Greg Riordan - Certified Mortgage Advisor - NMLS 832841

Directions Website Contact the business

Greg Riordan - Certified Mortgage Advisor - NMLS 832841 Greg Riordan, Mortgage Loan Originator NMLS #832841 OnQ Home Loans NMLS #2611 I would be more than happy to offer my professional advice.

First Time Buyers, Primary, Secondary, Vacation and Investment home loans - I can show you how home ownership is possible! Call me today 928-201-1151

Choose the Right Home Loan Expert
With many years of experience in the mortgage banking industry, and extensive practice in originating home loans for both purchase and refinance, I am a firm believer in excellent customer service and offering the most competitive pricing. Through working with NFM Lending, I have continued to be one of the most knowledgeable Loan Officers in Arizona

When working with myself and NFM Lending you’ll receive:
Expert advice and support in making your home financing decisions
A full spectrum of loan products from which to choose
Consistent communication and follow up throughout the loan process from myself and NFM's in-house operations team
The fastest turn times in the industry
Please give me a call today for answers to any of your home financing questions.

A common misconception is that you need perfect credit to buy a home. The reality? Different loan programs have differen...
10/16/2026

A common misconception is that you need perfect credit to buy a home. The reality? Different loan programs have different credit requirements, and your credit score is just one piece of the puzzle. We also consider your income, debt, employment history, down payment, and overall financial picture when evaluating your loan options. Have questions about your situation? Send me a message. I’m happy to help you understand your options.

https://myoc.io/Q7E5L

NMLS # 832841
928-427-5156
EMail questions [email protected]

10/16/2026

Ever wonder who actually pays for those flashy, over the top social media videos from big lenders? The truth is that massive marketing budgets often mean higher costs passed directly to you as a consumer. Shopping around for your mortgage is one of the smartest moves you can make. Working with a dedicated local lender helps ensure you get competitive options without paying for a huge advertising budget. Send me a message today to compare your options and experience the difference. 🏠 Obviously these are no budget films LOL.
https://myoc.io/Q7E5L

NMLS # 832841
928-427-5156
[email protected]

10/15/2026

Business owners....

Click White Arrow for 1 minute breakdown -

It makes no sense to increase your income as a business owner to qualify for a home loan - Keep the write offs coming -

Lets do the Math -

$500k Mortgage

Payment equals $3,600 includes taxes and insurance -

Typical Family has 2 car loans and some credit card debt - $2,000 per month
total monthly - $5,100.00

If credit is perfect and you have money in the bank -
You need $12,000.00 per month income at min. to qualify.

That is $144,000 annually

Tax that income - you pay $36,000 - $43,000. to Uncle Sam
Sounds Terrible

This Sounds Better

Why not do a loan where we can qualify you for a home loan alternatively, without your tax returns?

Keep all your write offs.

$500k Mortgage
Same Payment approximately as above
$30k in interest paid yr one and declines over time
Pay yourself a higher wage via W2
Which Pays into Social Security so you can have a retirement-
$30k mortgage interest write off against the income you paid yourself.

​WOW - I increased my W2 and wrote off interest and paid in Social Security and kept all my write offs from before and didn't have to increase the net profit to qualify....

​How can can i take advantage of this?

If you know a business owner or are a business owner and want to be smart with you money and need a home loan - email me or text or call me.
928-427-5156

or

[email protected]

https://myoc.io/Q7E5L

NMLS # 832841

#1120-S -Corp

10/14/2026

Working in or owning a business in the cannabis industry shouldn't stop you from buying a home. Many traditional lenders turn away qualified borrowers simply because their income comes from this space. Fortunately, specialized lending options are available for business owners and employees across the cannabis sector. Send me a direct message today to explore your financing options and get your questions answered. 🌿

https://myoc.io/Q7E5L

928-427-5156

NMLS # 832841

10/12/2026

Affordability can be scary today - however there are many things in our control today to make homeownership possible.
1. Make a Budget.
2. Save 10% of paychecks - direct deposit to a savings account -
3. Pay Cash for Items under $5k - Yes this means good ol fashion save for it.
4. Stay away from Klarna and Affirm Accounts
5. Automobiles - go for an older or lesser vehicle while you are saving money for a home.
6. Student Loans - Consider the Cost VS Income return.
7. Healthcare - Look at alternative plans other than big box insurance.
8. Get away from Easy click purchases - Amazon and Social Media Ads.
https://myoc.io/Q7E5L

Ask me a question -
928-427-5156
[email protected]

NMLS # 832841

10/09/2026

Your home equity might be the key to eliminating high-interest debt faster than you think. We recently helped a homeowner restructure their debts to free up over 1,400 dollars in monthly cash flow. By redirecting those exact savings back toward their remaining balance, they are now on track to be debt free in under three years. If you want to see how a custom home equity strategy can work for you, send me a direct message today. Let us review your options and start building your personalized path forward. 💡
https://myoc.io/Q7E5L

NMLS # 832841
[email protected]
928-427-5156

Think your self employment, income structure, or credit history makes getting a home loan impossible? You might be surpr...
09/21/2026

Think your self employment, income structure, or credit history makes getting a home loan impossible? You might be surprised by what is actually available. Unique financial situations happen every day, but traditional banks often turn away complex applications. Having access to over 650 loan products means we can find a creative solution tailored to your exact needs. Do not let a unique scenario hold you back from buying a home. Send me a direct message today, and let us find the right path forward for you. 🏡

https://myoc.io/Q7E5L

NMLS # 832841

-Employed

09/21/2026

Thinking your financial rating is ready for a home purchase might be trickier than you think. Popular tracking apps often use consumer algorithms that differ from official mortgage scoring models. While these apps are great for monitoring general trends, your true homebuying rating could look very different when a lender pulls your official report.

Want to know where you really stand before shopping for homes? Message me today to review your actual home financing profile. 🏡
https://myoc.io/Q7E5L

NMLS # 832841

09/19/2026

Did you know that paying off your mortgage too quickly could mean you are in the wrong loan product? Most home loans do not carry prepayment penalties, but your overall timeline still matters. If you plan to refinance or sell within a few months, options like bridge loans might better suit your goals. Choosing the right strategy early saves you time and stress. Let us make sure your home financing aligns with your financial future. Send me a direct message today to discuss your best loan options. 💡
https://myoc.io/Q7E5L

NMLS # 832841

Considering buying a home and torn between FHA or Conventional? Let's narrow it down for you. FHA appraisals are like th...
09/17/2026

Considering buying a home and torn between FHA or Conventional? Let's narrow it down for you.

FHA appraisals are like thorough health check-ups, ensuring everything in your future home is up to standard. Conventional appraisals, while still comprehensive, offer more flexibility in properties.

Searching for a simpler path to your dream home? Let's chat about which option makes sense for you. Leave a comment or DM me for personalized advice and start your journey today! 🏠

https://myoc.io/Q7E5L
NMLS # 832841

Address

908 E Sheldon Street
Prescott, AZ
86301

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Website

Alerts

Be the first to know and let us send you an email when Greg Riordan - Certified Mortgage Advisor - NMLS 832841 posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Greg Riordan - Certified Mortgage Advisor - NMLS 832841:

Shortcuts

Share

Category