Kris Hill NMLS #145996 Loan Officer Sabal Mortgage LLC

10/10/2024

Really excited about this amazing team and growing together.

We're excited to welcome Kris Hill to the Sabal Mortgage team! For all of your home loan needs, reach out to Kris today!

10/01/2024

5.0 star review received on Experience.com for Kris Hill by Cynthia A S - Kris and his team were helpful and provided transparency and guidance throughout the process. Their responses were timely and helpful. Exceptional customer service and communication!

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09/24/2024

5.0 star review received on Experience.com for Kris Hill by Kimberly H - Kris’s communication, his speed on getting ready for closing at the last minute. The whole process was much smoother than the lender I started the loan with.

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09/23/2024

5.0 star review received on Experience.com for Kris Hill by Dennis B - Kris has always been my “go to” for anything mortgage related. I know he always has my best interests first and is willing to help when and where needed.

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01/29/2024

Ask your broker or loan officer for a pre-approval checklist of pre-approval guides to prepare for approval. Collecting the correct income documents, credit statements, and explanations can lead to a fast, stress-free closing.

01/26/2024

The closing date is fast approaching, and the excitement is building! Here are 5 Things you should do before moving. They seem small, but not doing these items can make moving into your home a little challenging.

01/24/2024

Let your utility bills work for you! Boost your credit score within minutes by adding your utility bills to your credit report. The lender WILL NOT calculate these bills into your monthly debt. Time to get creative!

01/22/2024

Paying your bills can be an afterthought until you apply for a loan and you realize your DTI is too high. Remember your DTI consists of what you're currently paying on your credit report and any recurring housing expenses. You can always ask for discounts on your HOI and pay off some credit cards before applying.

01/18/2024

As a mortgage lender/loan officer, our goal is to help you achieve your goals and get you the best loan possible. Having a clear understanding and knowing what to expect is key! If I don't have the answer, I will definitely find it!

01/17/2024

Finding the right loan is like finding the right mate! The standard loan term is 30 years which is a long commitment...unless you sell it. In today's market, with rates being higher, there is a possibility you could refinance when rates are lower, but in the meantime, make sure your broker has explained to you all the terms and advantages of your new loan.