Jennafer Ammons at Integrity Home Mortgage Corporation

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Raleigh, NC
Jennafer Ammons at Integrity Home Mortgage Corporation

Integrity Home Mortgage Corporation-NMLS #208516 | NMLS 119757 Licensed in NC, SC, and VA Financial Service

02/20/2023

Happy President's Day 🇺🇸!

02/14/2023

Happy Valentine's Day from Jennafer Ammons at Integrity Home Mortgage Corporation! "Love has nothing to do with you are expecting to get-only with what you are expecting to give--which is everything!" Katherine Hepburn

10/03/2022

Monday Motivation - helping our customers with affordable loan solutions! Today we are spotlighting four loan products important to know about:

-FHA - A government insured loan offering flexible down payment options.

-USDA - This government insured loan provides flexible requirements for borrowers living in designated rural areas.

-VA - We offer a Veterans Affairs (VA) loan for eligible military. This loan offers up to 100% financing.

-Conventional - Another option for flexible down payment and requirement options.
Our 2-1 Buydown Program is offered for each of these loans. The 2-1 Buydown is a seller subsidized program that lowers the mortgage payment for the first two years of the loan.

Find myself at: www.Jennafer.mortgage

09/27/2022

There are two pool of homebuyers you should target in your marketing – self-employed and real estate investors. Let them know you get who they are and what their home loan needs might be!

Here are two great examples:

1. Self-employed homebuyers – Promote that you understand that tax returns might pose a challenge when getting a traditional loan due to tax write-offs. They might be eligible for a Bank Statement loan using 12 or 24 months of personal or business bank statements or 1099 earning statements.

2. Real estate investors – Market to real estate investors that you have a lender with a loan that does not require complicated documentation. And one that allows non-warrantable condos and buyers who have over 10 properties. Investor Cash Flow qualifies on the cash flow of the rental property - no income or employment information required!

Set yourself up as an expert Realtor for self-employed and real estate investors. It’s a way to differentiate from the competition and bring value to your clients!

Learn More in Our Webinar Tomorrow Wednesday the 28th https://www.angeloakhomeloans.com/resources/realtor-webinar?utm_source=Facebook&utm_medium=Post&utm_campaign=September+Realtor+Webinar&fbclid=IwAR2dS1CKwQtIIHWE0vcPKKgGOoa2zQTnAmeE97auF-NG2PwggTXuYP_5GOg

09/21/2022

Angel Oak Announces An Updated Conforming Loan Limit!

We have increased our conforming loan limit from $647,200 to $715,000 for new locks. If you are buying a new home this could be the difference between needing a Jumbo loan - or not! Call us today and find out what this means towards your new purchase or refinance.

09/15/2022

What does it mean when we say underserved borrower or homebuyer?

First of all, underserved borrowers are NOT underqualified borrowers. It simply means that there are uneven credit opportunities that don’t allow certain homebuyers to get a home loan under traditional requirements.

Examples:
➠ A self-employed homebuyer who takes allowed tax deductions. Their tax returns might not allow them to qualify for a home loan – even though they can afford the home, have good to excellent credit, and have 20% or more for a down payment.
➠ A borrower who has recovered from a foreclosure three years ago. They have improved their credit and can prove their ability-to-repay a mortgage. Fannie Mae and Freddie Mac’s requirements state a borrower must be seven years out of a foreclosure.
➠ Real estate investors who can’t use tax returns or don’t meet Agency guidelines for varying reasons are also in the underserved borrower category. They can afford the property – but they don’t check the boxes under Fannie Mae and Freddie Mac.

Each of these very different borrower types have something in common! They are credit-worthy and deserve a home loan. Learn more about how you could be selling more homes to more types of homebuyers!

Apply Now:
www.Jennafer.mortgage

09/09/2022

Announcing our new Angel Advantage Program specifically for refinances for past customers! This new product is another great reason to choose Angel Oak Home Loans for your home purchase offering benefits towards a future refinance.

Our Angel Advantage Program is exclusively for borrowers who have closed a home loan with Angel Oak Home Loan in the past three years.

There are advantages to closing your home loan with Angel Oak!

09/07/2022

Always great to have another happy homeowner! Give me a call if you need mortgage financing!

08/29/2022

Our motivation this week? Helping our customers with all of their home loan needs so we can all enjoy a long Labor Day weekend with peace of mind. Hard work pays off and we hope everyone takes the time they deserve to fully relax and have a little fun too!

How can we help you this week?

Address

Raleigh, NC

Telephone

+19196247833

Website

https://ihmcloans.com/jennafer-ammons/

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