Chris Madrid, "Your Loan Guy", NMLS 621454, CapRock Home Loans

06/08/2026

DID YOU KNOW...Investor home purchases fell 6% in the first quarter, reaching their lowest level since 2020. With fewer investors competing for homes, some buyers may find less competition in today’s market.

03/30/2026

QUOTE OF THE WEEK:
“Success usually comes to those who are too busy to be looking for it.”—Henry David Thoreau, Essayist, poet, and philosopher

03/27/2026

Here's your Friday update!

03/23/2026

QUOTE OF THE WEEK:
“Do not wait to strike till the iron is hot, but make it hot by striking.”—William Butler Yeats, Irish poet, writer, and literary critic

03/16/2026

DID YOU KNOW…Active housing inventory is now higher than last year, giving buyers more negotiating power and creating stronger opportunities for financing conversations during peak spring home shopping months.

03/11/2026

DID YOU KNOW…Lower mortgage rates over the past year have increased buying power by roughly $30,000 for the median-income household, according to Zillow housing data

02/10/2026

01/16/2026

QUOTE OF THE WEEK:

““There are lots of people who mistake their imagination for their memory.”—Josh Billings, 19th century American humorist and lecturer

12/05/2025

🗓️Here’s a few really good reminders about protecting your identity!

🖥️Guard your Social Security Number. It’s like a master key to your personal data. When asked for it, find out why it’s needed and how they protect it. Don’t carry your card with you, store it securely. Shred paperwork that shows it.

📲Use strong passwords and two-factor authentication. Create complex passwords. Don’t reuse them. Employ two-factor authentication when offered, or add an authenticator app. Don’t depend on security questions to protect your accounts. Don’t give clues about how you answered security questions on social media.

💻Watch for phishing and spoofing. Scammers call and email you posing as government agencies and legitimate businesses. The IRS does not telephone or email you; they only communicate by mail. Don’t click links in emails or open attachments you aren’t expecting. If you think the email is legit, go to the sender’s website and call or email them there to confirm.