Your Mortgage Loans Expert - April Garcia

Your Mortgage Loans Expert - April Garcia Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Your Mortgage Loans Expert - April Garcia, Mortgage brokers, Rancho Cucamonga, CA.

With over 20 years of experience in the mortgage industry, April and her Team are your trusted advisors that are ready to help you with a smooth & stress-free home buying or refinance experience.

It's so heartwarming to see all of the companies participating in freebies and discounts for our Veterans this Friday, N...
11/09/2022

It's so heartwarming to see all of the companies participating in freebies and discounts for our Veterans this Friday, November 11th.

Click (or copy & paste) this URL
https://news.va.gov/109711/veterans-day-discounts-free-meals/ to view the list

Don't forget to pass this info along....

Post from the VA website:

Veterans Day 2022 is Friday, November 11. This Veterans Day discounts list will continue to be updated as we learn of more nationally available Veterans Day discounts, meals or other ways businesses and organizations want to give back to Veterans. These Veterans Day discounts, free meals, and other programs are being shared so that Veterans, their families, caregivers, and survivors are aware of all resources available to them. Verify with the organization's offering.

Many people panic when they hear the Fed has increased the rate again. They think that the Federal Reserve controls mort...
11/05/2022

Many people panic when they hear the Fed has increased the rate again. They think that the Federal Reserve controls mortgage rates.

The Fed only controls short-term interest rates and has been raising short-term rates throughout the year to combat inflation. Mortgage rates are long-term (think 30 years).

This chart demonstrates the effect the Fed hikes have on mortgage rates. The rates have actually dropped in the weeks following each of the last 3 Fed rate hikes.

Mortgage rates are up this year because of record inflation. When the Fed raises short-term rates to combat this, mortgage rates tend to react positively.

Credit Myths vs. Credit FACTS... Feel free to reach out with any questions. I'd be happy to help :)
11/02/2022

Credit Myths vs. Credit FACTS... Feel free to reach out with any questions. I'd be happy to help :)

Short on Cash & Hoping to Buy a Home?  Many of my clients are surprised to hear that they do not need as much cash to bu...
08/24/2022

Short on Cash & Hoping to Buy a Home? 

Many of my clients are surprised to hear that they do not need as much cash to buy a home as they thought they did.  With rent prices rising dramatically, this is a great time to explore your options.  There are many programs that allow low down payments, grants, seller/lender credits and more that reduce the amount of money you need to buy a home. 

Let’s talk & get you into that dream home!☎️ 909-490-3889

07/21/2022

If you’re going through a divorce and want more information on how to tap into more equity of your home…listen to this video

Come visit me this Sunday, 7/10/22, in MoVal for an Open House. I look forward to seeing you!!!                         ...
07/07/2022

Come visit me this Sunday, 7/10/22, in MoVal for an Open House. I look forward to seeing you!!!



❤️Cheers to Life, 🤍Liberty and 💙The Pursuit of Happiness 🇺🇸Fun Facts about the 4th of JulyOn July 4, 1776 congress appro...
07/04/2022

❤️Cheers to Life, 🤍Liberty and 💙The Pursuit of Happiness

🇺🇸Fun Facts about the 4th of July

On July 4, 1776 congress approved The Declaration of Independence which paved the way for the Freedoms we enjoy today.

The Declaration of Independence states three basic ideas: (1) God made all men equal and gave them the rights of life, liberty, and the pursuit of happiness; (2) the main business of government is to protect these rights; (3) if a government tries to withhold these rights, the people are free to revolt and to set up a new government.


Check out this checklist to prepare your home for sale.  Don’t let it be overwhelming. Do a little bit each day. Contact...
06/28/2022

Check out this checklist to prepare your home for sale. Don’t let it be overwhelming. Do a little bit each day.

Contact me today to discuss what your game plan will be once your home is sold. Let’s make sure you are in the best possible position when it’s time to buy again. ☎️909-490-3889.

Thank you for sharing this checklist with us!



The face your lender makes when she discovers your real estate agent has deposited almost $19k into your checking accoun...
06/24/2022

The face your lender makes when she discovers your real estate agent has deposited almost $19k into your checking account over the last 2 months while you are currently in escrow with NO loan contingency AND on a 14 day closing timeline. WTH!!! C’mon people!!


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Rancho Cucamonga, CA
91739

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