Greg Riordan - Certified Mortgage Advisor - NMLS 832841

Greg Riordan - Certified Mortgage Advisor - NMLS 832841 Greg Riordan, Mortgage Loan Originator NMLS #832841 OnQ Home Loans NMLS #2611 I would be more than happy to offer my professional advice.

First Time Buyers, Primary, Secondary, Vacation and Investment home loans - I can show you how home ownership is possible! Call me today 928-201-1151

Choose the Right Home Loan Expert
With many years of experience in the mortgage banking industry, and extensive practice in originating home loans for both purchase and refinance, I am a firm believer in excellent customer service and offering the m

ost competitive pricing. Through working with NFM Lending, I have continued to be one of the most knowledgeable Loan Officers in Arizona

When working with myself and NFM Lending you’ll receive:
Expert advice and support in making your home financing decisions
A full spectrum of loan products from which to choose
Consistent communication and follow up throughout the loan process from myself and NFM's in-house operations team
The fastest turn times in the industry
Please give me a call today for answers to any of your home financing questions.

08/20/2026

Is your home zoned agricultural? Finding a HELOC or home equity loan for ag-zoned property can feel almost impossible with standard lenders. Most banks turn these properties away right from the start. Fortunately, you do not have to miss out on accessing your home equity. We have specialized financing solutions specifically designed for agricultural zoning. Send me a direct message today to discuss your options and get started. 🏡
https://myoc.io/Q7E5L

NMLS # 832841

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08/18/2026

Thinking about using your VA loan for a brand new manufactured home? You might run into an unexpected obstacle with many lenders. Most banks force veterans to wait 12 months after the Certificate of Occupancy is issued before financing. You served our country, so you should not have to wait to move into your dream home. We have a solution to overcome this exact problem. Our team allows you to buy that newly built manufactured home as soon as the Certificate of Occupancy is available. 🏡 Send me a message today to learn how we can help you use your VA benefits without the wait.

https://myoc.io/Q7E5L

NMLS # 832841

08/08/2026

Are you waiting for interest rates to shift before making your next home purchase?

Many buyers feel forced to pull cash from their stock portfolio or delay selling their current home just to buy with cash.

Liquidating your hard earned assets or sitting on the sidelines is not your only option. A tailored mortgage strategy can help you preserve your wealth while still stepping into your dream property.

Send me a direct message today to explore financing options aligned with your goals. 🏡
https://myoc.io/Q7E5L

NMLS # 832841

08/07/2026

Did you know that paying off your mortgage too quickly could mean you are in the wrong loan product? Most home loans do not carry prepayment penalties, but your overall timeline still matters. If you plan to refinance or sell within a few months, options like bridge loans might better suit your goals. Choosing the right strategy early saves you time and stress. Let us make sure your home financing aligns with your financial future. Send me a direct message today to discuss your best loan options. 💡
https://myoc.io/Q7E5L

NMLS # 832841

08/05/2026

Thinking your financial rating is ready for a home purchase might be trickier than you think. Popular tracking apps often use consumer algorithms that differ from official mortgage scoring models. While these apps are great for monitoring general trends, your true homebuying rating could look very different when a lender pulls your official report.

Want to know where you really stand before shopping for homes? Message me today to review your actual home financing profile. 🏡
https://myoc.io/Q7E5L

NMLS # 832841

Veterans, it's your turn to enjoy the benefits you've earned. I'm thrilled to announce no lender fees on our VA loans! T...
07/30/2026

Veterans, it's your turn to enjoy the benefits you've earned.

I'm thrilled to announce no lender fees on our VA loans! That means more savings and more flexibility in your home journey. Whether you're buying, refinancing, or simply weighing your options, I'm here to guide you every step of the way.

Curious how this could work for you? Reach out for a consultation today—let's make your home ownership dreams a reality. Have questions or ready to start the process? Drop a comment below or send me a direct message. 🏡

https://myoc.io/Q7E5L

NMLS # 832841

07/27/2026

Did you know the land you already own could cover your down payment/ equity into your new build project? 🏡 Many future homeowners do not realize that land equity can significantly lower your cash out of pocket at closing. Whether you are considering Conventional, FHA, VA, or Jumbo financing options, using your land value as leverage is a powerful strategy.

You can build your dream home without needing to drain your savings account.

Message me today to learn how your land equity can help you take the next step.
https://myoc.io/Q7E5L

NMLS # 832841

07/23/2026

Ever wonder who actually pays for those flashy, over the top social media videos from big lenders? The truth is that massive marketing budgets often mean higher costs passed directly to you as a consumer. Shopping around for your mortgage is one of the smartest moves you can make. Working with a dedicated local lender helps ensure you get competitive options without paying for a huge advertising budget. Send me a message today to compare your options and experience the difference. 🏠 Obviously these are no budget films LOL.
https://myoc.io/Q7E5L

NMLS # 832841

07/20/2026

Business owners....

Click White Arrow for 1 minute breakdown -

It makes no sense to increase your income as a business owner to qualify for a home loan - Keep the write offs coming -

Lets do the Math -

$500k Mortgage

Payment equals $3,600 includes taxes and insurance -

Typical Family has 2 car loans and some credit card debt - $2,000 per month
total monthly - $5,100.00

If credit is perfect and you have money in the bank -
You need $12,000.00 per month income at min. to qualify.

That is $144,000 annually

Tax that income - you pay $36,000 - $43,000. to Uncle Sam
Sounds Terrible

This Sounds Better

Why not do a loan where we can qualify you for a home loan alternatively, without your tax returns?

Keep all your write offs.

$500k Mortgage
Same Payment approximately as above
$30k in interest paid yr one and declines over time
Pay yourself a higher wage via W2
Which Pays into Social Security so you can have a retirement-
$30k mortgage interest write off against the income you paid yourself.

​WOW - I increased my W2 and wrote off interest and paid in Social Security and kept all my write offs from before and didn't have to increase the net profit to qualify....

​How can can i take advantage of this?

If you know a business owner or are a business owner and want to be smart with you money and need a home loan - email me or text or call me.
928-427-5156

or

[email protected]

https://myoc.io/Q7E5L

NMLS # 832841

#1120-S -Corp

Dreaming of building your perfect home on your own land? Your future is now within reach with our One-Time Close Constru...
07/15/2026

Dreaming of building your perfect home on your own land? Your future is now within reach with our One-Time Close Construction Loans, ideal for manufactured homes.

At On Q Home Loans, we simplify the process, providing the financing you need from construction to move-in. Experience a seamless transition to turning your dream home into a reality!

Let's discuss how we can help you build the home you've always wanted. Want to know if this is the right option for you? Comment below or message me for personalized guidance every step of the way.

https://myoc.io/Q7E5L

NMLS # 832841

Address

908 E Sheldon Street
Prescott, AZ
86301

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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