Ramis Urribarri Mortgage lender

Ramis Urribarri Mortgage lender Senior Mortgage Loan Originator Ramis Urribarri
I help people qualify for a home loan
Sr. I speak English and Spanish.

Loan Originator at Pacwest Home loans in Rancho Cucamonga
Hot Water…
Teabags develop a stronger flavor the longer they are in hot water. As a loan originator who has been in the industry since 1987, I successfully handle difficult loan applications for my clients. Experience counts and every time I get a challenging loan application approved, I get better and stronger at what I do! Deep and Fast…

My strong academic background and unique ability to think fast and in-depth mean that I know how to structure my files to hasten the approval process, and I can conceive and carry out resourceful solutions to the most complex or troubling financial situations. When other lenders fail, I help people procure not just a loan, but a good loan. Diamond Service…
I believe ‘adversity is the diamond dust Heaven polishes its jewels with’ and this is why when Realtors® and families are looking for a polished professional who can get their loan approved no matter how challenging the situation, I’m the one they turn to. My high rate of loan approval and reputation of integrity and quick response is why I also enjoy a lot of repeat and referral business. Walk a mile in their shoes…
I truly have empathy for individuals and families struggling with hard times and misfortune. I help people hurdle over obstacles that may stand in their way to a great home loan, and nothing gives me greater pleasure than to help them cross the finish line to their new home. Why PacWest…
I’m proud to be associated with PacWest Home Loans. a privately held residential mortgage banker founded on the principles of responsible lending, competitive rates, and exceptional service. Call Me: 626-521-5334 NMLS #361443

Specializing in:
• Retail Mortgage Banking
• New or Existing Home Purchase
• First Time Homebuyers
• Direct lender FNMA & GNMA
• Renovation Financing
• Conventional, FHA, VA, USDA & Bond Financing
• Low Down Payment JUMBO with no PMI
• Quicker Short Sales/Foreclosures
• Down-Payment Assistance Programs

06/06/2023
"Start by doing what's necessary; then do what's possible, and suddenly you are doing the impossible."⁣⁣- Francis of Ass...
05/13/2021

"Start by doing what's necessary; then do what's possible, and suddenly you are doing the impossible."⁣
⁣
- Francis of Assisi⁣

05/12/2021
Don’t Count on Refinancing to Lower Your Interest Rate.⁣⁣Mortgage rates have started to edge up from historic lows, and ...
05/11/2021

Don’t Count on Refinancing to Lower Your Interest Rate.⁣
⁣
Mortgage rates have started to edge up from historic lows, and they may keep rising off the historic lows, so it might not be the right time to refinance. But you may be able to save money by shortening your loan term.⁣
⁣
For example, moving from a 30-year fixed-rate mortgage to a 15-year loan with a better rate, or through a cash-out refinancing, in which your new mortgage amount is greater than the existing one. This allows you to tap into your home equity to pay down other debts. Even though your monthly payment will rise, you could end up saving money by paying off higher-interest debt, such as your car loan, student loans, and/or credit cards.⁣
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Before doing any refinancing, you should crunch the numbers to make sure you aren't adding to your financial stress.

"A dream does not become reality through magic; it takes sweat, determination, and hard work." ⁣⁣- Colin Powell
05/06/2021

"A dream does not become reality through magic; it takes sweat, determination, and hard work." ⁣
⁣
- Colin Powell

What Is the Minimum Down Payment on a House?⁣⁣There is no universal minimum down payment, but the more you pay upfront, ...
05/05/2021

What Is the Minimum Down Payment on a House?⁣
⁣
There is no universal minimum down payment, but the more you pay upfront, the lower your monthly mortgage payments, the lower the interest rate you will qualify for, and the less likely you will be to have to pay mortgage insurance or other fees.

How Much Money Do I Need To Put Down on a Mortgage?⁣⁣When you buy a home, one of the biggest up-front expenses is the do...
05/04/2021

How Much Money Do I Need To Put Down on a Mortgage?⁣
⁣
When you buy a home, one of the biggest up-front expenses is the down payment. Not to be confused with closing costs, the down payment is the portion of the purchase price that you pay upfront at closing. Generally, if you put less money down on a home at closing, you’ll pay more in fees and interest over the loan’s lifetime (and vice versa). ⁣
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The down payment you make on your home impacts what kind of mortgage you qualify for, how much money you can get, and the loan's terms and conditions.

Address

11023 Eucalyptus Street
Rancho Cucamonga, CA
91730

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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