Jeremy Hickok-Loan officer at Advantage Lending NMLS 1969939

Jeremy Hickok-Loan officer at Advantage Lending NMLS 1969939 Loan Officer at Advantage Lending NMLS: 56871-Unfortunately, my bio is too long for this section so scroll

Whether you're buying, selling, refinancing, or building your dream home, your choice of loan officer matters. With mortgage programs and market conditions constantly evolving, you need someone who can offer fast, accurate, and reliable guidance. Over the past decade, I’ve worked in nearly every corner of the mortgage industry—serving as a loan production partner, mortgage compliance specialist, p

rocessor, and loan closer. This well-rounded experience gives me a unique perspective and the ability to anticipate and navigate potential roadblocks before they become issues. Originally from a small town in upstate New York, I made the leap to Raleigh, NC after 27 years, ready to grow both personally and professionally. Since then, I’ve built a life I love with three quirky pups and a partner who supports me every step of the way. I thrive under pressure, take pride in delivering solutions with integrity, and find true fulfillment in helping others achieve homeownership. I’m excited to continue building my network across North Carolina and would be honored to help you or someone you know on the path to homeownership.

08/06/2025

🏡📉 The Shift Is On: Welcome Back, Buyers! 📉🏡
The market is finally tipping in favor of buyers—and that’s BIG news if you’ve been waiting on the sidelines. 💥

✅ More inventory
✅ Less competition
✅ Sellers offering concessions
✅ More room to negotiate

It’s not 2021 anymore—and that’s a GOOD thing for smart buyers.

Whether you're a first-time homebuyer, a move-up buyer, or an investor, now’s your chance to:

Negotiate better deals

Get help with closing costs

Use down payment assistance

And yes, refinance later when rates drop

Don’t let high rates scare you from building wealth through real estate. Let’s get you pre-approved and ready to make moves. 📲💬

DM me or comment below if you’re ready to talk strategy in today’s buyer-friendly market!

📲 518-522-8232

07/25/2025

☀️🔥 It’s going to be a scorcher this weekend here in NC!

If you're out house hunting in this heat—don’t forget to hydrate... and get pre-approved before you melt in an open house line! 🏡💦

Whether you’re buying, refinancing, or just thinking about making a move later this year, let’s talk now so you're ready when the right home pops up. Pre-approval gives you power—and peace of mind.

Stay cool, stay safe, and if you need mortgage help (or AC tips)... I’m just a message away!
🧊📲
518-522-8232

07/24/2025

🏡 New Home, New Peace of Mind! 🔧✨

Buying a home is one of the biggest investments you’ll ever make — and while you’re busy picking paint colors and planning move-in day, don’t overlook something that could save you thousands down the road: a Home Warranty.

Here’s why I recommend a home warranty to my clients:

✅ Covers Major Systems & Appliances – Think HVAC, plumbing, electrical, kitchen appliances, and more.
✅ Budget Protection – One flat service fee vs. surprise repair bills.
✅ Peace of Mind – Especially helpful in the first year, when you're settling in and don’t want unexpected expenses.
✅ Added Value – Sellers sometimes offer them as incentives — don’t forget to ask!

Whether you're a first-time buyer or seasoned homeowner, a home warranty is a smart layer of protection that complements your new mortgage.

07/16/2025

🏡 Navigating a Buyer's Market – Together 🤝

In today’s shifting market, buyers have more options—and that means it’s more important than ever for sellers and agents to stand out with strong, strategic offers.

As your trusted lending partner, I'm here to help you and your clients stay competitive and confident:

✅ Fast, reliable pre-approvals to strengthen your offers
💡 Creative financing solutions like buydowns
🎯 Smart loan structures to help maximize seller concessions
⚡ Quick closings to give your deals an edge in a competitive landscape

Let’s work together to turn today’s market into tomorrow’s opportunity. Got a buyer on the fence? Let’s chat and find the right strategy to get them home! 🏠

📲 [[email protected]]

07/03/2025

Celebrate Freedom, Explore Luxury 🥂✈️🏡

This Fourth of July weekend, whether you're jet-setting to the coast, savoring sunsets in wine country, or entertaining beneath the fireworks at your own private estate—freedom means choosing how and where you live. ❤️💙

If your travels are inspiring dreams of a second home, vacation retreat, or a luxury primary residence, let’s talk financing tailored to your lifestyle. With access to high-end mortgage solutions, I’m here to help you invest in the property that fits your vision.

Because luxury isn’t just a price point—it’s a mindset. 🌟

📩 DM me to start the conversation.

06/30/2025

📣 Shoutout to the Processors Who… Just Want to Kill Every File 🔪📂

You know who you are 😆

"This borrower’s bank statement has a shadow, it’s not acceptable."

"They missed signing page 47 of the 97-page disclosure packet — DECLINED!"

"Why did they deposit $7.42 in cash last May?!?"

Listen… I love you guys, but I swear some of y’all wake up choosing violence 😂
Still — I know the truth: you’re just trying to protect us from bad loans and worse audits.

So here’s to the processors who:
✅ Complain about everything
✅ Flag every issue
✅ …And somehow still make miracles happen at the 11th hour

We fight, we laugh, we close. Let’s keep doing it 🔥💼

06/27/2025

🏡 Your Advocate in Home Financing 🏡

When you work with me, you're not just getting a mortgage — you're getting a trusted partner in the process. Whether you're buying your first home, refinancing, or exploring your options, my #1 priority is you.

🔒 I’ll always:
✅ Look out for your best financial interests
✅ Offer guidance with honesty and clarity
✅ Break down your options in a way that’s easy to understand
✅ Help you make confident, informed decisions

No pressure. No surprises. Just solid advice and support from someone who's on your side every step of the way. 💪

📲 Have questions? Let’s chat — I’m just a call, text, or DM away! 518-522-8232

06/26/2025

🏡 Mortgage Tip Thursday! 🏡
Thinking of buying a home this summer? 🏖️☀️ Now is a great time to get pre-approved and explore all your loan options—including FHA loans, which continue to be a smart choice for many buyers.

🔑 Why FHA loans?
✅ Lower down payments (as low as 3.5%)
✅ More flexible credit requirements
✅ Great for first-time homebuyers
✅ Competitive interest rates

Whether you’re just starting out or getting back into the market, FHA loans can open the door to homeownership. Let’s talk about what fits your financial goals best.

📲 DM me or call/text at [518-522-8232] to get started today!

06/25/2025

☀️ Hot Days, Cool Moves — Let's Talk Homeownership 🏡
It’s officially “AC-on-full-blast” season here in the South — with temps pushing 100° and storms rolling in later today! 🌡️⛈️

While the weather’s heating up, your path to homeownership doesn’t have to. Whether you're buying your first home or planning a summer move, I’m here to help you navigate the mortgage process smoothly and stress-free.

✅ First-time buyer?
✅ Relocating this summer?
✅ Need help getting pre-approved before touring homes?

Let’s chat! A quick conversation can give you clarity — and confidence — about your next steps. All from the comfort of your cool, air-conditioned space. 💬❄️

📩 Send me a message or give me a call 518-522-8232— I’m happy to help!

06/18/2025

📢 Fed Update: What It Means for Your Mortgage 🏠

Today, the Federal Reserve held interest rates steady, signaling two potential rate cuts later this year—but not just yet.

🔍 What this means for YOU:
✔️ Mortgage rates remain in the mid-6% range
✔️ Market expects a possible rate cut as early as September
✔️ If you're planning to buy or refinance, now's a great time to get pre-approved and watch the market closely

🏡 Homebuyers & Homeowners: Waiting for the perfect rate? Let’s run the numbers and see if it makes sense to move now—or have a strategy ready when rates dip.

📩 DM me with questions or to schedule a free mortgage consultation!

06/17/2025

🏠 Turnkey Tuesday Tip! 🗝️

Thinking about buying a home but unsure where to start? The first step is getting pre-approved—it's quick, easy, and gives you a clear budget for house hunting. 🏡

As your trusted mortgage expert, I’m here to answer your questions, run the numbers, and make your journey to homeownership smooth and stress-free.

📞 Let’s connect today—your dream home is closer than you think! 518-522-8232

Address

7521 Mourning Dove Road
Raleigh, NC
27615

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