Katrina Weaver at Guaranteed Rate, Inc.

02/28/2024

https://youtu.be/X2tg5ZplSvc?si=p0_h59_tG5BO5JsX

Wondering if now may be a good time to buy a new home but concerned about interest rates? Check out my guest appearance on this 3 part series as Mandy Marchitello with Bair Realty Group at Real Broker, LLC and I discuss elements to consider in your decision making process.

Are you wondering if buying a home in 2024 is a good decision? Are you also wondering how much home can I afford with the current mortgage interest rates?In...

11/09/2023

It's our turn to serve YOU!

Are you a military veteran, reservist, active service member, separated veteran or surviving spouse of a military veteran?

If so, then you may qualify for a VA home loan with NO lender fees*.

PROGRAM HIGHLIGHTS
● NO MONEY DOWN - 100% Financing
Available
● NO Mortgage Insurance
● NO monthly cash reserves
● Seller Contributions Allowed Up To 4%
● VA Funding Fee Can Be Financed
● VA Benefits ARE Reusable

*3rd Party closing fees still apply. Discount points are not considered lender fees and Veteran may be responsible for paying discount points/fees.



Integrity Home Mortgage Corporation is not affiliated with or acting on behalf of or at the direction of VA or the Federal government.

Katrina Weaver
[email protected]
(919) 724-1164

11/04/2023

Don't forget to set your clocks back 1 hour on Sunday...and enjoy an extra hour of sleep!

What's worse - remembering how to change your clock in your car or oven?

Katrina Weaver
[email protected]
(919) 724-1164

11/02/2023

Many buyers don’t have a down payment saved, but they make plenty of income.

As a matter of fact, several people may make too much money to qualify for other down payment assistance options.

Does this sound familiar?
If so, this program might be for you!

Program Highlights:

NO income limits
NO down payment
600 minimum credit score

Let's chat about your options!

*All assistance is provided in compliance with FHA guidelines.

Katrina Weaver
[email protected]
(919) 724-1164

*Integrity Home Mortgage Corporation is not affiliated with or acting on behalf of or at the direction of FHA or the Federal government.

11/02/2023

Fannie Mae unveiled a new policy this week that will significantly reduce down payment requirements for owner-occupied 2-, 3-, and 4-unit homes.

Owner-Occupied means you have to live in one of the units, but you can rent out the others.

This is huge for building wealth and passive income with very little investment.

Set to be effective from the weekend following Nov. 18, 2023, the down payment will now be 5%, a stark decrease from the previous 15-25% requisite for duplexes, triplexes, and four-plexes.

Katrina Weaver
[email protected]
(919) 724-1164

*All assistance is provided in compliance with FHA guidelines.
*Integrity Home Mortgage Corporation is not affiliated with or acting on behalf of or at the direction of FHA or the Federal government.

10/31/2023

Happy Halloween!

The only things you should be ghosting this year:
• Self-doubt
• Renting
• Settling
• Doing it on your own

No tricks, just treats! Our team is here to help carve the way to homeownership this year.
Katrina Weaver
[email protected]
(919) 724-1164

10/27/2023

Happy FriYAY!

Have you downloaded our mobile app, Integrity Connect?

At IHMC, we utilize our technology and Day 1 Certainty to prequalify our borrowers faster and with less documentation. It's safe and secure!

You might be thinking, what is Day 1 Certainty? Day 1 Certainty is Fannie Mae’s initiative to use automation for financial documents instead of requiring borrowers to submit hard copies.

If the Applicant, gives us authorization, we utilize a third-party automated system to verify your income. When your income is approved for Day 1 Certainty, we can determine the amount of mortgage you may qualify for immediately, and we may be able to close your loan without needing copies of paystubs, W-2s, or tax returns. This means less paperwork for you and a faster, more efficient closing.

And yes, we are available on weekends! Let's get started.

**Not all borrowers will qualify for Day 1 Certainty. Available for conventional loans only.**

Katrina Weaver
[email protected]
(919) 724-1164

10/26/2023

Have you heard about buydown programs becoming more popular? How does it help you? We have the answers.

A seller paid buydown reduces the monthly payment in the early years of the mortgage making it more affordable for the buyer.

Here is how it works:

The seller agrees to buydown the borrower's monthly payment for a specific period of time (i.e. 1 year) by making a lump sum payment at closing. This lump sum payment is applied to the buyer's / borrower's mortgage payments so that the buyer/ borrower pays less each month for a specific period of time (i.e. 1 year). After that period, the monthly mortgage payments are calculated using the note rate for the remainder of the term.

Let's connect to learn more!

Katrina Weaver
[email protected]
(919) 724-1164

10/24/2023

Fall in love with our Close On-Time Guarantee! It's The Integrity Promise

If we do not meet the closing date specified on the buyers ratified contract, we promise to compensate the buyer AND seller $1,000.

Closing on time is a standard practice at Integrity, but now there’s an additional guarantee.

On-Time Closing Guarantee - Terms and Conditions: https://ihmcloans.com/integrity-promise/

Katrina Weaver
[email protected]
(919) 724-1164