The Home Loan Wizard

05/14/2026

07/16/2025

New loan programs for purchases & refinances! 😍

Down payment assistance: Utah Housing rolled out a new 2nd mortgage for down payments at 3.5% interest and no monthly payments (deferred interest)!! O.A.C

Refinance temporary buydowns! Get an interest rate 3-2-1% lower than the market rate for the next few years. Enjoy a much lower payment and roll the costs into your new loan amount.

Please contact me for more details. 🙂

06/11/2025

Rates on 6/10/25

06/11/2025

It was a great day! I helped one family expand their real estate portfolio, and another get into their forever home. These are the times I love my job! 😍

04/30/2025

What a great finish to a long renovation project! Thank you Heather Walsh Shelley for trusting me with your mortgage refinance. Your house looks amazing! 😃

04/24/2025

Thank you Jose & Sky Wabel Torres for entrusting me with your refinance! You guys are awesome! 💓

03/26/2025

Sarah & Chance Rasmussen are awesome! Thank you for returning to me for your 3rd loan with The Home Loan Wizard!

03/13/2025

Our Mortgage Interest Rates on 3/12/25 😮
Conventional: 6.25% (APR 6.38%)
FHA/VA: 5.75% (APR 6.21%)
Jumbo: 6.375% (APR 6.491%)
Investor: 6.49% (APR 6.62%)