Dan The Mortgage Man NC NMLS 70154

11/15/2023

11/15/2023

Leasing ending soon? It's time to prep for owning a home!

Renting can have its advantages when you take your first steps towards independence. However, there may come a time in your life when homeownership is the better choice.

Tax Advantages
Renting - NONE
Owning - there may be tax deductions for mortgage interest paid, please consult with tax advisor.

Inflations Protection
Renting - NONE - your rent may increase.
Owning - YES - with a fixed rate mortgage your principal and interest payment* will remain the same for the life of the mortgage.

Investment
Renting - NONE
Owning - YES - the value of the property may have potential to increase.

**Monthly mortgage payments could still increase due to property taxes, insurance, etc. expenses. IHMC and its loan officers are not tax experts, please consult a tax professional regarding the deductibility of interest and charges and to devise a strategy that works best for your situation.

Daniel Stanton
[email protected]
(919) 422-3281

11/14/2023

A cash-out refinance is a mortgage refinancing option that allows you to convert your home's equity into cash. A new mortgage is taken out which pays off your current balance then the difference is paid to you in cash to use as you like!

■ Pay off high-interest debt
■ Pay for college tuition
■ Make home improvements
■ Increase your savings or retirement accounts
■ Take care of emergency expenses

Basics on how a cash-out refi works:
A cash-out refinance allows you to use your home's equity as collateral for a new loan, creating a new mortgage for a larger amount than what is currently owed. Getting cash by using the equity in your home can be an easy way to get funds for emergencies, expenses, and wants.

A lender will determine how much cash you can receive, based on standards such as your property’s loan-to-value (LTV) ratio and your credit profile.

Contact Integrity to find out more and discuss your options.

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Daniel Stanton
[email protected]
(919) 422-3281

11/11/2023

“As we express our gratitude, we must never forget that the highest appreciation is not to utter words, but to live by them.”
~John F. Kennedy

Daniel Stanton
[email protected]
(919) 422-3281

11/09/2023

It's our turn to serve YOU!

Are you a military veteran, reservist, active service member, separated veteran or surviving spouse of a military veteran?

If so, then you may qualify for a VA home loan with NO lender fees*.

PROGRAM HIGHLIGHTS
● NO MONEY DOWN - 100% Financing
Available
● NO Mortgage Insurance
● NO monthly cash reserves
● Seller Contributions Allowed Up To 4%
● VA Funding Fee Can Be Financed
● VA Benefits ARE Reusable

*3rd Party closing fees still apply. Discount points are not considered lender fees and Veteran may be responsible for paying discount points/fees.



Integrity Home Mortgage Corporation is not affiliated with or acting on behalf of or at the direction of VA or the Federal government.

Daniel Stanton
[email protected]
(919) 422-3281

11/07/2023

Scope & Snoop B4 you Buy!

11/04/2023

Don't forget to set your clocks back 1 hour on Sunday...and enjoy an extra hour of sleep!

What's worse - remembering how to change your clock in your car or oven?

Daniel Stanton
[email protected]
(919) 422-3281

11/03/2023

Did you know? We are AVAILABLE all weekend long!

Availability is a must when working with a lender. We are here to serve our referral partners and clients with outstanding service 7 days a week.

We understand that most clients are going to need our assistance outside of traditional 9-5 business hours.

We also have our mortgage app - Integrity Connect! Where you can easily apply and receive your pre-qualification and pre-approval letters right from your phone or web-dashboard.

How can we assist you this weekend?

Daniel Stanton
[email protected]
(919) 422-3281

11/03/2023

Remember + MBS (Mortgage Back Securities) is good for rates & -MBS IS BAD