Mary Alice Insurance Solutions

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Mary Alice Insurance Solutions I'm an independent broker specializing in all things Medicare. Turning 65, retiring after 65, need a current plan review or simply have Medicare questions?

My consultations are complimentary. Serving NC.

It's AEP Eve. 🍂Tomorrow kicks off THE busiest season of my year.My calendar is open and I'm grateful for the already sch...
10/14/2026

It's AEP Eve. 🍂

Tomorrow kicks off THE busiest season of my year.

My calendar is open and I'm grateful for the already scheduled conversations and appointments.

People come into this season with questions, uncertainty and sometimes a whole lot of information they've been trying to make sense of.

I get to help make it feel a little less complicated.

So, yes. It's about to get busy. But I'm ready. 😊

Have questions? Just pick up the phone and call me. 919-410-7272

Or schedule a call with me if that's easier. https://calendly.com/mary-maryaliceinsurance/complimentary-insurance-consultation

Could your Medicare plan be missing support designed for your health condition?For people living with qualifying chronic...
10/13/2026

Could your Medicare plan be missing support designed for your health condition?

For people living with qualifying chronic conditions such as diabetes, chronic heart failure, or certain cardiovascular conditions, a Chronic Condition Special Needs Plan (C-SNP) may be worth exploring.

These Medicare Advantage plans are designed for people who meet specific medical eligibility requirements and may offer benefits and care support tailored to their condition. Availability varies by plan and location.

If you have questions about whether this type of plan may be available to you or someone you care about, I am happy to help.

919-410-7272
[email protected]
Schedule a call with me - https://calendly.com/mary-maryaliceinsurance/complimentary-insurance-consultation

Here’s a Medicare plot twist people don’t always expect:The pharmacy you use can matter.With Medicare drug coverage, one...
10/12/2026

Here’s a Medicare plot twist people don’t always expect:

The pharmacy you use can matter.

With Medicare drug coverage, one pharmacy may be preferred by your plan while another may not be, which can affect what you pay for your prescriptions.

So when you're reviewing your coverage, don't just check your medications.

Check your pharmacy, too. 👀

It's one of those little details that can make a bigger difference than you’d think.

Questions about what’s changing for next year? I’m happy to help.

’Tis the season… for more Medicare mail, more commercials, and more questions.Annual Enrollment Period begins October 15...
10/09/2026

’Tis the season… for more Medicare mail, more commercials, and more questions.

Annual Enrollment Period begins October 15. A plan review does not mean you have to make a change. It simply gives you the chance to understand what may be different next year.

2027 can be a long year if you are in the wrong plan. Doctors, prescriptions, pharmacies, premiums, and benefits can all matter.

Got questions? I am always happy to be a resource and help make the information easier to understand.

919-410-7272
Schedule a call with me: https://calendly.com/mary-maryaliceinsurance/complimentary-insurance-consultation

“$0 premium” can sound a little like “free shipping.” It gets your attention but you still want to look at the details. ...
10/07/2026

“$0 premium” can sound a little like “free shipping.” It gets your attention but you still want to look at the details.

Medicare plans can differ in copays, drug coverage, provider networks, deductibles, and maximum out-of-pocket costs.

Annual Enrollment begins next Thursday, October 15. A review does not automatically mean a change. It simply means you understand your coverage for 2027.

Call me at 919-410-7272. Or click the link to schedule a call. My consultations are never at any cost to you. https://calendly.com/mary-maryaliceinsurance/complimentary-insurance-consultation

https://maryaliceinsurance.com/

There’s "help at home," and then there’s "covered home care." In the eyes of your policy, they are rarely the same thing...
10/06/2026

There’s "help at home," and then there’s "covered home care." In the eyes of your policy, they are rarely the same thing.

We tend to assume home health care covers whatever we need to keep living comfortably at home. But help bathing, skilled nursing, physical therapy, meal prep, and companionship are categorized very differently on paper.

Depending on your coverage, three factors dictate everything:

What specific care you need.

Who is legally providing it.

How your policy explicitly defines that care.

Here is something worth asking yourself today: What kind of help at home does your policy actually pay for?

Because discovering the gap between what you need and what’s covered during an emergency is a surprise best left for haunted houses. 👻

Don't wait for a crisis to decode your fine print. I am happy to review your coverage so you can plan with total clarity.

919-410-7272
[email protected]
Schedule a call with me - https://calendly.com/mary-maryaliceinsurance/complimentary-insurance-consultation

You may be seeing news about a one-time $90 Medicare Part B payment this month.Here is the simple version: it is a tempo...
10/04/2026

You may be seeing news about a one-time $90 Medicare Part B payment this month.

Here is the simple version: it is a temporary federal payment for certain people with Original Medicare and Part B. It is not a new plan benefit, it does not permanently lower anyone’s Part B premium, and it does not change Medicare coverage.

Eligible beneficiaries generally include people with Original Medicare Part B who do not receive Medicaid assistance with their premiums and do not pay an income-related premium adjustment (IRMAA). Medicare Advantage members are not eligible for this particular payment.

Most eligible people are expected to receive $90 by direct deposit around October 8. Others will receive a Treasury check later in October.

The important takeaway: this is a one-time payment. Not a reason by itself to make a Medicare plan change. As always, decisions about Medicare should be based on your own doctors, prescriptions, budget, and coverage needs.

Your ANOC has either arrived or on its way. 👀And before you file it away in the very official "I'll deal with this later...
09/25/2026

Your ANOC has either arrived or on its way. 👀

And before you file it away in the very official "I'll deal with this later" pile, give it a look.

Your Annual Notice of Change shows what's changing with your current Medicare Advantage or Part D plan for next year.

A few things worth noticing:

🍂 Changes to costs

🍂 Prescription drug coverage

🍂 Benefits or coverage changes

🍂 Anything that could affect how you use your plan

You don't have to understand every line of it on your own.

I can help you translate the changes. Feel free to contact me for a complimentary consultation.

919-410-7272
[email protected]
Schedule a call with me - https://calendly.com/mary-maryaliceinsurance/complimentary-insurance-consultation

What many people do not realize is that a temporary program helping stabilize Medicare drug plan premiums is ending for ...
09/22/2026

What many people do not realize is that a temporary program helping stabilize Medicare drug plan premiums is ending for 2027.

For the last two years, there has been a temporary program helping steady premiums for stand-alone Medicare Part D prescription drug plans while major prescription drug changes were being rolled out. Most people never knew it was there because it simply worked behind the scenes.

That program ends this year.

This does not mean every drug plan premium will increase. But it does mean 2027 prices may look different from what you are paying today.

That is why this is a good year to review the details instead of assuming your plan will stay about the same:

• Monthly premium
• Deductible
• Prescription coverage
• Preferred pharmacy
• Total expected annual cost

Know what your 2027 Medicare plan will be.

I am scheduling no-cost Medicare reviews now for Annual Enrollment, October 15–December 7. If you would like help reviewing your 2027 options, I am always happy to be a resource.

919-410-7272
[email protected]
Schedule a call with me - https://calendly.com/mary-maryaliceinsurance/complimentary-insurance-consultation

Well, well… they finally made a decision! WakeMed and UnitedHealthcare have reached a new agreement, effective October 1...
09/19/2026

Well, well… they finally made a decision!

WakeMed and UnitedHealthcare have reached a new agreement, effective October 15. It restores WakeMed access for many employer-sponsored UnitedHealthcare plans but here is the important Medicare distinction.

For people with UnitedHealthcare MEDICARE ADVANTAGE, WakeMed hospitals, specialty physicians, HealthPlex locations, and Home Health services remain OUT OF NETWORK.

Certain WakeMed-employed primary care physicians, ambulatory surgery centers, and the freestanding PET imaging center remain in network. If you have Original Medicare with a Medicare Supplement, your access to WakeMed has not changed.

This is why an annual Medicare review is about much more than a premium or extra benefits. It is about checking the details such as provider network, prescription drug benefits, premiums, and out-of-pocket costs before care is needed.

From October 15 through December 7, people with Medicare Advantage or Part D prescription drug coverage can make changes to their plan for 2027.

I’m always happy to be a resource for seniors and families in North Carolina. Feel free to message or call me if I can help with a no-cost Medicare review.

919-410-7272
[email protected]
Schedule a call with me - https://calendly.com/mary-maryaliceinsurance/complimentary-insurance-consultation

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Raleigh, NC

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