Clay Payne- Highlands Residential Mortgage, Ltd.

09/04/2025

That dream home you’ve been eyeing is ready for a long-term commitment. I’ll handle the mortgage part—you just need to swipe right. DM me to get pre-approved and say YES to the address!

04/07/2025

There are fears that an impending recession may cause home values to drop. Although counterintuitive, this graph shows how well home values have performed through the vast majority of recessions.

There are fears that an impending recession may cause home values to drop. Although counterintuitive, this graph shows how well home values have performed through the vast majority of recessions.

02/25/2025

Case-Shiller’s Home Price Index showed that home values rose a seasonally adjusted 0.5% from November to December and 3.9% YoY. Case-Shiller noted that their index “continues to highlight the upward trend of home prices nationally.”

Case-Shiller’s Home Price Index showed that home values rose a seasonally adjusted 0.5% from November to December and 3.9% YoY. Case-Shiller noted that their index “continues to highlight the upward trend of home prices nationally.”

01/16/2025

Are you ready to build equity this year?

The best economists around the country have given their forecasts for the next 5 years. Their average estimate is that homes will appreciate by 4% in 2025 and up to 27.5% in the next 5 years! If these forecasts are correct, you could gain $14,000 in 2025 and $97,125 in just 5 years on a $350,000 house.

01/09/2025

Need a quick close? Lets make it happen this January!

11/07/2024

Buying your first home doesn't have to be overwhelming! We're here to guide you every step of the way, making the process as smooth as possible. Reach out to get started! https://www.highlandsmortgage.com/first-time-home-buyer/

11/01/2024

Think a big down payment is the only way to buy a home? Think again! Some loan options let you get started with as little as 5% down—or even less. Homeownership might be closer than you think! Curious about your options? Reach out today, and let’s find the right path for you!

10/30/2024

From start to finish, Highlands Residential Mortgage, Ltd. is committed to making a better home loan experience. That’s why we’re excited to announce our new One-Time Close Construction option – allowing you less hassle to build the home of your dreams.

10/09/2024

Interested in using your home equity for improvements or other needs? Reach out to me today to learn how to make the most of your home equity!

08/14/2024

Building or renovating? Choose Highlands Residential Mortgage for a stress-free experience that will have you in your dream home in no time! Learn more in our blog post.

08/04/2024

I will be at an open house today from 2-4 with Ed Harrison to discuss the Highlands Community Lending program on this newly renovated 2 Bedroom 2 Bathroom house in Knoxville.