08/12/2026
ATTENTION FLORIDA VETERANS & ACTIVE DUTY MILITARY! ๐
Did you know that military veterans receive exclusive exemptions under Floridaโs Hometown Heroes (HTH) Program? You can combine your VA loan benefits with up to $35,000 in 0% interest down payment assistance!
Here are the top 3 game-changing structuring takeaways you need to know:
1๏ธโฃ ๐ฅ๐ฒ๐ฝ๐ฒ๐ฎ๐ ๐๐ผ๐บ๐ฒ๐ฏ๐๐๐ฒ๐ฟ๐ ๐๐ฟ๐ฒ ๐๐น๐ถ๐ด๐ถ๐ฏ๐น๐ฒ: Unlike standard applicants, veterans do NOT have to be first-time buyers. If you currently or previously owned a home, you still qualify!
2๏ธโฃ ๐ก๐ผ ๐๐น๐ผ๐ฟ๐ถ๐ฑ๐ฎ ๐๐บ๐ฝ๐น๐ผ๐๐ฒ๐ฟ ๐๐ต๐ฒ๐ฐ๐ธ: Retired, self-employed, or working remotely for an out-of-state company? Your Form DD214 bypasses the FL employer requirement.
3๏ธโฃ ๐ฉ๐ + ๐๐ง๐ ๐ฆ๐๐ฎ๐ฐ๐ธ๐ถ๐ป๐ด ($0 ๐๐ฎ๐๐ต ๐ข๐๐-๐ผ๐ณ-๐ฃ๐ผ๐ฐ๐ธ๐ฒ๐): Stack a 0%-down VA loan with the 5% HTH deferred loan to cover all closing costs and prepaidsโoften resulting in $0 down at closing or a refund of your earnest money deposit!
๐ฌ Ready to check your county income limits or get pre-approved? Reach out today!
๐ค Karen Chisholm | Loan Officer
๐ข Bayport Lending | NMLS 365514
๐ Call/Text: 954-579-6214
๐ง [email protected]
Call now to connect with business.