Surety One, Inc.

10/08/2026

🏔️ COLORADO MORTGAGE BROKER & MLO SURETY BONDS! 🏠

Getting licensed or renewing your Colorado mortgage loan originator license? Surety One, Inc. makes mortgage industry bonding straightforward!

💰 Colorado Mortgage Surety Bond Requirements:

🔹 Individual Mortgage Loan Originator: $25,000
🔹 Company with fewer than 20 MLOs: $100,000
🔹 Company with 20+ MLOs: $200,000

✅ Same-day bond issuance available
✅ NMLS electronic surety bond filing
✅ Competitive, individually underwritten premiums
✅ Programs for all credit profiles
✅ Free, no-obligation quotes
✅ Experienced nationwide surety specialists

Colorado also requires mortgage loan originators to maintain errors and omissions (E&O) insurance.

📍 Denver | Colorado Springs | Aurora | Boulder | Fort Collins | Statewide

🔗 Get your Colorado mortgage bond quote today!

https://suretyone.com/colorado-mortgage-broker-surety-bond

📞 800-373-2804

CO mortgage loan originator bond — $25,000 individual, $100,000/$200,000 company bonds. Free quotes from Surety One, Inc. — A+ BBB rated.

10/07/2026

Supreme Court Anderson v. Intel. What the ERISA meaningful benchmark standard means for 401(k) fiduciaries and fiduciary liability insurance.

10/03/2026

For thirty years, Surety One has written court bonds in every U.S. state and territory. We've rebuilt the dedicated court bond platform to serve the counsel who actually place these bonds — appellate practitioners facing supersedeas requirements, litigators handling TROs and attachments, probate attorneys with fiduciary appointments, admiralty counsel with vessel arrests.

What's new on CourtBondSurety.com:

→ Full state-by-state coverage of the 50 states plus DC, Puerto Rico, the U.S. Virgin Islands, admiralty, and federal practice — with every statutory cap, multiplier, and procedural requirement cited to the controlling authority.

→ 30 judicial bond classes, each with its own placement protocol: supersedeas, cost on appeal, admiralty stipulations, TRO, preliminary injunction, attachment, replevin, garnishment, mechanic's lien release, FAA aircraft lien release, interpleader, probate, guardianship, conservatorship, trustee, receiver, UTMA custodian, and more.

→ A new Journal with dated bylined practice notes: Nevada NRS 18.130 per-defendant practice, the Texas §52.006 supersedeas cap after the 2024 Dallas Court of Appeals decision, FAA aircraft lien release procedural deadlines under 49 U.S.C. §44107, and Puerto Rico's fianza de no residentes under the Priolo rule.

→ A free 34-page practitioner reference, "The Comprehensive Guide to Judicial Bonds," available in English and Spanish. No sign-up, no form between counsel and the file.

→ A dedicated Licensing page attesting to Treasury Circular 570 listing, A.M. Best A (Excellent) or better across all represented carriers, BBB A+ accreditation in both North Carolina and the Caribbean, Shopper Approved verified reviews, and single-risk capacity to $955mn through our largest Treasury-qualified carrier.

→ A secure confidential inquiry channel for counsel who want to discuss pre-qualification, complex matters, or non-standard underwriting with a senior underwriter before committing to an application. TLS-encrypted. Routes directly.

→ Full Spanish-language section for counsel practicing in Puerto Rico Tribunal de Primera Instancia, the U.S. Virgin Islands, and the other hispanohablante territories.

Standard placements issue the same business day. Emergency placements run 7/52/365.

🔗 https://courtbondsurety.com
📞 (800) 373-2804
✉ [email protected]

Court surety bonds in every U.S. court — appellate, plaintiff, defendant, fiduciary, admiralty, administrative. Supersedeas, appeal, mechanic's lien release, probate, replevin, TRO, injunction, interpleader. Same-day issuance. Call (800) 373-2804.

10/01/2026

Nine years. 135 unauthorized withdrawals. One pooled trust account that dozens of employers trusted with their workers' health premiums and 401(k) contributions.

On September 29, the founder and CEO of Axim Fringe Solutions Group pleaded guilty in federal court in Maryland to theft from an ERISA plan. He was the named trustee of the master trust that held his clients' money, and between 2015 and 2024 he drew on it to pay for big game hunting trips, taxidermy, jewelry, casino gambling, and a girlfriend. When he moved the firm to Arizona he added a second method: billing clients up to five times the fees they actually owed. The total conversion exceeded $8.8mn. The Department of Labor had already obtained a civil judgment in 2024 requiring more than $4.4mn restored to the plans and barring him from fiduciary service for life.

This is the loss the ERISA fidelity bond was written for. Section 412 requires every person who handles plan funds, including a third party administrator, to be bonded against exactly this kind of dishonesty. But the bond protects the plan, not the employer that chose the administrator. Every Axim client is a plan sponsor with a duty to prudently select and monitor its service providers, and the participants whose coverage lapsed and whose deferrals never reached their accounts have a claim against the sponsor that requires no proof of dishonesty at all. That claim belongs to a fiduciary liability policy, which the bond expressly does not replace.

My analysis covers the bonding requirement and who it reaches, three places a blanket TPA bond would strain on these facts, the sponsor's separate exposure, and what a plan committee should do this quarter:

https://erisablog.com/erisa-fidelity-bond-axim-fringe-plea/

A TPA admits taking $8.8mn from pooled plan funds. What the Axim plea teaches about the ERISA fidelity bond and fiduciary liability coverage.

09/29/2026

Becoming a notary, or renewing? Most states require a notary public bond before they will issue your commission, and three states changed the amount this year. NotaryBondSurety.com, the new platform from Surety One, Inc., shows you exactly what your state requires, what it costs for the full term, where to file and by when, and issues the bond the same business day. No credit check, no application fee, and Notary Errors & Omissions insurance on the same form at a discounted rate. English and Spanish. https://NotaryBondSurety.com

Notary public surety bonds in all bonding states, D.C. and the territories at one flat price for the full commission term. Bond amounts and costs by.

09/24/2026

Congress is taking another run at the cannabis insurance problem. The CLAIM Act, reintroduced in the House last week with a Senate companion already filed, would give insurers and sureties a federal safe harbor for serving state licensed cannabis businesses. It would not force anyone to write the class, and it would not change a single underlying risk.

Our new essay looks at what the bill would actually do, why cannabis coverage still lives almost entirely on surplus lines paper, and the surety angle that the coverage debate keeps overlooking: the states themselves require federally regulated sureties to guarantee the tax obligations of businesses that remain federally unlawful.

Cannabis, ma*****na and h**p license bonds in every state that requires them: CannabisSuretyBonds.com

The 2026 CLAIM Act would shield insurers serving legal cannabis businesses. What the federal safe harbor changes, and what it does not.

09/22/2026

Cannabis and ma*****na surety bonds, state by state, in one place.

Surety One, Inc. has launched CannabisSuretyBonds.com, a bilingual resource for licensed cannabis, ma*****na and h**p operators who have to post a surety bond to get or keep a license.

What is on the site:

A page for every state that requires a cannabis or ma*****na license bond, with the bond amount, the obligee, the statute or rule behind it and links to the primary sources
Bond requirements by license type: dispensary, grower, processor, testing laboratory and vertically integrated licenses
H**p bonds in Georgia, Ohio, Colorado and the California counties
Fidelity bonds for a cash intensive industry
A free operator's guide in English and Spanish, with no sign up
An online application that goes straight to an underwriter

From California's $5,000 license bond to Florida's $5,000,000 treatment center bond, the rule is the same: a bond is a credit instrument, not insurance for the operator, and the wording of the form matters as much as the amount.

The program was founded by C. Constantin Poindexter, MA, JD, CPCU, AFSB, ASLI, ARe, AINS, AIS, CPLP, CICS, a Cannabis Insurance Coverage Specialist, attorney and surety underwriter for more than thirty years. No applicant is automatically declined.

https://cannabissuretybonds.com

*****naBonds **pBonds

Cannabis and ma*****na license bonds, state by state. Amounts, statutes, underwriting and a free operator's guide from Surety One, Inc.

09/15/2026

🏠 Indiana Mortgage Brokers & Lenders: Get Bonded. Get Licensed. Get to Business.

Mortgage professionals operating in Indiana face specific surety bond requirements depending on how they are licensed.

🔹 Indiana Loan Brokers: $60,000 surety bond
🔹 Indiana Mortgage Lenders: $100,000 surety bond
🔹 Electronic bond filing through NMLS
🔹 Same-day issuance available for most qualified submissions
🔹 Standard and non-standard underwriting programs

Surety One, Inc. specializes in mortgage industry surety bonds nationwide, helping mortgage brokers, lenders, originators and other mortgage professionals satisfy state licensing and bonding requirements.

Whether you're applying for a new Indiana license, renewing an existing license, expanding into Indiana, or operating across multiple states, our surety professionals can help streamline the bonding process.

Learn more and request a quote:

👉 https://suretyone.com/indiana-mortgage-broker-surety-bond

📞 800-373-2804

Indiana mortgage bonds — $60,000 loan broker, $100,000 mortgage lender. Single bond covers first and subordinate lien. Free quotes from Surety One, Inc. — A+ BBB rated.

09/11/2026

Seven USI Insurance Services employees have sued their employer in the Southern District of New York, alleging that USI sponsored their benefit plan while also brokering its voluntary products and setting its own commissions. The complaint pleads self-dealing under ERISA section 406(b) and a breach of the duty of loyalty under section 404(a). None of it has been tested.

The commentary so far has focused on the substantive ERISA questions. This essay asks a different one: when a complaint like this arrives, which policy responds? Many sponsors assume the section 412 fidelity bond offers some protection. It does not. Fiduciary liability insurance is the instrument that answers, but the relief these plaintiffs seek, the return of $3.46 million in commissions, is precisely the item the fiduciary form is least likely to pay. Add USI's dual role as broker and the E&O carrier is drawn into an allocation fight nobody planned for.

The full analysis, including the disgorgement problem, the conduct exclusions, and why the bond is the wrong instrument

The USI voluntary benefits class action tests fiduciary liability insurance, the ERISA bond, and broker E&O. Which policy actually responds?

09/08/2026

Same facts, opposite results, eight days apart.

On August 11 the Ninth Circuit held that ERISA does not preempt an out of network provider's negligent misrepresentation claim over a benefits verification call. On August 19 the Sixth Circuit, bound by its 1991 decision in Cromwell, held that it does. Judge Murphy concurred in the Sixth Circuit result while calling Cromwell a "poorly reasoned" "outlier."

For self funded plan sponsors and their administrators, the exposure on an identical verification call now depends on geography. The § 412 fidelity bond will not respond to a negligent misstatement, and whether a fiduciary liability policy responds turns on how it defines Claim, Wrongful Act, and Administration.

My analysis of Healthcare Ally Management v. WSP USA and Laurel Hill Management v. La-Z-Boy, and what plan committees should do while the split works its way toward en banc review or certiorari:

https://erisablog.com/erisa-preemption-circuit-split-verification-calls/

Ninth and Sixth Circuits split on ERISA preemption of provider misrepresentation claims. What it means for sponsors and fiduciary coverage.