Murphy Insurance Company

07/22/2026

Auto Insurance 102

07/14/2026

06/29/2026

321 N Front St.
Downtown Wilmington
910-290-6040

05/01/2026

In the ongoing effort to provide continuously better coverage options for the policyholders we get to work for, I’m please to announce the addition of Liberty Mutual & Hagerty to our list of insurance carrriers.

Haggerty specializes in classic collectible vehicles & high value vehicles. We can now write your Bentley’s, Ashton Martin’s, & Lamborghini’s on Haggerty.

We appointed with LiMu because I really like the Emu. Liberty Mutual offers excellent home & auto options allowing us to better bundle coverages, especially in the inland (non coastal) areas of the state.

Please call or email ([email protected]) today for a quote.

01/09/2026

INSURABLE INTEREST:
The way insurance carriers see it, one must have something to lose in order to have something to gain. In terms of auto insurance, this means that if someone doesn’t own their vehicle, they can’t recoup from the losses in the form of a payout from an accident claim. The way ownership is verified is by the name(s) on a title. Basically, if the name isn’t on the title, ownership isn’t established. It’s not required to obtain an insurance policy. The reason why this is important is because people will try to hide bad driving records & or newly issued licenses (things that will cause the rate to go up) by placing their vehicles on other people’s insurance. And while the insurance can be written & they can receive their paperwork & documents, if the named insured’s name is not on the title of the particular vehicle, the insurance carrier has the grounds to deny the claim in the event of an accident because the hypothetical owner of the insurance policy didn’t have insurable interest on the vehicle. Sometimes they will still approve it, but spending $ to take a chance on a potential “sometime” isn’t the best of ideas in times of need☂️

01/08/2026

Here for all of your home, auto, commercial, and life insurance needs.
620 W Lane St. Raleigh NC