06/30/2026
I came across an article talking about the “magic” mortgage rate that could finally make homeownership affordable again. While I agree affordability is a real challenge, I think the conversation is missing some important context.
Buying a home isn’t just about today’s interest rate—it’s about building long-term wealth.
In this video, I discuss:
🏡 Why you’re buying more than just a monthly payment.
📉 Why you can refinance your interest rate, but never the price you paid for the home.
📈 Why building wealth often requires intentional choices and thinking beyond today’s headlines.
Every buyer’s situation is different, and I’m not saying everyone should buy today. But before you decide to wait, make sure you’re looking at the complete financial picture—not just one headline or one interest rate.
If you’re wondering whether buying now or waiting makes more sense for your situation, let’s run the numbers together. An informed decision is always better than an emotional one.