Travis Smart - Guild Mortgage Company

Travis Smart - Guild Mortgage Company Travis Smart - trusted Prescott Loan Officer and Veteran Lending Advisor, VA, and Manufactured Homes

Smarter | Simpler | Smoother

Whether you’re buying, selling, investing, or managing the equity in your home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. As an experienced loan officer, Travis Smart has the kno

wledge and expertise you need to explore the many financing options available. He can even get you in touch with some of the BEST real estate agents in the Prescott! Ensuring that you make the right choice for you and your family is Travis’s ultimate goal. He is committed to providing customers with mortgage services that exceed their expectations. He hopes you’ll browse his website, check out the different loan programs available, use his decision-making tools and calculators, and use his company’s secure online application to get started. With a service mindset developed as a US Navy Rescue Swimmer, he has made their motto: "So others may live" his team's: "So others may live out their dreams." Travis founded The Smart Choice Lending Team in 2017, and always brings a ton of knowledge, analysis, and industry know how to the table, his advice is golden and can really help you secure the home loan you’re looking for! Call Travis directly at 928-848-1664 or email him at [email protected]

🎄✨ Merry Christmas from our team to yours!As the year comes to a close, we’re grateful for the trust, relationships, and...
12/25/2025

🎄✨ Merry Christmas from our team to yours!

As the year comes to a close, we’re grateful for the trust, relationships, and families we’ve had the honor of serving. Whether you’re celebrating at home or planning what’s next for the new year, we’re here when you need us.

Wishing you a season filled with joy, peace, and new beginnings. ❤️

TeamWork

11/03/2025

🇺🇸 FREE Haircuts for Veterans This Veterans Day! 💈

This Veterans Day, we’re honoring those who’ve served with a fresh cut to honor your service.

🎖️ When: Tuesday, November 11th
📍 Where: Prescott Barbershop – 843 Miller Valley Rd, Prescott, AZ
💇‍♂️ What: Free regular haircuts for all veterans (proof of service required)

Walk-ins welcome, or lock in your spot by going to the Prescott Barbershop website!!!

Proudly sponsored by Travis Smart, local lender, Navy Rescue Swimmer Veteran, and the Smart Choice Lending Team.
Because giving back isn’t just what we do. It’s who we are!!💪

Tag a veteran who deserves a fresh cut! ✂️

I was on a coaching call this week that hit home. 🙏My coach  shared 8 phrases from Mel Robbins that stopped me in my tra...
10/04/2025

I was on a coaching call this week that hit home. 🙏

My coach shared 8 phrases from Mel Robbins that stopped me in my tracks simple words, powerful shifts.

1️⃣ Today is going to be a great day.
2️⃣ Something cool is gonna be happening today.
3️⃣ No matter what happens today, I can handle it.
4️⃣ An exciting new chapter in my life is starting today.
5️⃣ I need to give myself more credit for how hard I’m trying.
6️⃣ I’m allowed to be a work in progress.
7️⃣ If you just keep showing up, life will reward you.
8️⃣ I have an important contribution to make to the world.

These hit differently when you say them out loud. 💭

Which one do you need to remind yourself of this week? 👇

From Scottsdale to the pines of Prescott 🌲—we had the absolute privilege of helping this incredible couple make their dr...
07/04/2025

From Scottsdale to the pines of Prescott 🌲—we had the absolute privilege of helping this incredible couple make their dream move a reality 🏡

They came to us with a clear vision: slow down the pace, soak in the fresh mountain air, and find a home that matched the next chapter of their life together. And wow—did they make it happen 🔥

Every step of the way, they were focused, kind, and determined. All we had to do was guide the mortgage side and cheer them on as they claimed their slice of heaven in Prescott.

Helping families like this is why we do what we do. Welcome home! ❤️

Hearing them say on repeat, “We don’t want to wake up, this is our dream come true.” 🥹🙏

There was a time I didn’t know how I’d make it. 😱I became a dad at 20. By 22, I was a single father — serving overseas a...
07/01/2025

There was a time I didn’t know how I’d make it. 😱

I became a dad at 20. By 22, I was a single father — serving overseas as a U.S. Navy Rescue Swimmer, trying to hold it all together.

I lost my mom when I was still a kid myself. Life hit hard, and early.

But I kept going.

And now, I’ve built a mortgage team that’s built on that same fight — real people who care, who get it, and who show up when it matters most.🙏

Whether you’re buying your first home, rebuilding after a setback, or grinding through this market as a real estate agent — you don’t need a robot lender. You need someone who actually listens, shows up, and knows what perseverance really means.

We’re not just a mortgage team — we’re your people.

Let’s do this the right way. Together. 💪🏡

Happy Birthday to our own Ayla Dushane!!🎉🎂🥳You are such an amazing asset to the team and person 🙏To think we started wor...
06/06/2025

Happy Birthday to our own Ayla Dushane!!🎉🎂🥳

You are such an amazing asset to the team and person 🙏

To think we started working together when we were in our 20s is crazy. 🤪

I appreciate you so much as a team member and friend. Being a bridesmaid in your wedding was such an honor. We hope you enjoy your day and have a killer weekend. You deserve it 🍾🎂

🇺🇸 Happy Memorial Day Weekend! 🇺🇸As a veteran, I feel incredibly blessed to have had the opportunity to serve our countr...
05/24/2025

🇺🇸 Happy Memorial Day Weekend! 🇺🇸

As a veteran, I feel incredibly blessed to have had the opportunity to serve our country as a Rescue Swimmer 🤿🤿

Today, it’s a privilege to serve my community as a loan officer. 🏡

This weekend, let’s take a moment to honor those who have made the ultimate sacrifice for our freedom. 🙏

Remember, we’re here for you 7 days a week if you have any questions or need assistance. 📱☎️📞

Wishing everyone a safe and meaningful Memorial Day! It’s way more than just an excuse to have a long weekend. 🇺🇸

“All gave some, some gave all”


The come back is greater than the setback 💪I’m stoked to return from back surgery 🩻🔪I am so blessed to have the best tea...
05/21/2025

The come back is greater than the setback 💪

I’m stoked to return from back surgery 🩻🔪

I am so blessed to have the best team who held down the fort so I could recover 👏

Even though this time away was really hard for me, I was able to reset, and reflect a lot on what my goals and aspirations are for my team and our future 🙏

One realization I came to is I am not living to my to my full potential. I’m not sure what the ceiling is for us but I’ll be damned if I don’t find out. 🙂

I am so blessed to have a team of all stars!

I am back. Not only physically, but mentally, and with hopefully long lasting fixed spine 🙏

Time to make The Smart Choice everyone 🏡🏠

When I first became a loan officer I used to look at these lists and think that my goal was to be on this list.📋I have n...
04/05/2025

When I first became a loan officer I used to look at these lists and think that my goal was to be on this list.📋

I have now been on here for four years and It’s nice to be “recognized.”

My truth is this crap doesn’t matter. Accolades are nice but to me what matters are the people who trust me with the biggest financial obligation of their lives. 💵

What matters to me are the referral partners that trust my team to be a good reflection of them and to take amazing care of their clients 🙏

What matters to me are my team members that support me, trust me, and bet on me 👏👏
What matters to me is my family that supports my passion and drive. That understands how much supporting my clients and referral partners means to me. Even if it means more often than not I’m not home for dinner. 😅

I do my best every single day. I’ve always said the secret to success is work hard and give a f*** 🤬

I’ve been in mortgage lending since 2016 when I was 24 years old and I’m proud to say my give a f*** has never stopped. My team and I work hard day in and day out through hard days, great days, through trials, and triumphs.

You can chase the awards, accolades, recognition, but if you’re doing it to find a sense of meaning, if you’re doing it to feel a sense of importance, if you’re doing it to feed your ego. I hate to break it to you, but when you get them you will only feel empty.

Do everything in life with the right heart / intentions and you will be more fulfilled than any award or ranking will ever give you 😎

🌟 Exciting Week for The Smart Choice Lending Team! 🌟Last week, we had the incredible honor of helping 5 families finance...
03/17/2025

🌟 Exciting Week for The Smart Choice Lending Team! 🌟

Last week, we had the incredible honor of helping 5 families finance their dream homes! 🏡🏠🙏

What fuels my passion for this work is the variety each day brings. Every buyer has a unique story, different circumstances, and diverse goals they’re striving to achieve. 👏👏

We proudly assisted 3 first-time homeowners and 2 families relocating to the homes where they’ll create lasting memories with their children. 😁

These monumental moments in their lives are truly special to us!

Each client’s journey is unique, and last week was a perfect reflection of that diversity:
☝️ VA financing
☝️ FHA financing
☝️ Bank statement loan
✌️ Conventional financing

There’s no one-size-fits-all solution here. We are committed to finding the best financing options tailored to your individual needs and circumstances!

A heartfelt thank you to our amazing clients and referral partners! 👏👏 Without you, we would be nothing.

🎉✨ Seven years ago today, I took a leap of faith and embraced my journey as a loan officer, stepping out on my own to bu...
03/01/2025

🎉✨ Seven years ago today, I took a leap of faith and embraced my journey as a loan officer, stepping out on my own to build something meaningful.

At that time, my wife and I had just closed on our first home, and we were filled with excitement as we learned we were expecting our daughter, Harper. Little did we know, she was going to be high-risk, and my wife had to stop working during her pregnancy. The pressure was on, and I was both nervous and excited.

Having spent over six years as a Rescue Swimmer, I didn’t have a strong network in Prescott or Arizona. My first year was a steep uphill battle. I drove over three hours round trip to open houses in outside of Phoenix, pouring my heart into calls, texts, and videos to connect with anyone I could. Every night, I came home exhausted and defeated.

In my quest for success, I tried to mold myself into what I thought a “successful” loan officer should be. But that approach only left me feeling drained and unfulfilled.

Then came my “f* #* it” moment. I realized I needed to stop hiding behind a façade. At 26, I was insecure about my age, the son of an addict, a single dad going through a custody battle, a veteran without a college degree, and yes, I have tattoos and a potty mouth. I didn’t fit the traditional mold of a loan officer, but guess what? There’s no one-size-fits-all in this business!

Since launching under my own license in 2018, I’ve experienced failures and victories, growth and loss, all while surrounded by an incredible team and supportive friends. I’m proud to say that my team has ranked in the top 1% of mortgage loan originators in the country every year since 2020, helping over 550 families finance their dream homes across Arizona and California.

To everyone who has referred me, worked with me, believed in me, or even doubted me—thank you from the bottom of my heart. 🙏

Here’s to seven years strong, with so much more ahead! 💪🏡✨

Huge congratulations to these first time homebuyers who signed their final closing documents today 🏡🥳Buying your first h...
08/27/2024

Huge congratulations to these first time homebuyers who signed their final closing documents today 🏡🥳

Buying your first home is such a monumental achievement! 👏👏 It is one of if not the best financial decision you can make to retire earlier, grow wealth faster, and leave more a legacy for your loved ones. 🙌

We were so blessed to play a small role in this huge milestone in this families future 🙏

Address

120 N Marina Street Suite C
Prescott, AZ
86301

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

(928) 848-1664

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