Lerea Arellano- Sunflower Bank Mortgage Lending

10/14/2026

Closing your renter era feels like finally exhaling. 🔑 I handle the heavy lifting — pre-approval, loan options, down payment resources, and budget guidance. Reach out to start your journey, NMLS #1309362.



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10/12/2026

10/09/2026

1. Not disclosing all of your debts. Even if a debt doesn't show on your credit report, it will show on your bank statement and needs to be counted in your debt to income ratio.
2. Guessing your income. Is your full-time job really full-time? Looking at income as a lender is not as easy as it seems. Lump in overtime, bonus, commission, and self-employment..... leave it to the experts!
3. Moving money around without documentation. We can't use cash. We have to trace all of your transfers.
4. Not being upfront with important information. The child support, the job change, other properties you own... they will all come up sooner or later.
5. Applying with a lender that doesn't offer to take your application over the phone. I avoid so many hurdles by doing this because I know what questions to ask to make sure these mistakes don't ever happen!
Send me a DM or call/text 719-225-2201

10/07/2026

What is happening with interest rates and the housing market?

This video offers a great explanation!

Sellers need to drop their prices 14% to counter the increase in interest rates this month.

Buyers have leverage.

https://www.youtube.com/watch?v=BWNOdHB8TKA

10/07/2026

Great idea from my friends with Keller Williams! 💕
Sign up here!

If you are a past client and attend, tag me in a photo!
I will donate an extra $5 for anyone that attends!

https://docs.google.com/forms/d/e/1FAIpQLSdS6szxLJZpHKDIvhb4zcp94x_Mh8Wle4lapqXYQk7FaDhhXA/viewform

10/06/2026

📖 Key Takeaways Keeping your home as a rental lets the equity keep growing while generating monthly cash flow you can reinvest The 2-out-of-5-year rule preserves up to $250K ($500K for couples) in...

Converting your primary residence to a rental can turn your first home into a wealth-building asset. Here's how to make the numbers, taxes, and financing work.

10/05/2026

Construction Loan Certification Done ✅
Now offering both 2x and 1x Close Construction Loans!
Conventional & VA

10/02/2026

If your dream has been to live in 81006, let’s get you approved!

You’re sure to find a home that fits your needs and budget!

📲719-225-2201

Everything Inside This House Is NEW!

10/01/2026

Let’s take a minute to be honest with ourselves as we enter Q4.

Yes, the rates are high.
Yes, business is slow.
But, deals are still happening.

What is going to set you apart is what you do during the last three months of the year.

4 years ago, I set a goal of where I wanted to be in 5 years, and I’m so close to making that happen.

It feels good ending the year focusing on the relationships that bring me joy and growth.

I’m only looking for a few more realtor partnerships to bring into the new year.

If you want a business partner, let’s go.

📲719-225-2201

09/28/2026

New post:

Buying a home in Pueblo still beats renting — even at today's 6% to 7% mortgage rates — for two reasons that have nothing to do with the rate on a rate sheet: you pay down principal with every...

Most buyers shop by interest rate, but your lifestyle decides your true price. A Pueblo mortgage lender shows how to budget by monthly payment, not rate.