08/20/2026
Some cool mortgage stats:
PURCHASE STATS:
91% of FTHB use a mortgage their home
74% of homebuyers as a whole us a mortgage to purchase their home
CURRENT MORTGAGES IN US:
Over 6%: Roughly 22.1% of all active mortgages have a rate above 6%. The vast majority of this segment sits tightly in the 6.0% to 6.99% range.
5.0% to 5.99%: About 10% of outstanding mortgages.
4.0% to 4.99%: About 17% of outstanding mortgages.
3.0% to 3.99%: About 31.5% of outstanding mortgages.
Below 3.0%: About 20% of outstanding mortgages.