Charlotte Harbor Trust Wealth Management

09/22/2026

09/01/2026

Please join us in welcoming Carrie DiMuzio Madden to the Charlotte Harbor Trust Wealth Management team!

A Charlotte County native and Charlotte High School graduate, Carrie brings extensive experience in relationship-building, fundraising, and community service. After a successful career in Florida politics, she returned home and became deeply involved with organizations throughout Charlotte County, including United Way of Charlotte County, Peace River Botanical & Sculpture Gardens, and Team Punta Gorda.

Carrie’s strong local roots, welcoming personality and passion for serving others make her a wonderful addition to our team. We’re excited to have her help strengthen our relationships throughout the community!

Welcome to the team, Carrie! ⚓

09/01/2026

Please join us in welcoming Samuel Kiburz to the Charlotte Harbor Trust Wealth Management team. A longtime Southwest Florida resident and Charlotte High School graduate, Samuel brings more than 25 years of wealth management experience to our firm. Throughout his career, he has worked with both national and regional trust companies, advancing to the roles of Senior Vice President and Chief Investment Officer.

Samuel earned degrees in Finance, Insurance, and Economics from the University of Florida, as well as a master’s degree in Finance from Florida Gulf Coast University. He also holds his Series 65 license and serves clients as an Investment Adviser Representative.

Deeply committed to our community, Samuel has devoted many years to Scouting, currently helping local Scouts earn the rank of Eagle Scout and serving as Vice Chairman for Eagle Boards of Review for the Southwest Florida Council. He also serves as Vice Chair of the Punta Gorda Police Officers’ Pension Board and as President of the Charlotte County Estate Planning Council. Nationally, Samuel was selected as one of 100 advisors who provide feedback to Vanguard’s Research Department regarding future services and products.

Samuel and his wife, Monica, are approaching 30 years of marriage and have two young adult children, Shane and Sara “Eisley.” Outside the office, he enjoys playing guitar, kayaking, canoeing, hiking, and mountain biking.

Samuel’s extensive investment experience, thoughtful leadership, and deep connection to Southwest Florida make him an exceptional addition to Charlotte Harbor Trust Wealth Management. We are proud to welcome him to the team and excited for our clients and community to get to know him!

Please help us give Samuel a warm welcome!

09/01/2026

𝓢𝓸𝓶𝓮𝓽𝓱𝓲𝓷𝓰 𝓷𝓮𝔀 𝓲𝓼 𝓸𝓷 𝓽𝓱𝓮 𝓱𝓸𝓻𝓲𝔃𝓸𝓷…

For years, you have known us as 𝘽𝙚𝙖𝙣𝙚 𝘼𝙩𝙠𝙞𝙣𝙨𝙤𝙣 𝙁𝙞𝙣𝙖𝙣𝙘𝙞𝙖𝙡 𝙎𝙚𝙧𝙫𝙞𝙘𝙚𝙨. As our firm grows and our services evolve, we’re proud to introduce a name that reflects both where we are rooted and where we are headed.

Welcome to 𝐂𝐡𝐚𝐫𝐥𝐨𝐭𝐭𝐞 𝐇𝐚𝐫𝐛𝐨𝐫 𝐓𝐫𝐮𝐬𝐭 𝐖𝐞𝐚𝐥𝐭𝐡 𝐌𝐚𝐧𝐚𝐠𝐞𝐦𝐞𝐧𝐭.

While our name is changing, our commitment to the people, families and businesses we serve remains at the heart of everything we do.

𝓐 𝓷𝓮𝔀 𝓷𝓪𝓶𝓮. 𝓐𝓷 𝓮𝔁𝓹𝓪𝓷𝓭𝓮𝓭 𝓿𝓲𝓼𝓲𝓸𝓷. 𝓣𝓱𝓮 𝓼𝓪𝓶𝓮 𝓽𝓻𝓾𝓼𝓽𝓮𝓭 𝓻𝓮𝓵𝓪𝓽𝓲𝓸𝓷𝓼𝓱𝓲𝓹𝓼.

09/01/2026

08/26/2026

Big things are happening! Stay tuned for some big changes in the next week!

We’re Growing.

Our team has grown.
Our capabilities have grown.
Our commitment has grown.
Our name is simply catching up
with who we’ve become.

We look forward to sharing all the details soon!!

12/18/2025

🧝‍♂️📈 𝔹ℝ𝔼𝔸𝕂𝕀ℕ𝔾: ℂ𝕙𝕒𝕣𝕝𝕚𝕖 & 𝕎𝕚𝕝𝕝 ℍ𝕠𝕤𝕥 𝕋𝕙𝕖𝕚𝕣 𝔽𝕚𝕣𝕤𝕥 𝕀𝕟𝕧𝕖𝕤𝕥𝕞𝕖𝕟𝕥 𝕊𝕖𝕞𝕚𝕟𝕒𝕣📈🧝‍♂️

It’s been a very educational morning here at the office!
Charlie and Will decided to gather every toy in sight for a crash course on compound interest — complete with a whiteboard, charts, and their most serious “professor” faces. 😂

The topic of the day?
👉 𝙃𝙤𝙬 𝙮𝙤𝙪𝙧 𝙢𝙤𝙣𝙚𝙮 𝙜𝙧𝙤𝙬𝙨 𝙬𝙝𝙚𝙣 𝙮𝙤𝙪 𝙜𝙞𝙫𝙚 𝙞𝙩 𝙩𝙞𝙢𝙚, 𝙘𝙤𝙣𝙨𝙞𝙨𝙩𝙚𝙣𝙘𝙮, 𝙖𝙣𝙙 𝙖 𝙨𝙢𝙖𝙧𝙩 𝙨𝙩𝙧𝙖𝙩𝙚𝙜𝙮.

Even the action figures are paying attention.
(Skelly the Skeleton took notes. The Positive Potato asked about Roth IRAs. It got intense.)

But here’s the truth behind the elf-sized comedy:
Compound interest 𝙧𝙚𝙖𝙡𝙡𝙮 𝙞𝙨 𝙢𝙖𝙜𝙞𝙘 — and it’s one of the strongest tools for building a secure retirement.

At Beane Atkinson Financial Services, we help you put that magic to work with real planning, real strategy, and real results…
even if your teachers aren’t usually 6 inches tall and made of felt. 😉

Ready to make your money grow? We’re here to help. ✨

12/16/2025

🧝‍♂️📊𝐂𝐡𝐚𝐫𝐥𝐢𝐞 & 𝐖𝐢𝐥𝐥: 𝐎𝐟𝐟𝐢𝐜𝐢𝐚𝐥 𝐎𝐟𝐟𝐢𝐜𝐞 𝐀𝐜𝐜𝐨𝐮𝐧𝐭𝐚𝐧𝐭𝐬 (𝐒𝐨𝐫𝐭 𝐎𝐟) 📊🧝‍♂️

This morning we found our elves, Charlie and Will, hard at work at one of the desks — calculator out, client folder open, Post-its everywhere.

And according to their latest “professional analysis,” they left us this note:
👉 “According to my calculations… Beane Atkinson builds retirement plans that actually work!”

What can we say?
Even the elves know a strong retirement plan is all about strategy, knowledge, and a team you can trust.
(Though we’re still double-checking their math… just in case. 😆)

At Beane Atkinson Financial Services, we’re here to help you build a retirement plan that’s steady, personalized, and aligned with your goals — elf-approved and human-verified.

Ready to start planning for your future? We’ve got you covered. ✨

12/12/2025

🎄☕ 𝕆𝕦𝕣 𝕆𝕗𝕗𝕚𝕔𝕖 𝔼𝕝𝕧𝕖𝕤 ℍ𝕒𝕤 𝔾𝕠𝕟𝕖 𝔽𝕦𝕝𝕝 𝔽𝕚𝕟𝕒𝕟𝕔𝕚𝕒𝕝 𝔸𝕕𝕧𝕚𝕤𝕠𝕣 ☕🎄

This morning, we found our tiny tyrants — ahem, The 401(k) Contribution Enforcer Elves — guarding the coffee pot like it’s Fort Knox.

Their message?
👉 “𝙔𝙤𝙪 𝙘𝙖𝙣’𝙩 𝙥𝙤𝙪𝙧 𝙩𝙝𝙞𝙨 𝙘𝙤𝙛𝙛𝙚𝙚 𝙪𝙣𝙩𝙞𝙡 𝙮𝙤𝙪 𝙢𝙖𝙭 𝙤𝙪𝙩 𝙮𝙤𝙪𝙧 401(𝙠). 𝙄 𝙙𝙤𝙣’𝙩 𝙢𝙖𝙠𝙚 𝙩𝙝𝙚 𝙧𝙪𝙡𝙚𝙨.”

Excuseee us?!
We just came here for caffeine, not a full-blown retirement intervention. 😆

But honestly… they’re not wrong.
You gotta treat yo’elf (and your future self) with a well-funded 401(k).

Coffee + contributions = holiday sparkle ✨
And apparently, our elves are NOT negotiating.

Harsh? Maybe.
Accurate? Absolutely.

Looks like retirement planning comes before caffeine at Beane Atkinson Financial Services. Guess we’re doing things the responsible way this holiday season 🎄💼

12/11/2025

🎄🧝‍♂️ 𝘽𝙍𝙀𝘼𝙆𝙄𝙉𝙂: 𝙊𝙪𝙧 𝙀𝙡𝙫𝙚𝙨 𝙃𝙖𝙫𝙚 𝘾𝙧𝙖𝙘𝙠𝙚𝙙 𝙩𝙝𝙚 𝘾𝙤𝙙𝙚 𝙌𝙪𝙞𝙩𝙚 𝙇𝙞𝙩𝙚𝙧𝙖𝙡𝙡𝙮 🧝‍♂️🎄

This morning, Charlie and Will struck again…
and let’s just say our window learned a very valuable lesson about unexpected events. 😅

They even left a sign (because apparently they’re educators now):
👉 “Unexpected events happen. That’s why you need a solid financial plan — good thing you’re in the right place.”

Honestly? They’re not wrong.

Life throws curveballs — broken windows, surprise expenses, market dips, and moments you never saw coming.

But when you have a real plan (and the right team in your corner), those surprises don’t derail your future.

At Beane Atkinson Financial Services, we help you prepare for the unexpected, protect what matters, and build the retirement you deserve… even if mischievous elves keep stress-testing our office. 😉

If you want confidence in your financial future — elves or no elves — you’re definitely in the right place. ✨