Troy Stubbs at First Community Financial Services

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Troy Stubbs at First Community Financial Services You can count on us to help you pursue your objectives as you head into every phase of life. (www.finra.org/www.sipc.org).

Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer, member FINRA/SIPC. Insurance products are offered through LPL or its licensed affiliates. First Community Bank of Central Alabama and First Community Financial Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using First Community Financial Services, and may also be employees of First Community Bank of Central Alabama. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, First Community Bank of Central Alabama or First Community Financial Services. Securities and insurance offered through LPL or its affiliates are:
β€’ Not Insured by FDIC or Any Other Government Agency
β€’ Not Bank Guaranteed
β€’ Not Bank Deposits or Obligations
β€’ May Lose Value

Third party posts found on this profile do not reflect the views of LPL Financial and have not been reviewed as to accuracy and completeness. The LPL Financial registered representatives associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.

🏑 Rent or buy in retirement? More seniors are choosing to rent for greater flexibility, fewer maintenance responsibiliti...
10/15/2026

🏑 Rent or buy in retirement? More seniors are choosing to rent for greater flexibility, fewer maintenance responsibilities, and access to more liquid assets.

Read the full article to learn why renting is becoming a popular choice for retirees and the key factors to consider before making a move.

American seniors are the fastest-growing group of renters in the country, with the number of renters aged 65 and older surging by 30% between 2013 and 2023.

Markets may change, but a disciplined long-term approach remains important. Stay informed with timely insights on market...
10/14/2026

Markets may change, but a disciplined long-term approach remains important.

Stay informed with timely insights on market activity, economic trends, and factors influencing investors.

Read this week's update: https://www.fcfsalabama.com/weekly-market-commentary

Successful business owners spend years building and growing their businesses. Turning that success into long-term person...
10/13/2026

Successful business owners spend years building and growing their businesses. Turning that success into long-term personal financial security requires intentional planning.

Our infographic, Turning Profits Into Wealth: A Guide for Successful Business Owners, highlights important considerations for entrepreneurs who are preparing for retirement, developing an exit strategy, or building a lasting legacy for future generations.

Whether you're focused on growth today or planning for what's next, having a strategy that connects your business success with your personal financial goals can make a meaningful difference.

Learn more about how we help business owners plan for the future: https://www.fcfsalabama.com

Small savings habits can make a big difference over time. Whether you're building an emergency fund, preparing for retir...
10/12/2026

Small savings habits can make a big difference over time.

Whether you're building an emergency fund, preparing for retirement, or planning for future goals, consistently setting money aside is an important part of a strong financial strategy.

National Savings Day is a great reminder to review your progress and make sure your savings goals still align with the future you envision.

Schedule an appointment with First Community Financial Services:

https://www.fcfsalabama.com/contact

Postponed to October 24th! Stay safe!πŸŒΎπŸ‚ Mark your calendar for the Alabama Cotton Festival in Eclectic! This free, famil...
10/09/2026

Postponed to October 24th! Stay safe!

πŸŒΎπŸ‚ Mark your calendar for the Alabama Cotton Festival in Eclectic!

This free, family-friendly event features 250+ vendors, great food, kids' activities, a classic car show, art and photography contests, a co****le tournament, and so much more.

πŸ“… October 10

πŸ“ Main Street, Eclectic, AL

🎟️ Free Admission

Events like these are a great way to support local communities and enjoy everything fall has to offer.

πŸ’‘ Are you making financial decisions while there’s still time to act?Many business owners wait until tax season to revie...
10/08/2026

πŸ’‘ Are you making financial decisions while there’s still time to act?

Many business owners wait until tax season to review their finances, only to discover missed opportunities that could have impacted taxes, cash flow, or long-term planning. A strong financial system provides timely insights throughout the year, helping you evaluate key questions about revenue, cash flow, profitability, and business growth before year-end arrives.
Read the full article to learn the financial questions every business owner should be asking now and how proactive planning can help you make more informed decisions.

πŸ‘‰ Read the full article to learn more.

Here's how a financial operating system delivers decision-ready information before the opportunity to act disappears.

"Wealth preservation goes beyond passing assets from one generation to the next. It involves thoughtful conversations ab...
10/06/2026

"Wealth preservation goes beyond passing assets from one generation to the next. It involves thoughtful conversations about family values, responsibilities, charitable intentions, and the legacy you hope to leave behind."

As we approach year-end, it may be a good time to review whether your estate, investment, retirement, and legacy planning strategies continue to align with your family's goals. Small planning conversations today can help create greater clarity for tomorrow.

πŸ“– Explore additional insights and resources through First Community Financial Services: https://www.fcfsalabama.com

For many families, preserving wealth is about more than protecting assets. It's about protecting opportunities, values, ...
10/05/2026

For many families, preserving wealth is about more than protecting assets. It's about protecting opportunities, values, and the legacy you hope to leave behind.

Effective wealth preservation often involves thoughtful planning around retirement income, estate considerations, charitable giving, tax awareness, and preparing future generations for financial responsibility.

Our latest article explores several advanced planning concepts families may want to consider as they think about the future.

πŸ“– Read more insights and resources: https://www.fcfsalabama.com/blog

How often do you step back and look at the full picture of your financial life? October is Financial Planning Month, mak...
10/01/2026

How often do you step back and look at the full picture of your financial life?

October is Financial Planning Month, making it a great opportunity to review the goals, priorities, and plans that matter most to you and your family.

Your investment strategy is just one piece of the puzzle. Retirement readiness, tax considerations, healthcare planning, legacy goals, and life transitions all play a role in building a financial plan that supports the future you envision.

As the year begins to wind down, now may be a good time to evaluate whether your current plan still reflects your needs and priorities.

Schedule an appointment with First Community Financial Services: https://www.fcfsalabama.com/contact

πŸ“ˆ Stay informed and ahead of the market. Our latest Weekly Market Commentary breaks down key market movements, economic ...
09/30/2026

πŸ“ˆ Stay informed and ahead of the market. Our latest Weekly Market Commentary breaks down key market movements, economic trends, and insights that could impact your financial future. Read the latest analysis here: πŸ‘‰ https://www.fcfsalabama.com/weekly-market-commentary

Address

1761 East Main Street
Prattville, AL
36066

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5:30pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

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