David Krolikowski at Rate NMLS 822204

David Krolikowski at Rate NMLS 822204 David Krolikowski, VP of Mortgage Lending
NMLS 822204 at Rate (operating as Guaranteed Rate, Inc. in New York state) NMLS 2611.

A mortgage company where homebuying meets well-being. Rate combines your home, financial and personal well-being to spark a more balanced life.

12/30/2025

Ready to make your homeownership resolution a reality? You could apply and get approved for a mortgage in just one day. I’ve got the tools, guidance and fast mortgage application process to set you up for success.

Contact me to get started: http://ms.spr.ly/6183taFBv

Lower rates, growing inventory and rising wages are helping buyers close out 2025 on a more confident note. Pending home...
12/29/2025

Lower rates, growing inventory and rising wages are helping buyers close out 2025 on a more confident note. Pending home sales wrapped up November with strong momentum heading into year-end. Signed contracts rose 3.3% month over month and 2.6% year over year, with gains across all four U.S. regions and the strongest performance in nearly three years, according to National Association of REALTORS®

See what’s behind the trends at http://ms.spr.ly/6183taphT

12/26/2025

Your mortgage could deliver a bonus next year - some potential tax benefits. Set yourself up for a great 2026 by seeing how to deduct the interest found on your year-end mortgage statement if you itemize your tax return. Ring in the new year with new ways to win and stay on track in 2026. http://ms.spr.ly/6185tQG0U

12/24/2025

Glide into homeownership this winter! Motivated sellers and quick closings could make this a perfect season to buy.

Connect with me to make moves before spring traffic clogs your path: http://ms.spr.ly/6184tsLnu

12/23/2025

Level-up your home this season. See how Rate’s green-minded renovation loan helps you fund energy-smart upgrades that warm up your winter.

Check more off your winter wish list: http://ms.spr.ly/6182tsJcY

Existing-home sales continued to grow for the third month in a row. This 0.5% uptick in purchases combined with favorabl...
12/19/2025

Existing-home sales continued to grow for the third month in a row. This 0.5% uptick in purchases combined with favorable rates are warming up these typically slower winter months.

Get the full market breakdown: http://ms.spr.ly/6182tURS8

12/18/2025

The holidays can put extra strain on your wallet. By consolidating your debt with Rate, you could free up cash flow and give your holiday budget some breathing room.

Let’s connect to explore your options and ease financial stress this season: http://ms.spr.ly/6180toTKY

12/17/2025

‘Tis the season for more negotiating power! With fewer buyers in the market, homes may linger longer – giving you the leverage to score a deal on your dream home.

Let’s see what gifts this winter could bring you: http://ms.spr.ly/6185tWlGZ

12/15/2025

Feel like homebuying is a riddle you just can’t crack? I’m here to help, starting with mortgage pre-approval.

See why knowing this important first step could be your buying secret weapon: http://ms.spr.ly/6189tmBrb

The Federal Reserve just announced another interest rate drop, bringing the new target range to 3.50%-3.75%. What could ...
12/11/2025

The Federal Reserve just announced another interest rate drop, bringing the new target range to 3.50%-3.75%. What could this breaking news mean for your homeownership journey?

Find out: http://ms.spr.ly/6182tckdC

12/11/2025

As you head into the holidays, make sure you keep your DTI in mind. A little less credit card splurging now can mean more buying power later — and a smoother path to homeownership in 2026.

Stay mortgage-ready for the new year. http://ms.spr.ly/6185tczxc

12/08/2025

An accepted offer is just the beginning. Inspections, appraisals, financing and title work still need to fall into place before you officially close.

Let’s connect to discuss what comes after that initial “yes": http://ms.spr.ly/6182tgvxq

Address

10535 Foothill Boulevard Suite 340
Rancho Cucamonga, CA
91730

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