Jones Family Insurance Agency Inc

10/12/2026

Got Citizens? Not in a flood zone? Starting Jan 1, 2027, you’ll still need flood insurance.

Florida law now requires a separate flood policy on nearly every Citizens homeowner policy that includes wind coverage. Home value no longer matters.

Flood limit must match your dwelling coverage (or the NFIP max)
Applies at your first new policy or renewal on or after 1/1/27
Exempt: condo unit owners, renters, wind-excluded policies
NFIP policies usually have a 30-day wait. Don’t cut it close.
Jones Family Insurance writes flood for Punta Gorda, Fort Myers, Naples and all of SWFL. Call us or DM “FLOOD” and we’ll quote it and handle the Citizens paperwork.

10/08/2026

🚨 FLORIDA DRIVERS… YOUR “FREE” WINDSHIELD MIGHT NOT REALLY BE FREE! 🚗💸

Did you know that replacing your windshield through your auto insurance could cost you more than you think? 👀

In Florida, if you carry comprehensive coverage, you can get a covered windshield replaced with NO deductible! But here’s what they don’t always tell you…

⚠️ It’s still an insurance claim!

⚠️ Depending on your carrier, claims could impact your claims history or certain discounts.

💰 HERE’S A MONEY-SAVING TIP!

If you have a small chip or crack, roughly the size of a half-dollar or smaller, it may be repairable for just $80–$200, depending on the damage!

Before filing that windshield claim, find out whether a simple repair could save you money down the road.

🎥 Keepin’ Up with The Jones’ — where we break down Florida insurance and help you make smarter decisions!

👇 Have you ever filed a windshield claim in Florida? Drop a YES or NO in the comments!

📲 Jones Family Insurance
📞 941-205-0191 | 239-552-4111
🌐 www.jonesfamilyins.com

💙 Our Family Protecting Yours.

09/30/2026

Do one thing today your future self will thank you for…

09/24/2026

🏡 Florida homeowners—could lower home insurance rates finally be on the way?

After years of rising premiums, we may be seeing movement in the right direction. But a rate reduction doesn’t automatically mean you have the best coverage or price.

This is the perfect time to review your policy, compare your options and make sure your home is properly protected. Let the Jones family help protect yours!

📞 941-205-0191
📞 239-552-4111
🌐 JonesFamilyIns.com

Our Family Protecting Yours.

09/19/2026

🍕 Keepin’ Up With The Jones’ is stopping by Marcello’s Pizza LLC in Port Charlotte!

We went behind the scenes to see how Marcello’s makes the magic happen—and yes, the pizza tastes as good as it looks. Supporting local businesses and the families behind them is what this series is all about.

Follow for their weekly locations and pizza updates. Then tell us in the comments: What toppings are going on your perfect pizza? 👇

Follow Jones Family Insurance for more local spotlights, insurance tips and real conversations from around Southwest Florida.

📞 941-205-0191 | 239-552-4111
Our Family Protecting Yours.

09/17/2026

🚨 Thinking about canceling your flood insurance because the price keeps increasing? Watch this first!

Your existing flood policy may be more valuable than you realize especially if you decide to sell your home. Before allowing it to lapse, speak with your insurance agent about your options.

A small decision today could make a BIG difference later. 🏡🌊

Have questions about your flood policy? We’re here to help.

📞 941-205-0191
📞 239-552-4111
🌐 JonesFamilyIns.com

Our Family Protecting Yours.

09/03/2026

Stay informed, Florida drivers! 🚗 Lemonade has launched car insurance across the state, offering app-based pricing tailored to your driving habits. While more options can mean better deals, remember that an algorithm won’t fight for you like a dedicated agent will. Before diving into another app, let Jones Family Insurance handle the comparison shopping for you. Call us at 941-205-0191 to get the best coverage without the hassle! 📞

08/27/2026

Did you know? The National Flood Insurance Program is set to expire September 30 — unless Congress acts.

If it lapses, FEMA can’t write new or renewal flood policies. But if you’re already covered, your policy rides out its full term plus a 30-day grace period, so there’s no need to panic.

Two groups should pay attention now:
🏡 Buying a home this fall? Ask your lender how this could affect your closing.
📋 Renewing flood coverage soon? Don’t wait until the last week of September.

Not sure where you stand? We’ll check your policy dates for you — just give us a call.

📞 (941) 205-0191
Jones Family Insurance | Punta Gorda • Fort Myers • Naples

08/25/2026

This hurricane season has been eerily quiet. 🌀

As of August 21, only 3 named storms have formed in the Atlantic all year — active a combined 4.5 days. That’s the slowest start since 1988, and possibly the slowest since satellite tracking began in 1966.

Good news? Sure.

A forecast? No.

September and October are historically Florida’s most active hurricane months — and it only takes one landfall to matter. Don’t let a calm summer talk you out of checking your coverage before peak season hits.

📞 Call Jones Family Insurance for a free pre-storm policy review. Ten minutes now beats a bad surprise later.

FloridaInsurance HurricaneSeason2026 SWFLInsurance PuntaGordaBusiness InsuranceAgent EsteroFL NaplesFL

06/01/2026

Hurricane season is here. Here’s a good read that we were featured in with Hawley from Keller Williams Realty Fort Myers & The Islands. We want to thank him and his team for allowing us to collaborate with them on this.

The 2026 SWFL hurricane prep guide. Real insurance premium ranges from three agents, the biggest discount lever, deductible red flags, and a 17-item checklist.