Dave Duke, Loan Officer - NMLS #177482

01/20/2026

Help budget-conscious homebuyers uncover one tactic that could help them get the best deal possible in today’s market.

01/19/2026

Here’s an important homebuying tip you don’t want to miss.
Once you've applied for your mortgage, consistency is key. That means no new credit cards, no big purchases (yes, even that sectional couch), and no changing banks. You don’t want to do anything that could put your application at risk.
The best advice I can give? Before making any financial moves, talk to your lender first.

01/17/2026

Buying your first place is a big step, but it doesn’t have to feel like a step in the dark. Let’s talk about where you’re starting, what’s stressing you out (or holding you back), and what you actually need to know to make it happen.

What’s one question you wish you could ask an expert right now?

Buying your first home is a big milestone – and the right support is going to make it a whole lot easier.

01/15/2026

Here are 3 smart moves every first-time homebuyer should know right now.

Always get pre-approved before you start looking at homes online. Factor in things like property taxes and home insurance into your budget. And be sure to get an inspection, so you’re not caught off guard by costly repairs.

While they may sound simple, these tips matter. And if you haven’t bought a house before, you may not realize just how important they are.

Do you want more advice to make this process easier? DM me and let’s chat.

01/14/2026

Post "ready" if you want to talk about a pre-approval.

01/14/2026

You never really know when the right house is going to hit the market, but being prepared puts you one step ahead when it does.

That’s why getting pre-approved for a mortgage before you start looking for a home is key, even if you think buying is still a few months out.

Whether you’re ready to make a move now or just thinking about it, let’s talk through your goals and make sure you’re in the best position possible when the time is right.

01/10/2026

According to HousingWire, more people have rates 6% or higher than those 3% or under. If that’s you, let’s talk about your situation and what might be done to help.

As rates come down, how does that help your situation whether that be a refinance, or perhaps your family situation has changed and those former rates in the 6s and 7s prohibited you from making a move?

Simply comment “Help” and let’s talk about it. No pressure, just a conversation.

07/15/2025

You’ve probably heard you need 20% down to buy a house – but that’s a common myth.

Most first-time buyers put down much less (the median is just 9%). And many also qualify for down payment assistance but never use it because they don’t realize it’s out there. For example, I have a 1% down program where the lender pays the other 2% of the required down payment (up to $7,000). That's money you don't have to spend, if you qualify.

If your down payment feels like the biggest hurdle, let's talk. You may have more options (and help) than you think.

07/09/2025

Yes, homes are still selling.