City of Oaks Title, LLC

City of Oaks Title, LLC With 21+ years' experience in the industry, we serve North Carolina attorneys, real estate agents and lenders with Real Estate Title Insurance.

Please be aware of an ongoing systems transition affecting Iredell County (see below). The transition will require sear...
06/09/2026

Please be aware of an ongoing systems transition affecting Iredell County (see below). The transition will require searching both systems until the new system is completely up and running. For orders in Iredell County, you should confirm that any title certifications have properly addressed this issue.

--Thank you to Underwriting Counsel Christopher "Kit" Anderson, for bringing this to our attention.

FBI Warns Emerging Kali365 Platform Is Supercharging Phishing Attacks May 26, 2026 The FBI warned businesses and consume...
06/09/2026

FBI Warns Emerging Kali365 Platform Is Supercharging Phishing Attacks

May 26, 2026

The FBI warned businesses and consumers about a rapidly emerging cyber threat that could make phishing attacks more sophisticated, scalable and difficult to detect.

In a recent Public Service Announcement, the FBI detailed a Phishing-as-a-Service (PhaaS) platform called Kali365, which allows cybercriminals to bypass multifactor authentication (MFA) protections and gain persistent access to Microsoft 365 accounts. First identified in April 2026, the platform is being distributed primarily through Telegram and is lowering the barrier to entry for less skilled attackers.

For the title and settlement industry, the warning underscores the continued evolution of business email compromise (BEC) and wire fraud schemes targeting real estate transactions.

--Copied with gratitude from Stewart Title's June 2026 newsletter.

A small typo today can lead to a major title claim tomorrow. Today's tip:It’s common practice to pull the legal descript...
06/02/2026

A small typo today can lead to a major title claim tomorrow.

Today's tip:

It’s common practice to pull the legal description from a prior deed, but relying on old data without verification is a high-risk habit. If the prior deed contained an error (like a transposed lot number or a missing call in a metes-and-bounds description) your new policy may be insuring the wrong "dirt." The legal description is the heart of your title policy. Taking a moment to verify it against the plat ensures that the interest you are insuring is exactly what your client thinks they are buying.

Help us, help you find your prior policy.Most title companies have access to multiple databases beyond their own and unf...
05/19/2026

Help us, help you find your prior policy.

Most title companies have access to multiple databases beyond their own and unfortunately, there's no universal standard for how policies are indexed. Some databases return the best results by property address, others by Plat Book and Page, and some policies don't appear to be uploaded to any system at all.

How can you get better results on your prior policy lookups? A few simple steps go a long way:

- Attach a current deed. This single document contains most of the information needed to locate a policy quickly.

- Include the County. This one is critical and easy to overlook.

- Include the property address and legal description.

- Include the current owner and if you have a moment, a prior owner or two as well.

We genuinely appreciate the opportunity to earn your business through prior policy lookups. We work hard to track down every policy and we always, always appreciate the re-issue!

If you have any questions, don't hesitate to reach out!

Alert: Phishing Email Impersonating ALTAALTA is warning members about a phishing email circulating with the subject line...
05/07/2026

Alert: Phishing Email Impersonating ALTA

ALTA is warning members about a phishing email circulating with the subject line “Your ALTA Membership.” The fraudulent message appears to come from ALTA, but the sender’s email address is not associated with ALTA. Email from ALTA on any topic will always come from the ALTA.org domain. The email has the subject line "Attachment document for you review."

Need an affidavit? Got it. An agreement? Yep. A form you can never seem to find when you need it most? We've got that to...
04/30/2026

Need an affidavit?

Got it.

An agreement?

Yep.

A form you can never seem to find when you need it most?

We've got that too.

Everything you need is always right at your fingertips in this comprehensive forms library, available in both PDF and Word formats. No more searching. No more asking around. Just one bookmark that does it all, never go hunting for a form again!

👉 https://www.northcarolina.ctic.com/forms

As always, we're here to support you and your clients every step of the way.

Reach out anytime!

04/27/2026

Title Tip:

Always confirm marital status - every single time. Even if only one name is on the deed, a spouse may still have legal interest in the property. If a married seller signs alone, you risk leaving a cloud on title that can surface later. The same goes for a new Deed of Trust. A quick check and ensuring the proper parties sign at closing can prevent a major issue down the road.

Did You Know?Interesting FACT: A 300-Year Paper Trail... North Carolina has one of the oldest continuous land recordin...
04/20/2026

Did You Know?

Interesting FACT:

A 300-Year Paper Trail...
North Carolina has one of the oldest continuous land recording systems in the United States. Some counties have records dating back to the late 1600s and early 1700s. Many are still preserved today in local Register of Deeds offices.

April 14 (the second Tuesday of April) is "National Be Kind To Lawyers Day"How will you celebrate? :)
04/14/2026

April 14 (the second Tuesday of April) is

"National Be Kind To Lawyers Day"

How will you celebrate?

:)

03/20/2026

Breaking News: Texas court orders FinCEN rule to be vacated

The U.S. District Court for the Eastern District of Texas agreed with a Texas title agency in Flowers Title Company v. Bessent that the Financial Crimes Enforcement Network’s (FinCEN) new residential reporting rule is unlawful and ordered the rule be vacated.

The court said the final rule exceeds FinCEN’s statutory authority under the Bank Secrecy Act.

Address

6325 Falls Of Neuse Road, # 239, Ste 35
Raleigh, NC
27615

Telephone

(919) 399-3993

Website

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