Peace of Mind Wealth Management

Peace of Mind Wealth Management Peace of Mind Wealth Management believes in working as a "TEAM" to assist our clients achieve more success in retirement.

06/09/2026

Many retirees don't have an investment problem. They have a planning problem.

After years of saving and building retirement assets, the questions often change.

When should you claim Social Security? How much can you spend in retirement? What are the tax implications of your decisions? How do healthcare and estate planning fit into the picture?

These are the questions that often shape a retirement plan.

That's why we wrote The Peace of Mind Pathway, a guide designed to help individuals understand how the different pieces of retirement planning work together.

If you'd like a complimentary copy of The Peace of Mind Pathway, visit POMWealth.net to request yours today.

06/09/2026

One of the most common things we hear from people approaching retirement is:

"I want a good rate of return, but I can't afford to lose a lot of money."

The challenge is that risk looks different for everyone.

Some investors have experienced strong market growth and view risk one way. Others remember market downturns and view risk very differently.

That's why we believe investment planning starts with understanding your comfort level. Not just through a questionnaire, but by having real conversations about what different levels of portfolio decline could mean for your retirement plan.

Once you understand your risk tolerance and retirement goals, you can begin building an investment strategy that aligns with both.

Want to learn more about how we approach retirement investment planning? Schedule a complimentary 15-minute introductory call at POMWealth.net.

Are you taking advantage of the tax strategies that could help reduce your retirement tax bill before the end of 2026? D...
06/08/2026

Are you taking advantage of the tax strategies that could help reduce your retirement tax bill before the end of 2026? Do you know which proven planning opportunities—like Roth conversions, QCDs, and tax-efficient investing—could help you keep more of your hard-earned savings?

Listen to Episode 370 of the Secure Your Retirement Podcast as Radon and Murs share some of the most effective retirement tax planning strategies uncovered through more than 150 client tax strategy meetings. Listen here: https://pomwealth.net/podcast/episode-370/

06/08/2026

Why do so many retirees end up paying more taxes than necessary when there are proven strategies available to help reduce their tax burden? Why is now the time to explore opportunities like Roth conversions, Qualified Charitable Distributions, and tax-efficient investing before key tax rules potentially change?

Listen to Episode 370 of the Secure Your Retirement Podcast as Radon and Murs reveal some of the most impactful retirement tax planning strategies discovered through more than 150 client tax strategy meetings. Listen here: https://pomwealth.net/podcast/episode-370/

If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!

06/07/2026

Required Minimum Distributions, or RMDs, often sound complicated, but the calculation itself is relatively straightforward.

For many individuals taking their first RMD at age 73, the IRS uses a life expectancy factor to determine the minimum amount that must be withdrawn from certain retirement accounts each year.

What many people don't realize is that RMDs are generally taxable and can affect other areas of a retirement plan, including taxable income and Medicare-related costs.

That's why calculating the RMD is only part of the process. It's also important to understand how required distributions fit into your overall retirement income and tax strategy.

To learn more, schedule a complimentary 15-minute introductory call at POMWealth.net.

06/06/2026

One area of confusion we see all the time is the difference between a Roth IRA contribution and a Roth conversion.

A Roth IRA contribution involves adding new money to a Roth IRA, subject to annual contribution limits and income eligibility requirements.

A Roth conversion is different. It involves moving money from a traditional IRA into a Roth IRA. While there are generally no limits on the amount that can be converted, the converted amount is typically included in taxable income for the year of the conversion.

Both strategies can play a role in retirement planning, but they serve different purposes and should be evaluated based on your individual financial and tax situation.

To learn more about Roth strategies and other retirement planning topics, schedule a complimentary 15-minute introductory call at POMWealth.net.

06/05/2026

Most people think their will controls where their retirement account goes.

But retirement accounts are typically distributed based on the beneficiary designation on file.

That means if beneficiary information is outdated, incomplete, or hasn't been reviewed in years, the outcome may not align with your intentions.

In Episode 368 of the Peace of Mind Wealth Podcast, we discuss why reviewing your beneficiary designations may be one of the most important estate planning conversations you have.

Watch the full episode or schedule a complimentary 15-minute introductory call at POMWealth.net.

06/04/2026

Many people think the Social Security decision comes down to one question: When do I get the biggest benefit?

In reality, the timing of Social Security may affect several other areas of a retirement plan.

Factors such as tax planning, healthcare costs, income needs, and survivor considerations can all play a role in determining when benefits may be claimed.

That's why we believe Social Security should be evaluated as part of a broader retirement planning process rather than as a standalone decision.

Every situation is different, and the appropriate strategy will depend on an individual's goals, financial circumstances, and overall plan.

If you'd like to learn more about how Social Security fits into a comprehensive retirement strategy, schedule a complimentary 15-minute introductory call at POMWealth.net.

06/04/2026

One of the biggest concerns we hear from retirees is how to manage investment risk during retirement.

At Peace of Mind Wealth Management, we use a three-bucket approach as part of the planning process to help clients organize assets based on different financial objectives.

The first bucket is designed for cash and short-term needs.

The second bucket is intended to help support income needs for essential expenses and lifestyle goals.

The third bucket is focused on long-term growth potential.

By separating assets based on their intended purpose, retirees can better understand how different portions of their portfolio may be used throughout retirement.

Every situation is unique, which is why it's important to evaluate how a strategy fits within your overall financial plan.

If you'd like to learn more about how we use the three-bucket approach in retirement planning, schedule a complimentary 15-minute introductory call at POMWealth.net.

06/03/2026

Most people think about Social Security as a way to maximize their own retirement income.

But what if the real question is how can I make sure my spouse is financially secure if I'm no longer here?

For married couples, especially when there's a significant age gap or one spouse was the primary breadwinner, the decision of when to claim Social Security can have a major impact on the surviving spouse's future income.

In some cases, delaying benefits isn't about receiving a larger check today. It's about increasing the survivor benefit available to your spouse later on.

That's why Social Security planning isn't just about maximizing benefits. It's about making thoughtful decisions that help protect the people you care about most.

Want to learn how your claiming strategy could impact your family's future?

Schedule a complimentary 15-minute introductory call at POMWealth.net.

Address

4101 Lake Boone Trl, Ste 111
Raleigh, NC
27607

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 1pm

Website

Alerts

Be the first to know and let us send you an email when Peace of Mind Wealth Management posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category