The Brinkley Insurance Group

The Brinkley Insurance Group The Brinkley Insurance Group is a local insurance brokerage, providing Insurance Coverage for Auto, Home, Commercial, Life Disability, and Long-Term Care.

We provide a client focus approach that tailors coverage to meet the needs of each individual. Why work with an
INDEPENDENT INSURANCE AGENCY:

*Greater variety of policies, carriers, and services.
*The ability to compare multiple insurers, to assure that each client receives the best coverage at the lowest premium.
*Independent Agents have superior knowledge of the entire Insurance Marketplace.
*Independent agents work closely with each policyholder to develop a relationship of trust.

There is something about summer that allows us to slow down and soak in the moments that matter. The laughter around the...
07/30/2026

There is something about summer that allows us to slow down and soak in the moments that matter. The laughter around the table, the time spent with loved ones, and the milestone memories made in between.

It is in these moments that we are reminded what truly matters most, and why protecting it is so important. Life insurance is not about focusing on the worst-case scenario. It is about creating a plan that helps ensure the people you love are supported, no matter what the future holds.

If it has been a while since you reviewed your coverage. Now is a great time to start the conversation. Reach out today to learn more.

Before the grill is lit and guests begin to arrive, it’s worth asking an important question: If an accident happens on y...
07/28/2026

Before the grill is lit and guests begin to arrive, it’s worth asking an important question: If an accident happens on your property, is your current homeowners coverage prepared to respond?

Swipe to see some insurance considerations to keep in mind before you host a party this summer.

If you are planning to host this summer, now is the time to review your coverage and identify any gaps. Give us a call today. We’re here to help make sure you’re ready to welcome guests to your home this summer.

Most businesses make crucial employment-related decisions on a regular basis, and for the most part, these decisions go ...
07/28/2026

Most businesses make crucial employment-related decisions on a regular basis, and for the most part, these decisions go smoothly. But what happens when something goes wrong in the process?

That’s where employment practices liability insurance (EPLI) comes in. This key coverage can act as a safety net if a business is involved in an employment-related legal conflict. It can help with:

🔵 Defense costs - Many EPLI policies help cover legal defense expenses associated with covered claims, and in some cases, these costs may be covered regardless of the case outcome.
🔵 Settlements or judgments - Policies may help pay covered settlements or court-awarded damages, though this is subject to policy limits, exclusions, and terms.
🔵 Third-party claims (optional coverage) - Some policies include coverage for claims brought by non-employees, such as customers or vendors.

That said, not all policies are the same. Details such as exclusions, limits, and whether coverage is claims-made can significantly affect how the policy responds.

If you want to learn more about EPLI or review an existing policy, don’t hesitate to reach out to our team. We are here to help you ensure that your business is fully protected.

From time to time, our firm likes to remind clients about the importance of keeping their life insurance information org...
07/28/2026

From time to time, our firm likes to remind clients about the importance of keeping their life insurance information organized and accessible. Gathering and storing key records helps beneficiaries know where to turn when they need it most. Swipe through for a checklist of documents to keep together.

Taking the time to organize these documents is also a great opportunity to review your policy and beneficiary designations, ensuring everything is accurate and up to date. If you have questions about your coverage or would like help reviewing your policy, reach out anytime.

Have you heard of Employment Practices Liability Insurance (EPLI)? This key coverage can be crucial in workplace-related...
07/23/2026

Have you heard of Employment Practices Liability Insurance (EPLI)? This key coverage can be crucial in workplace-related claims tied to how you hire, manage, and support employees.

EPLI is designed to help protect your business against certain workplace-related claims, including wrongful termination, discrimination, harassment, retaliation, and decisions regarding hiring and promotions. These claims can be time-consuming, costly, and disruptive, regardless of a company’s size. Additionally:

✅ A single claim can lead to significant legal expenses, even if no wrongdoing is found.
✅ Leadership time and attention may be pulled away from running the business to handle a legal proceeding.
✅ Claims can involve not only employees, but also customers, vendors, or other third parties, depending on the situation.
✅ Situations can escalate quickly, especially when there are differing perspectives or limited documentation.

EPLI can help provide a financial backstop so one issue doesn’t disrupt your day-to-day operations or long-term plans.

If you would like to talk through adding EPLI coverage to your current portfolio or simply review your existing coverage, our team would be happy to connect and answer any questions you may have. Give us a call today, and we can get started.

If you’ve ever loaned your car to a friend or borrowed someone else’s vehicle, you may have wondered what happens if an ...
07/21/2026

If you’ve ever loaned your car to a friend or borrowed someone else’s vehicle, you may have wondered what happens if an accident occurs. Would the vehicle owner’s insurance apply — or would the driver’s policy take over?

In most situations, auto insurance follows the vehicle first, not the driver. That means the car's policy is usually the primary source of coverage in the event of an accident. However, that’s not always the case. Swipe for some key details about when the vehicle owner’s policy kicks in and when the driver’s policy is used.

If you’re ever unsure how your coverage applies, want to double-check your policy, or layer on additional auto coverages, we’re always happy to take a look with you. Feel free to give our team a call. We are here to be a resource for you.

Opening an additional location or expanding what your business offers are significant milestones. These changes can also...
07/21/2026

Opening an additional location or expanding what your business offers are significant milestones. These changes can also affect your insurance coverage in ways that are not always obvious until a gap appears, which can leave you exposed in case of an emergency.

A new office, storefront, or warehouse introduces property and liability exposures that may not be covered under your existing policy. And when a business begins offering new services, its risk profile can shift in ways that require updated classifications to ensure coverage accurately reflects the work being done.

If your business has expanded its footprint or its offerings this year, it is worth confirming that your policy has kept up. Give us a call, and we can walk through your current coverage together to ensure you’re fully protected.

The dog days of summer are here, and we are just stopping by to say hello! We hope you’re soaking up the sun, catching a...
07/15/2026

The dog days of summer are here, and we are just stopping by to say hello!

We hope you’re soaking up the sun, catching a cool breeze, or maybe even catching a nap or two on a sunny beach.

Remember, if there is anything our team can help you with before the season winds down, please do not hesitate to reach out. We are always here and happy to connect whenever you need us.

Growth is a good sign for any business, but it can quietly create gaps in your insurance coverage if your policy has not...
07/09/2026

Growth is a good sign for any business, but it can quietly create gaps in your insurance coverage if your policy has not kept up with the changes.

Two areas that can often get overlooked are new equipment purchases and larger contracts.

If your business has invested in new machinery, tools, or technology, those assets may not be reflected in your current property limits. And if you have taken on bigger clients or contracts this year, there may be liability requirements or additional insured endorsements that your existing policy does not already include.

These gaps are worth catching before a loss or a contract dispute brings them to the surface. Give us a call, and we are happy to review your current coverage.

July is peak summer, and that means it is time for the big debate: pool day or beach day?Some of us love the ease of a b...
07/09/2026

July is peak summer, and that means it is time for the big debate: pool day or beach day?

Some of us love the ease of a backyard pool or a quick dip at the local swim club, while others are all about the waves, sand, and saltwater. Both have their charm, and we want to know where you stand.

Which one best describes your ideal July day?

🏊 Vote pool day
🏖️ Vote beach day

Drop your pick in the comments. We are curious to see which side takes the win this month!

Address

Raleigh, NC
27601

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Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+19193254477

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