Prescott Health & Life

Prescott Health & Life Prescott's local health, Medicare, life and long term care insurance experts James Otto began his insurance career in Prescott, Arizona in 1987.

After developing a significant client following in the health and life market over the course of 15 years, Jim invited his daughter Jennifer Wilhelm to join the agency in 2002. Jennifer had previously spent 10 years with Chubb Insurance in Phoenix, Arizona. In 2004 Jennifer's husband Jeff joined the agency. Jeff's insurance experience began while serving as a lawyer in Phoenix, Arizona for 16 year

s where his primary areas of practice included insurance and surety law. Jeff now serves as the managing member of the agency and is a member of the National Association of Health Underwriters as well as a member of the State Bar of Arizona. In 2019, Art Olson joined the agency. Art previously spent 18 years in the commercial/residential building contractor business in Prescott and then 12 years in the industrial automation sales industry. Art serves the agency as an independent broker and professional insurance advisor for health and Medicare plans. In 2020, Natalie Gauvin joined our team. Natalie graduated from Northern Arizona University in 2018 with a Bachelor of Science degree. Natalie works in our front office and inspires everyone who calls or comes through our door with her engaging personality.

As summer approaches, calendars fill up quickly. This is often when routine health care gets put off, but taking care of...
05/28/2026

As summer approaches, calendars fill up quickly. This is often when routine health care gets put off, but taking care of these preventive services early can help keep you healthy all summer long. Many of these services are covered under health plans and are designed to detect potential issues early, before they turn into more serious health concerns.

Coverage varies, but common preventive services may include:

✅ Annual wellness visits and routine physical exams.
✅ Blood pressure, cholesterol, and diabetes screenings.
✅ Cancer screenings.
✅ Well-child visits and developmental checkups.
✅ Recommended vaccinations.
✅ Preventive counseling related to nutrition, to***co use, or mental health.

Booking appointments in advance can also help avoid scheduling bottlenecks and missed coverage opportunities.

If you have questions about what your plan covers, don’t hesitate to reach out. Our team is here to help guide you.

In honor of Memorial Day, we invite you to join us in taking time to remember and honor the brave men and women who made...
05/25/2026

In honor of Memorial Day, we invite you to join us in taking time to remember and honor the brave men and women who made the ultimate sacrifice to protect our country and preserve our freedom.

Please note that our office will be closed on Monday, May 25th, in observance of Memorial Day. We will resume normal business hours on Tuesday, May 26th, and will respond to any messages received during the closure as promptly as possible.

Wishing you a respectful and meaningful Memorial Day.

Throughout your life, you’ll go through many changes. Your health insurance should keep up with them. Regardless of whet...
05/19/2026

Throughout your life, you’ll go through many changes. Your health insurance should keep up with them.

Regardless of whether you’re exploring new plan options, adding dependents, or selecting additional coverages, we’re here to make sure your health insurance is keeping up with your needs.

If you have any questions about your current coverage or if you would like to explore your options, don’t hesitate to reach out. We are here for you.

If you or a loved one has been scammed, it can feel incredibly stressful and overwhelming. The good news is that there a...
05/15/2026

If you or a loved one has been scammed, it can feel incredibly stressful and overwhelming. The good news is that there are dedicated resources to help you recover funds, protect your identity, and report fraud.

🔹 FTC Fraud Reporting - Report fraud and get personalized recovery steps at https://reportfraud.ftc.gov/

🔹 FBI Internet Crime Complaint Center (IC3) - Report internet-facilitated crimes at https://reportfraud.ftc.gov/

🔹 Identity Theft Recovery - Get a recovery plan at https://www.identitytheft.gov/, the U.S. government's official identity theft website

🔹 AARP Fraud Watch Network - Reach out for support and guidance at https://www.aarp.org/money/scams-fraud/helpline/

The best thing you can do if you believe that you’ve been scammed is to report the fraud immediately. And remember, you are not alone.

We hope that you find this information helpful. As always, feel free to reach out if you have any questions or need guidance within the team’s area of expertise.

Scams are becoming more sophisticated, but there are clear red flags that can help you identify them quickly. Here is wh...
05/14/2026

Scams are becoming more sophisticated, but there are clear red flags that can help you identify them quickly. Here is what to watch for:

🔵 Sense of urgency - Scammers create pressure by instructing you to act before a deadline or implying something bad will happen if you don't act immediately.

🔵 Impersonation of trusted sources - Fraudsters pose as government officials, tech companies, or other trusted organizations to make their messages seem legitimate.

🔵 Too-good-to-be-true offers - Free money, significant discounts on products not on sale, or prizes requiring upfront fees are classic scam tactics.

🔵 Poor message construction - Look for email addresses with misspelled domains, spelling and grammatical errors in the body of the message, “Under Construction” or “Coming Soon” job link sites, and website error links in email signatures.

The best defense is to pause and verify the source. If you know the sender personally, reach out directly. If it is from an organization, contact them through their official website.

We hope you find these scam identification tips helpful. As always, feel free to reach out if you have any questions or need our team; we are here to leverage our expertise for your benefit.

With National Senior Fraud Awareness Day on May 15th, we wanted to reach out to go over several common scams making the ...
05/13/2026

With National Senior Fraud Awareness Day on May 15th, we wanted to reach out to go over several common scams making the rounds so you can quickly identify potential scam messages.

✅ Tech Support Scams - Fraudsters impersonate reputable tech support representatives and claim there is a problem with your device. They seek remote access or payment to "fix" issues that don't exist.

✅ Government or Medicare Impersonation - Scammers pose as representatives from Medicare, the Social Security Administration, or other agencies to collect personal information or payments. Real agencies do not solicit such data by unsolicited calls, texts, or emails.

✅ Family Imposter Scams - Criminals pretend to be a loved one in distress and pressure you to send money immediately.

✅ Sweepstakes, Lottery, and Prize Scams - You are told that you have won money but must pay fees to collect your "winnings."

✅ Romance or Investment Scams - Scammers build emotional trust online, then exploit it for financial gain.

We hope these tips are helpful as we all navigate an increasingly online world. As always, if you have questions or need guidance within our area of expertise, do not hesitate to reach out. We are here to help.

In celebration of Mother’s Day, we want to take a moment to honor the mothers, grandmothers, and maternal figures who en...
05/10/2026

In celebration of Mother’s Day, we want to take a moment to honor the mothers, grandmothers, and maternal figures who enrich our lives with love, wisdom, and unwavering support.

We hope your day is filled with the appreciation, warmth, and joy you so richly deserve.

Happy Mother's Day!

Graduation season is here, and we wanted to take a moment to celebrate the graduates in our network!Whether your graduat...
05/06/2026

Graduation season is here, and we wanted to take a moment to celebrate the graduates in our network!

Whether your graduate is completing Pre-K or their MBA, we want to extend heartfelt congratulations on this milestone.

Here’s to new beginnings, exciting opportunities, and all the big moments that lie ahead🎉

As your family tree grows, the importance of strong roots does too. Life insurance can do just that, providing financial...
05/04/2026

As your family tree grows, the importance of strong roots does too. Life insurance can do just that, providing financial stability and emotional peace of mind as you expand your family tree through marriage, children, and more.

Whether you’re exploring your first policy or additional layers of coverage, we are here to help. Give us a call today for a personalized quote or coverage review.

Happy Earth Day! In celebration, we invite you to join us in making one simple eco-friendly choice — whether it is using...
04/22/2026

Happy Earth Day! In celebration, we invite you to join us in making one simple eco-friendly choice — whether it is using a reusable water bottle, choosing to walk or carpool instead of driving alone, or saying no to single-use plastics.

Small actions can add up to a big impact. Let's make a difference together!

Address

1963 Commerce Center Circle, Suite C
Prescott, AZ
86301

Opening Hours

Monday 8:30am - 4:30pm
Tuesday 8:30am - 4:30pm
Wednesday 8:30am - 4:30pm
Thursday 8:30am - 4:30pm
Friday 8:30am - 4:30pm

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