Golden Coast Funding

07/14/2022

We are ! Whether you are new to the industry or looking for a change, we would love to hear from you!

Golden Coast Funding is located in Rancho Santa Fe, CA, and approved with 100+ Wholesale Lenders; giving you more market advantage for your clients!

👉 To apply email: [email protected]

03/03/2022

This right here! 🙌

Thank you, Brenda! It is such a pleasure working with you and serving your clients.

Contact us with any questions - we're happy to help!

📲 760.521.8527
📧 [email protected]
🌐 goldencoastfunding.com
📍16909 Via De Santa Fe, Suite 202, Rancho Santa Fe, CA 92067

02/21/2022

"Efforts and courage are not enough without purpose and direction. "
– John F. Kennedy

Today we take a moment to celebrate the leaders of America, Happy 🇺🇸

02/16/2022

Realtors: do you have borrowers in need of a quick loan approval to win offers, or get cash out of their property?

Proud to share that our team was able to get this approved and cleared to Close in 2 Days!

📨 Send us a message and let us know how we can help your refi mortgage needs?

02/14/2022

Happy Valentine's Day!

Sending some extra to all of our clients, team members and agent partners today. We couldn't do what we love without your support and trust. ❤

If you are ready to tell a new home "be mine", we're here to help.

Send us a message or contact us below:

📲 760.521.8527
📧 [email protected]

02/10/2022

Is it possible to qualify for an property loan with no credit score or income verification? YES!

Swipe to learn more about the loan program, and leave us any questions/comments below!

02/02/2022

Don't mind us, we're just doing our happy dance over here... 🕺🏽Cleared to Close in 3 days!!

Give us a call to see how we can help make your process as fast and stress free as possible!

📲 760.521.8527
📧 [email protected]

01/27/2022

Get a jump-start on the homebuying season with a credit up to $600 on costs – now through March 31, 2022.

Ask us how!

📲 760.521.8527
📧 [email protected]

01/25/2022

: The Federal Housing Finance Agency (FHFA) announced it will increase fees on certain home loans starting Apr. 1, 2022.

🔎 Let's take a closer look at the fee changes and who's impacted?

▪️ These new upfront fees will affect high-balance and second home sold to Fannie Mae and Freddie Mac.

▪️ The exact fee increase amount for both, high balance loans and second homes depends on your loan to value (LTV) - the amount of the loan as a percentage of the property's value ratio.

▪ The upfront fees for high balance loans will increase on a tiered scale between 0.25% and 0.75%, depending on the LTV.

▪️ The upfront fees for second home loans will increase between 1.125% and 3.875%, also tiered and dependent on the LTV.

As is the case with most fee hikes, these costs are then passed on to borrowers in the form of higher interest rates.

If you’re looking at either a high balance loan or a mortgage for a second home, there’s no time like the present to lock in a low rate.

🏘 Contact us to take advantage of the buffer period before Apr. 1, and help you avoid the new fees.

📲 760.521.8527
📧 [email protected]

01/17/2022

Thank you for inspiring everyone to dream big. We honor you today and always, Dr. King.

01/14/2022

Whether you are as a contractor, freelancer, or independent business owner, the process for a getting a mortgage differs from that of a traditional W2 employee.

Here are 5 things to keep in mind as a self-employed borrower getting a mortgage:

1️⃣ You will need to demonstrate that you’ve been self-employed - in the same line of business for the last two years

2️⃣ Must be 25% or more owner of the business

3️⃣ You will need to provide a year-to-date Profit & Loss & Balance statement

4️⃣ Be sure your business can be verified as currently active

5️⃣ Provide at least three months of your most recent bank statements

BEFORE you start your home search, make sure you are pre-approved FIRST.

Click here to get started: https://goldencoastfunding.com/

01/12/2022

This is a great read for any homebuyers thinking about purchasing a home this year. Give it a look then reach out to us so we can give you our advice and expertise! 🏡

If you’re following along with the news today, you’re probably hearing a lot about record-breaking home prices, rising consumer costs, supply chain constraints, and more.