Mortgage Matt Edge Home Finance

09/16/2019

That is how it should be every time!

08/26/2019

I would be very careful buying a vacation home right now, but if you are looking at them here are the best places.

The Smoky Mountains city of Seiverville, Tenn., rose to the top of the second annual Top 25 Best Places to Buy a Vacation Home report published by Vacasa, the Portland-based vacation rental management platform.

08/21/2019

Take a few minutes and consider how a recession could effect you. We are seeing more and more indicators that one is on the way. Taking some time to plan for it is well worth it. "An ounce of prevention is worth a pound of cure" ~Ben Franklin

Yields on 2-year and 10-year Treasury notes inverted early Wednesday, a market phenomenon that shows investors want more in return for short-term government bonds than they are for long-term bonds.

03/06/2019

More signs of a slowing housing market. This does not mean that you should not buy or upgrade, it means you need to consider what it will do for your lifestyle without the assumption that your home will increase in value in the short term. Long term appreciation will likely stay consistent, but we could see volatility in the next few years.

Existing-home sales fell for a third straight month, according to new data from the National Association of Realtors (NAR).

12/12/2018

Great article. They are one of my favorite investors to work with.

Mat Ishbia, CEO of United Wholesale Mortgage, talks about some tips and tricks prospective homeowners can use to lower their mortgage rates, the future of real estate and what managerial lessons he learned from Tom Izzo, his basketball coach at Michigan State.

08/13/2018

Household debt is approaching a new high, if someone has a lot of consumer debt, many people consider a refinance to consolidate the debt and lower their total monthly payments.

There are pros and cons of this, I help people understand them both so they can make the right decision for their situation.

American household debt is on track to surpass the peak debt level set in 2008, according to a new analysis by LendingTree of Federal Reserve data. However, this situation is being exacerbated by non-mortgage debt.

04/06/2018

More changes with the tax deduct ability of second mortgages. Apparently they "May" be deductible.

REAL ESTATE MATTERS | HELOCs and second mortgages will no longer be deductible if the loan proceeds are used to pay for personal items, including college tuition, vacations, credit card debt, student loan debt, a vehicle or clothing, the interest paid on that amount will not be deductible.

03/22/2018

Good news if you are thinking about selling this spring!

03/20/2018

If you haven't seen this site yet take a few minutes to check it out. You only see posts from your neighborhood. It is great for lost pets, discussions about local issues and is a great place to get a recommendation for just about anything. They require a neighbor to recommend a business before it can be seen in the area. I would be honored if you would recommend me.

4 neighbors recommend Edge Home Finance on Nextdoor.

03/19/2018

Want to know what your home is worth? Send me your address for a free value report.

03/12/2018

You got to love seeing these!

02/28/2018

Huge news! Today MN has no "high balance" areas where a borrower can get conventional rates above the conforming loan limit, currently $453,100. Tomorrow one of our investors will begin offering loans up to $679,650 with conforming rates!