Gabriel Hunter Loan Originator NMLS #1763977

05/04/2022

Check out some active listing in your area. Click on the link below. Want to take the next step and start the Pre-Approval process shoot me a message!

https://www.gabrielhunter.me/

05/02/2022

Answers For Homeowner's Four Biggest Questions

1. Is now a good time to sell?

In short, yes. Here are the biggest reasons why:
Inventory is still at record lows and buyer demand at record highs. Low mortgage rates mean this is the perfect time to move up or downsize your current living situation for an affordable price. Sellers have leverage in a highly competitive market. This can be strategic when it comes to negotiating terms.

2. What if I sell my home, but I’m unable to find a new one to buy?

Closing dates can be worked out in the terms and are often flexible. And there are many short-term housing options available should there be a gap.

3. Home prices are high right now. Should I wait to buy?

Increasing values don’t always equate to decreased affordability. The actual cost of housing reflects a person’s purchasing power, which is a function of mortgage rates and income. It’s not just price.

4. If a lot of foreclosures hit the market, will that decrease home values?

This is a common concern about the end of forbearance and homes potentially flooding the market. Here’s why that’s not likely to happen.

Nearly 30% of borrowers in forbearance are still current on their mortgage payments. Learning from the past, many banks will negotiate modification plans with borrowers, which will enable households to maintain ownership. Most homeowners are equity rich, and many will be able to sell instead of going into foreclosure.

Contact me for answers to your questions and a free home estimate.
www.gabrielhunter.me

05/02/2022

If you can’t decide on which color to paint the different rooms in your home, why not ask an interior designer? But if you’re on a budget, why not ask Google instead?Living Cozy has published a study identifying the most popular paint colors for each room of the house based on worldwide Google s...

04/26/2022

Looking for a home in Apple Valley?
Here is a Monarch Feature Home!!
Want to see more click on the link and type in the address!
This Home may qualify for DownPayment assistance


www.gabrielhunter.me

04/25/2022

https://www.housebeautiful.com/room-decorating/outdoor-ideas/g39750247/small-balcony-ideas/?distinct_id=r1Lknc5Lf&user_email=gabrielhunter32%40gmail.com

String lights, bird feeders, and rocking chairs ahead.

04/21/2022

According to this metric, homebuyers are now getting stretched financially at a level not seen since 2007.

04/20/2022

04/11/2022

Mortgage One Group, Offers 6 Tips to Save for a Down Payment

Inland Empire — When considering buying a home, the down payment you put upfront plays a major role in your future housing expenses. According to the Consumer Financial Protection Bureau, the amount you save can greatly influence your interest rate, monthly housing payment and also your need for mortgage insurance. As you prepare for the home buying process, Mortgage One Group is highlighting six tips to help you cut the extra costs and save a substantial amount for your down payment.
“Typically, lenders require anywhere between 5 and 20 percent of a home’s purchase value as down payment, but the more money you can put down, the better off you’ll be.” said Gabriel Hunter LO, Mortgage One Group. “By responsibly managing your spending and allocating extra cash to a savings account, you will be on the right track towards saving for your home purchase.”
Mortgage One Group is providing prospective homebuyers with these tips to save for a down payment:
• Develop a budget & timeline. Start by determining how much you’ll need for a down payment. Create a budget and calculate how much you can realistically save each month – that will help you gauge when you’ll be ready to transition from renter to homeowner.
• Establish a separate savings account. Set up a separate savings account exclusively for your down payment and make your monthly contributions automatic. By keeping this money separate, you’ll be less likely to tap into it when you’re tight on cash.
• Shop around to reduce major monthly expenses. It’s a good idea to check rates for your car insurance, renter’s insurance, health insurance, cable, Internet or cell phone plan. There may be deals or promotions available that allow you to save hundreds of dollars by adjusting your contracts.
• Monitor your spending. With online banking, keeping an eye on your spending is easier than ever. Track where most of your discretionary income is going. Identify areas where you could cut back (e.g. nice meals out, vacations, etc.) and instead put that money into savings.
• Look into state and local home-buying programs. Many states, counties and local governments operate programs for first-time homebuyers. Some programs offer housing discounts, while others provide down payment loans or grants.
• Celebrate savings milestones. Saving enough for a down payment can be daunting. To avoid getting discouraged, break it up into smaller goals and reward yourself when you reach each one. If you need to save $30,000 total, consider treating yourself to a nice meal every $5,000 saved. This will help you stay motivated throughout the process.

04/11/2022

It’s that time of year again!! See below for some spring cleaning tips!!