North Missouri Mutual Insurance Company

12/08/2023

Tackling your very first home inventory list? Following these rules will help!

Another hurricane season is underway, and it’s likely to be a bad one. Wildfires are also raging across California, and the pandemic means the rest of us are spending more time than ever at home, increasing the likelihood of house fires and other accidents leading to property damage. If you’ve b...

12/06/2023

Have you completed any of these renovation projects? They may affect your home insurance!

Plan to renovate your home? Consider how renovations will affect your home insurance premiums.

12/04/2023

Before you decide on your dream home as your first home, take a look at this.

It pays to settle for less when purchasing your first home.

12/01/2023

Is becoming a homeowner on the horizon for you? Don’t forget to learn the basics of homeowners coverage!

11/29/2023

Stop a burglar from getting into your home by following a few simple security steps.

Burglars won't find your home an easy target if it's well lit and features security measures that slow them down. Don't let your home be an easy mark for theft and vandalism. Protect yourself and your belongings—and save on insurance premiums—by employing commonsense safety precautions.

11/27/2023

There are four essential types of coverage that most homeowners policies have. What are they? Find out:

Homeowners coverage provides financial protection against loss due to disasters, theft and accidents. Most standard policies include four essential types of coverage: coverage for the structure of your home; coverage for your personal belongings; liability protection; coverage for additional living....

11/20/2023

High-quality photos are a great way to save time if you need to make a homeowners claim after a storm hits! Learn more:

Whether reporting storm damage to your property over the phone or through your mobile device, the Insurance Information Institute (I.I.I.) offers the following tips on how to file an insurance claim: Contact your insurer as soon as possible to begin the process. Provide your insurer with your policy...

11/17/2023

Should you save up for a home in the future, or should you get a starter home now? Forbes has the answer.

For the first time, Millennials are becoming a large portion of home buyers. This is especially true of older Millennials, between the ages of 25 and 34, who have made a solid footing in the job market. So, how do you know if a starter home is right for you?

11/15/2023

When it comes to figuring out how much homeowners insurance you need, there are a few factors. Discover what they are:

If disaster strikes, you'll want enough homeowners insurance to rebuild the structure of your home, to help replace your belongings, to defray costs if you're unable to live in your home and to protect your financial assets in the event of liability to others. Use these guidelines to help determine....

11/13/2023

Investing in a vacation home means you should also invest in proper insurance! Learn what you’ll need:

Like any residence, your vacation home needs to be insured—but because the risks are different, the coverage might cost more than your primary homeowners policy. Before you leap into second-home ownership, consider the factors that will likely affect the price you’ll need to pay for insuring it.

11/10/2023

More living space in your home may mean a necessary change in your homeowners policy.

Plan to renovate your home? Consider how renovations will affect your home insurance premiums.

11/08/2023

Looking forward to Fire Prevention Week?? Good news: you don't have to wait to focus on fire safety.

Sharon Gamache from NFPA® discusses why it is so important to having working smoke alarms in the home. There are several different types of home smoke alarms...