Mary Alice Insurance Solutions

Mary Alice Insurance Solutions Hi! I'm Mary Alice Williford. I help individuals & families prepare for the "what ifs" of healthcare, caregiving, & future care needs.

Medicare & Care Planning Specialist providing Medicare, home health care, short-term care, & life insurance solutions.

Today is my love's birthday! ❤️Through this new chapter in my life, he is my rock, my biggest supporter, and the steady ...
06/18/2026

Today is my love's birthday! ❤️

Through this new chapter in my life, he is my rock, my biggest supporter, and the steady voice of encouragement behind the scenes. His support never waivers. He believes in me.

This picture was from a hike in Sedona, AZ several years ago. It has more meaning today than it did then. Through the valleys, trenches, steep drop-offs and mountain tops, he's got me!

Happy Birthday Willie Dement. You are a truly wonderful man! I'm grateful for you today and every day! ❤️

June is Alzheimer's & Brain Awareness Month. 💜If you've ever cared for a parent, grandparent, aunt, uncle, spouse, or fr...
06/18/2026

June is Alzheimer's & Brain Awareness Month. 💜

If you've ever cared for a parent, grandparent, aunt, uncle, spouse, or friend with this diagnosis, you know something important:

Love shows up in the little things.

It's the ride to an appointment.
The reminder note on the refrigerator.
The lunch date.
The grocery store run.
The repeated conversation.
The patience.
The presence.

Caregiving isn't always easy, but it is one of the purest expressions of love.

To everyone caring for someone they love—you're making a difference, even on the days it doesn't feel like it.
💜

This summer you've probably planned a vacation, a cookout, or a home project.Here's one more thing worth planning for.Wh...
06/17/2026

This summer you've probably planned a vacation, a cookout, or a home project.

Here's one more thing worth planning for.

When someone passes away without a plan in place, a spouse, child, or sibling is often left making difficult decisions while grieving. They may be trying to figure out arrangements, expenses, and next steps with little time and no roadmap.

That's not a scare tactic. It's simply a reality many families face.

What I see after families have these conversations and put a plan in place is something different: relief.

Relief knowing decisions have been made.
Relief knowing loved ones won't have to guess.
Relief knowing a difficult time won't be made even harder.

That's one of the reasons I do what I do.

If you've been putting this conversation off, you're not alone. Most people do.
Reach out and let's just talk.

Call or text me at 919-410-7272.

If you have Medicare and you’ve been told weight loss medications aren’t covered, I need you to read this.Starting July ...
06/16/2026

If you have Medicare and you’ve been told weight loss medications aren’t covered, I need you to read this.

Starting July 1, 2026, CMS is launching something called the Medicare GLP-1 Bridge. And it is a big deal.

Here’s the short version.

Eligible Medicare Part D beneficiaries can now access FDA-approved weight loss medications, including Wegovy and Zepbound, for $50 a month. Not $500. Not $1,200. Fifty dollars.

This is a temporary demonstration program running through December 31, 2027. It’s not permanent, but it’s real, it’s confirmed, and it’s coming fast.

Over the next few weeks I’m going to break down exactly who qualifies, how it works at the pharmacy, and what you need to do before July 1.

Save this post. Share it with someone on Medicare who needs to hear it.

DM me the word BRIDGE and I’ll make sure you get everything as it comes out. 👇

Did you know Medicare was doing this?!

Volunteering earlier this week brought a smile to my face.Chair volleyball was a hit and full of excitement. There was s...
06/12/2026

Volunteering earlier this week brought a smile to my face.

Chair volleyball was a hit and full of excitement. There was some healthy smack talk thanks to a few competitive spririts.

The laughter and activity reminded that staying active and connected matters at every age.

Grateful for the opportunity to spend time with such an inspiring group of older adults. ❤️

You did everything right. Built a strong income. Saved well. Retired on your terms.Then your first Medicare bill arrives...
06/11/2026

You did everything right. Built a strong income. Saved well. Retired on your terms.

Then your first Medicare bill arrives and it's a LOT higher than you expected.

Most people don’t know there's a surcharge built into Medicare for higher-income beneficiaries until they're already paying it. It's called IRMAA and it means some Medicare enrollees pay significantly more for their Part B and Part D coverage than the standard premium. The kicker? It's calculated based on your income from two years ago. So if you just retired, you're being charged based on what you were earning when you were still working full time.

Most new retirees find out about this the hard way.

The good news: if your income has dropped significantly because of retirement, you can appeal and request a new calculation based on what you actually earn now. That option exists and it works. Most people just don't know to ask for it.

I've had clients genuinely shocked by their first Medicare premium statement. IRMAA is fixable if you know it's coming. It's a gut punch if you don't.

If you're a few years out from Medicare and your income is going to look different in retirement, this is worth a conversation now. Send me a message before that first bill arrives.

Dental insurance doesn't work the way most people think it does.Most plans have tiered waiting periods that look somethi...
06/10/2026

Dental insurance doesn't work the way most people think it does.

Most plans have tiered waiting periods that look something like this:

👉 Preventive care like cleanings: covered from day one.

👉 Basic work like fillings: often a 3 to 6 month wait.

👉 Major work like crowns and root canals: sometimes a full year before the plan pays anything.

Summer is when this catches people off guard. New job, new plan, and that crown they've been putting off is suddenly not covered yet.

Most people find out when the claim comes back. I'd rather you know before you sit in the chair.

If you picked up a new dental plan this summer, send me a message before you schedule anything major. Five minutes now saves a lot of frustration later.

Let’s be honest for a second… Medicare can make perfectly intelligent people do some very questionable things. 😂How many...
06/09/2026

Let’s be honest for a second… Medicare can make perfectly intelligent people do some very questionable things. 😂

How many of these have you done?

⬜ Googled Medicare at midnight
⬜ Got advice from a neighbor who “knows somebody”
⬜ Said “I think I’m covered” without actually being sure
⬜ Called the 1-800 number and gave up after sitting on hold forever
⬜ Forgot where you put your insurance card
⬜ Asked your adult kid for help and instantly regretted it
⬜ Felt stressed about Medicare before you even needed to

Truthfully? Most people feel overwhelmed at some point. There’s so much information out there and a lot of it sounds completely different depending on who you ask.

That’s why having someone you trust to walk you through it matters.

How many boxes would you check? 👀

Or better yet… tag the person who would absolutely check off at least three of these. 😂

Resets are always needed. We just got back from one amazing vacation. I encourage you to take time to reset. Even if it'...
06/08/2026

Resets are always needed. We just got back from one amazing vacation.

I encourage you to take time to reset. Even if it's just for a day or two. Step away from technology if you can. It's so good for the soul!

Ask almost anyone where they want to age and the answer is the same.Home.Not a facility. Not somewhere unfamiliar. Home,...
06/04/2026

Ask almost anyone where they want to age and the answer is the same.

Home.

Not a facility. Not somewhere unfamiliar. Home, where everything is known and comfortable and theirs.

It's a completely reasonable goal. It's also one that comes with a price tag most families have never looked at directly.

Home health care, the aides, therapists, companions, and skilled nurses who make staying home actually possible, is one of the most expensive and least covered needs in aging. Medicare covers home health care under specific and limited conditions. It was not designed to cover the ongoing, daily support that makes independent living at home sustainable over time.

A home health aide who comes several days a week. A skilled nurse for medication management. A physical therapist continuing recovery work after a hospitalization. These services add up fast and most of the cost lands on the family.

Summer is when this becomes visible. Families spending time with aging parents and noticing that the independence that existed last summer looks a little different this year. The things that used to be easy that aren't quite as easy anymore. The quiet question of what support is actually in place if things change.

A home health care policy covers the cost of that support so that staying home remains a real option rather than a wish. It's the coverage that makes the plan actually work.

I know keeping my dad at home made all the difference to us, as a family.

Is staying home as you age something you've thought about planning for?

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