06/03/2026
Should I convert my term policy before it expires?
Many people have term life insurance they bought years ago.
What a lot of people don’t realize is that many term policies have a conversion option.
That means you may be able to convert your policy into permanent coverage without new medical underwriting.
But timing can matter, and waiting too long can limit options.
Do you know if your policy has a conversion option?
It’s something worth checking before the window closes.