Mike Kirsch - Your Favorite Mortgage Lender

11/27/2024

Hapy Thanksgiving's Day Eve!

09/21/2024

Masters ace! (Skip ace of course) hole 14 buckhorn.

01/22/2024

So far, 2024 has been distinctly different from the end of 2023. November and December saw rates move lower at one of the fastest paces in decades. In contrast, January has delivered a fairly consiste...

12/28/2023

Be a Smart Cookie, and get started early on your 2024 spring pre-approval. Gentlemen just please wear pants to your closing... 😛 www.yourfavoritemortgagelender.com

05/16/2023

03/31/2023

With banking issues in the news, I thought this video was informative for anyone worried about their assets should their Brokerage firm go under. Long of the short if a Vanguard, Fidelity, Schwab etc. went under, according to the video, your funds are very secure since they are kept in separate custodian accounts that are independent from main entity (vanguard, fidelity, schwab) so any creditors of the main entity could not take the funds from the custodian accounts.

With the recent banking crisis, I've received a lot of emails asking me two related questions. First, what would happen to our investments at a broker if tha...

01/13/2023

The Federal Reserve (aka "The Fed") has a parrot problem, and it's on a crash course with economic reality... maybe. The Fed sets policies that impact interest rates in an attempt to keep inflation...

01/13/2023

Good news!! Interest rates are already coming down from their 7% highs near the end of 2022 and look to be heading into a more reasonable range in the 5% to low 6% range depending on credit, down pmt. etc. If you are considering buying or selling your home this spring now is a good time to reach out for a complementary soft credit review and preliminary planning/ discussion on home affordability, monthly payments, down payments, and purchasing power etc.