06/07/2025
Weird time for rates. Happy to be busy still. FHA still better for someone with an 800 credit score and 25% down. Lower cash to close, lower total monthly payment, lower rate, and more to interest than the conventional option even considering the funding fee and mortgage insurance.
It's a strange time lol.
Let me know if you have any questions or want to run a scenario by me.
Anything from $50k land loans and wholesale real estate/gap funding, to business lines of credit with nothing but 3 months bank statements, down payment assistance, commercial construction, renovation, no income, $100m+ infrastructure financing, and everything in between.
Even if you're not sure you can qualify, let's chat and put a realistic plan together for the short and long term. Chances are there are opportunities for you.
Some examples of the projects we have recently funded or added. Business line of credit for working capital for a restaurant $250k no tax returns needed.
Multi family rental purchase in KC, MO with rent equal to 150% of the monthly payment for a newlywed couple that can't buy a primary yet in CA where they live.
Fix and flips in Philly with no previous experience.
Florida ground up construction for retirement home.
San Diego cross collateral/blanket loan w/ cash out to purchase and renovate another rental with no cash out of pocket.
Los Angeles custom ground up with rooftop bar and beach view.
Gap funding/transactional financing for assignment of contract/real estate wholesalers 2 points 100% financing, no credit check, only background check, title info, contract a and contract b, driver's license, close in 7-14 days.
I do personalized plans for each client, speak to someone who actually teaches you how the process works and shows you the secrets. Whether you're on your first home and need down payment assistance, work on your credit, and seller credit or you're looking for financing for a multi million dollar data center we have something for you.
