Zakary Short - Mortgage Officer

05/10/2023

Learn more about mortgage basics by checking out this user-friendly guide!

Mortgage Basics GuideRoss Garner , WalletHub Community ManagerJan 10, 2023Ross Garner , WalletHub Community Manager Jan 10, 2023 The terms “mortgage” and “home loan,” are used interchangeably to describe loans secured by the very value of the homes they are used to purchase. Mortgages are a ...

05/03/2023

“Is this the year to buy, or should you wait until the market shifts a bit? Experts weigh in on the key factors aspiring buyers should know this year.”

Is this the year to buy, or should you wait until the market shifts a bit? Experts weigh in on the key factors aspiring buyers should know this year.

04/26/2023

Credit is a necessary part of our financial lives. Learn more about credit and how it works!

Credit is a contractual agreement in which a borrower receives something of value immediately and agrees to pay for it later, usually with interest.

04/19/2023

“Applying for a mortgage can be nerve-wracking, especially if you’re doing it for the first time. The good news is that you can set yourself up for success by following these seven steps.”

Buying a home is one of the most exciting things you’ll do in your life. It’s also likely the most expensive. Unless you have a swimming pool full of cash, you’ll need to take out a mortgage to help finance the purchase of a home. Applying for a mortgage can be nerve-wracking, especially if yo...

04/12/2023

“If you're thinking about buying a home, this list can help to get your search off on the right foot. While the number of rooms, the condition of the kitchen, and the size of the yard are important, there are other factors to think over before you make an offer and move.”

If you are thinking of buying a house, consider these things before closing the deal. Whatever is important to you should be reflected in the home.

04/05/2023

“Leaping into homeownership is always a big decision, whether you've been saving up for years or you're looking to take advantage of a first-time homebuyer program. The process is complicated, and it can become overwhelming if you're not prepared.

Let's take a look at some first-time homebuyer tips and common pitfalls you'll want to avoid so you'll be well informed before your purchase.”

Purchasing a home for the first time can be overwhelming, but it doesn't have to be. Follow these tips to make the homebuying process a little bit easier.

03/29/2023

“Before you begin this journey as a first-time homebuyer, you should invest in some logistical groundwork. Doing your homework ahead of time will better prepare you for the homebuying process, especially when the housing market is hot and competition fierce.”

When buying your first home, it's tempting to rush onto Realtor.com or Zillow. Do some homework before you search.

03/24/2023

Learn about the upcoming online and in-person UCCU Home Buying Seminars! Don’t forget to invite your friends and family—you don’t have to be a UCCU member to learn how to best navigate your home buying future.

We know that the housing market is a little hectic right now. That's why we have FREE Home Buying Basics seminars to answers your questions.

03/09/2023

If you love where you bank, you now have the chance to let your voice be heard! UCCU is once again in the running for Best Credit Union and Best Mortgage in Utah Valley Magazine’s annual Best Of Utah Valley awards.

Here’s how to vote:

1. Click the following link: https://4681826.survey.fm/2023-best-professional-services
2. Click “Start Survey” and enter email address
3. Vote for Utah Community Credit Union for “Best Credit Union” and “Best Mortgage”
4. Click “Finish Survey”

Vote now! Voting ends March 15th.

02/15/2023

Get the most out of your money with these handy home-buying tips!

Get the most out of your money with these handy home-buying tips.

01/18/2023

At UCCU, we understand how big of a decision buying a first home can be and just how confusing the process can appear.

That’s why we have Home Buying Experts—like me—at work in every UCCU branch, ready to provide the very best options and advantages for first time home buyers.

UCCU helps remove the stress of purchasing your first home. Speak to an expert or quickly apply for a first-time home buyer loan in Utah today!

01/04/2023

Happy 2023! A new year often brings new goals to the table, and a home equity line of credit from UCCU can help you achieve those goals.

Learn how a home equity line of credit works, how much you can get, and what you can use a home equity for.

HELOCs are a flexible form of financing, letting you tap into your home’s equity for a variety of uses. But how much HELOC can you get? Click here to find out!