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Monday 9am - 6:30pm Tuesday 9am - 6:30pm Wednesday 9am - 6:30pm Thursday 9am - 6:30pm Friday 9am - 6:30pm

EZ Fundings Home Loans

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United States
Rancho Cucamonga, CA
EZ Fundings Home Loans

We make the home loan process so EZ! We ensure that we are able to achieve your financial goals in both the quickest and most transparent way possible.

Over 30 years of combined experience in the mortgage industry, relationships with top national lenders, and reputable loan officers make EZ Fundings an easy choice to be your next Home Loan one-stop shop. The Haven office opened up in November 2011 in order to take home loans to the next level with accurate knowledge of the ever-changing loan industry, and the goal of becoming an industry leader i

n streamlining the Home Loan process. Each client's loan is treated differently, as our loan officers are trained to deliver full comprehensive strategies that suit each client's individual needs, regardless of market conditions. Our culture of honesty and transparency ensures that we will give you the best that we can, regardless of market conditions. We will earn your trust, even if we don't earn your business.

04/02/2026

Are you self-employed and worried your tax returns might prevent you from qualifying for a home loan? Many business owners in California face this challenge because tax write-offs often reduce their reported income on paper. Fortunately, FHA P&L loans may allow you to qualify using your Profit & Loss statement instead of traditional tax returns. This option can help freelancers, contractors, and small business owners show their actual business income and cash flow, making homeownership more accessible. With FHA-backed benefits like lower down payments and flexible guidelines, self-employed borrowers in Downey, Orange County, and across California may have a stronger path to buying a home.

If you run your own business, your business income could be the key to qualifying for your next home.

04/01/2026

Are your tax write-offs making it harder to qualify for a home loan even though your business income is strong?

03/31/2026

🏡 Are you self-employed and ready to own a home?

Your tax write-offs should not hold you back from homeownership. With FHA P&L Loans, you can qualify using your actual business income — no traditional tax returns needed. Whether you're a freelancer, contractor, or small business owner in Downey, Orange County, or anywhere in California — this loan program was built for you.

✅ Skip the tax returns — use a P&L statement
✅ Ideal for self-employed borrowers with strong income
✅ Show higher income beyond your tax write-offs
✅ FHA-backed with flexible guidelines & low down payment
✅ Proudly serving Downey & Orange County, California

Stop letting outdated lending rules stand between you and your dream home. Your business income is your power — let's use it.

👉 Visit ezfundings.com or call us today to get started!

02/16/2026

Happy President’s Day from EZ Fundings, Inc.!
Buying a home this year? Start with a strong foundation: pre-approval, clear options, and a monthly payment plan. Comment “PRE-APPROVAL” to begin.

02/14/2026

Valentine’s Day is a reminder that the best plans start with clarity. ❤️ Ready to buy? Let’s begin with pre-approval and a simple roadmap to closing.

02/08/2026

I know everyone’s talking about the Super Bowl and who’s gonna win and why… But I’m just over here wanting your Home Loans 🤣

May the best team win 🏆

01/30/2026

This one matters 👀🏡
The President just pushed through legislation aimed at slowing down big institutional investors from snapping up everyday homes, and that’s a big deal for real buyers.

Fewer Wall Street cash offers.
Less competition from companies that never planned to live there.
More opportunity for families, first-time buyers, and people who actually want to own—not rent their own neighborhood back.

It’s not an overnight fix, but it is a shift toward putting homes back in the hands of people, not portfolios. And that’s a step in the right direction.

01/28/2026

“I’m waiting for the market to crash.”

People have been saying that since 2019. Pandemic. High prices. High rates. Election years. And now it’s 2025 — still waiting, still renting. Meanwhile, the “panic buyers” from 2019 own homes worth $95K more, have years of equity, fixed payments, and zero rent.

Even if prices dropped 15%, a $417K home becomes $354K — still more than it cost in 2019. And when prices dip, buyers rush in, bidding wars start, and prices get pushed right back up. The real cost of waiting isn’t just the price — it’s the equity you never build, appreciation you never capture, and rent you’ll never get back. Timing the market feels safe, but getting in and letting time do the work is usually how people actually win.

01/20/2026

Perspective matters. A lot of people say, “I’ll buy when rates get back to normal.” But what most people think is “normal” has been completely skewed. If you zoom out and look at history, today’s rates—around 6%—are actually far closer to the norm than the 3% era ever was.

Here’s the reality of mortgage rates over time:
• 1970s: ~8–9%
• 1980s: Peaked at 18.45%
• 1990s: ~8–10%
• 2000s: ~6–7%
• 2010s: Historic lows at 3–4%
That 3% window in 2020–2021? Not normal. A once-in-a-lifetime anomaly.

What our parents understood—and many buyers forget today—is you’re not marrying the rate. You can refinance when rates drop. But you can’t refinance the price you didn’t buy at, the equity you didn’t build, the rent you paid, or the time you lost. When rates fall, prices rise. Buyers who act now often get better pricing, more leverage, start building equity sooner—and then refinance later. That’s how you win twice.

01/19/2026

“I have a dream.”
A powerful reminder that meaningful change starts with vision and action.
Today, we honor Dr. Martin Luther King Jr. and his enduring legacy.

01/15/2026

When clients say “10/10 recommend,” we’re doing something right. 🙌
Thank you to our clients for trusting EZ Fundings—and to Alan Grigorian for delivering an outstanding homebuying experience.

01/14/2026

Did you know you can qualify for a mortgage using just your bank statements—no tax returns needed? 🤔

Address

10807 Laurel Street, Ste 110
Rancho Cucamonga, CA
91730

Opening Hours

Monday	9am - 6:30pm
Tuesday	9am - 6:30pm
Wednesday	9am - 6:30pm
Thursday	9am - 6:30pm
Friday	9am - 6:30pm

Website

http://ezfundings.com/

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