 to support the Salvation Army. The Black Hills Bass food drive collected over 140 pounds of food donated to Feeding South Dakota. Our combined efforts made meaningful impacts to local families.

Thank you to everyone who donated and volunteered — serving our community is fulfilling.

11/27/2025

Happy Thanksgiving 🦃 and thank you Lauren Fielder, Realtor for hosting and sharing your expertise in wreath-making 🍁🍂🏠.

10/21/2025

Don't let a down payment stand in the way of homeownership. If you're FHA-eligible and buying a primary residence, Access Down Payment Assistance (AccessDPA) could help you buy with more flexibility and fewer financial hurdles. Ready to see how far a little help could take you? Let's talk!