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Medicare Values Enjoy a comfortable retirement by planning early. We offer premium insurance broking services in Raleigh, NC, to help you smile as you age.

Foreign travel emergency – Since Medicare is a U.S. health insurance program, it does not offer you coverage outside our...
07/27/2022

Foreign travel emergency – Since Medicare is a U.S. health insurance program, it does not offer you coverage outside our country. Some Medicare Supplements include a foreign travel benefit. It will pay 80% of your expenses up to $50,000 after a small deductible.

Do you pay the Part B premium with Medicare Advantage?Yes, you must first enroll in both Medicare Parts A and B before y...
07/26/2022

Do you pay the Part B premium with Medicare Advantage?
Yes, you must first enroll in both Medicare Parts A and B before you are eligible to add on an Advantage plan. This is true even if the Advantage plan itself has a $0 premium. You will still pay your Part B premium to Medicare every month.

The Medicare Part D donut hole is just a term coined by ordinary people for the stage of Medicare Part D that is officia...
07/25/2022

The Medicare Part D donut hole is just a term coined by ordinary people for the stage of Medicare Part D that is officially called the coverage gap. The reason they call it the Medicare donut hole is because it used to be a hole in the middle of your drug coverage during a calendar year.

The soul never thinks without a picture. Aristotle
07/22/2022

The soul never thinks without a picture. Aristotle

Medicare Part B Fast Facts: Part B covers certain doctors' services, outpatient care, medical supplies, and preventive s...
07/21/2022

Medicare Part B Fast Facts: Part B covers certain doctors' services, outpatient care, medical supplies, and preventive services.

A Medicare Special Needs Plans: A special type of Medicare Advantage Plan (Part C) that provides more focused and specia...
07/20/2022

A Medicare Special Needs Plans: A special type of Medicare Advantage Plan (Part C) that provides more focused and specialized health care for specific groups of people, like those who have both Medicare and Medicaid, who live in a nursing home, or have certain chronic medical conditions.

Medigap 101: Medicare Supplement Insurance sold by private insurance companies to fill “gaps” in Original Medicare cover...
07/19/2022

Medigap 101: Medicare Supplement Insurance sold by private insurance companies to fill “gaps” in Original Medicare coverage.

Medicare Advantage 101: A type of Medicare health plan offered by a private company that contracts with Medicare. Medica...
07/18/2022

Medicare Advantage 101: A type of Medicare health plan offered by a private company that contracts with Medicare. Medicare Advantage Plans provide all of your Part A and Part B benefits, with a few exclusions, for example, certain aspects of clinical trials which are covered by Original Medicare even though you’re still in the plan.

The true sign of intelligence is not knowledge but imagination. Albert Einstein
07/15/2022

The true sign of intelligence is not knowledge but imagination. Albert Einstein

What is the deadline for Medicare enrollment?The deadline for changing your Part C or D plan during the Medicare Annual ...
07/14/2022

What is the deadline for Medicare enrollment?
The deadline for changing your Part C or D plan during the Medicare Annual Enrollment Period is December 7th. Your new plan will start on January 1 of the following year.

Fast Fact: Your Medigap plan does not change benefits from year to year like Part D plans and Medicare Advantage plans d...
07/13/2022

Fast Fact: Your Medigap plan does not change benefits from year to year like Part D plans and Medicare Advantage plans do. So the only reason people usually want to change their Medigap plan is if there has been a premium increase.

It’s important to know that you can change your Medigap plan any time of year but in most states this will require healt...
07/12/2022

It’s important to know that you can change your Medigap plan any time of year but in most states this will require health questions. Never disenroll from your Medicare Advantage plan until you have first applied for and been approved by the new Medigap carrier.

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