The Home Loan Wizard

07/23/2025

07/16/2025

New loan programs for purchases & refinances! 😍

Down payment assistance: Utah Housing rolled out a new 2nd mortgage for down payments at 3.5% interest and no monthly payments (deferred interest)!! O.A.C

Refinance temporary buydowns! Get an interest rate 3-2-1% lower than the market rate for the next few years. Enjoy a much lower payment and roll the costs into your new loan amount.

Please contact me for more details. 🙂

06/11/2025

Rates on 6/10/25

06/11/2025

It was a great day! I helped one family expand their real estate portfolio, and another get into their forever home. These are the times I love my job! 😍

04/30/2025

What a great finish to a long renovation project! Thank you Heather Walsh Shelley for trusting me with your mortgage refinance. Your house looks amazing! 😃

04/24/2025

Thank you Jose & Sky Wabel Torres for entrusting me with your refinance! You guys are awesome! 💓

03/26/2025

Sarah & Chance Rasmussen are awesome! Thank you for returning to me for your 3rd loan with The Home Loan Wizard!

03/13/2025

Our Mortgage Interest Rates on 3/12/25 😮
Conventional: 6.25% (APR 6.38%)
FHA/VA: 5.75% (APR 6.21%)
Jumbo: 6.375% (APR 6.491%)
Investor: 6.49% (APR 6.62%)

03/06/2025

Congratulations to Luis & Lucia on their new house! Many years in the making, but their patience paid off, and they got a smoking deal on a new house!

Connie Becerril-Welch did a fantastic job coaching them through the process. Thank you!

01/22/2025

Wizard Wednesday: Interest Rates!

08/02/2024

It finally happened! My company's mortgage rates are back in the 5%'s!
If you want to refinance, or see what purchase price you qualify for, you can call or text me at #801-836-5277 or apply online at

Welcome to the first step to financing your home. I'll be sure to review your information quickly, and provide you with low rates and affordable options. Let the fun begin!