Kevin Dull, Mortgage Expert

05/29/2026

❓What's more expensive:

A mortgage rate that's 0.5% higher today...

OR

💰 Missing out on $56,000 of potential home appreciation over the next 5 years?

You can always refinance if rates improve.

You can't buy today's home at yesterday's price.

That's why many buyers are choosing to focus on long-term wealth instead of trying to perfectly time rates.

📲 Curious what the numbers look like for you or need help with a preapproval? Shoot me a DM, lets talk!

05/22/2026

Behind every pre-approval is:
☕ late-night scenarios
📱 constant client calls/texts
📊 rate shopping
🏡 and helping families make big life moves with confidence.

Not just closing loans… helping people build wealth through homeownership.

KD The Broker 💪

05/20/2026

SAME-DAY Approvals are the norm over here... Tired of waiting DAYS or WEEKS on a bank or a big name lender for an approval on your financing? See how much faster things go when you work with an experienced mortgage broker, like me! ⚡⚡⚡

05/08/2026

🔥 HUGE WIN for Homebuyers Through June 30th 🔥

One of my top lending partners, UWM, is now offering FREE 1-0 Temporary Buydowns on eligible purchase loans.

What does that mean for buyers? 👇

For the FIRST YEAR of the loan, the payment is based on an interest rate that’s effectively 1% LOWER — and UWM is covering the cost of the buydown!

💥 Lower monthly payment during year one
💥 Easier transition into homeownership
💥 Improved affordability upfront
💥 More confidence for buyers entering the market

This can make a major difference for first-time buyers or anyone wanting to ease into their new payment while still locking in a home today.

And this is exactly why working with a mortgage broker matters.

As a broker, I have access to programs and lender incentives that many retail banks simply don’t offer — while shopping your scenario with 150+ lenders to find the best fit possible.

If you’re curious what your payment could look like with this temporary buydown option, let’s run the numbers together before the June 30th deadline.

📲 Message me anytime or apply directly:
www.KDTheBroker.com

05/06/2026

🚨 This Could Be a GAME CHANGER for Buyers with Lower Credit Scores 🚨

UWM (my top lending partner and the top lender in the country) is now allowing use of VantageScore credit scoring in addition to traditional FICO scores — and it’s already opening doors for buyers who previously may not have qualified.

Real example scenarios could look like this:

❌ Traditional FICO Score: 574 = No Loan
✅ VantageScore: 668 = Loan Approved + much better pricing/options!

That’s a HUGE difference.

Many buyers assume they can’t qualify because they’ve checked a credit score online, been turned down before, or were quoted using only traditional scoring models.

Now there may be another path available.

This could especially help:
✔ First-time homebuyers
✔ Buyers rebuilding credit
✔ Clients with limited credit history
✔ Renters who thought homeownership was still out of reach

And once again — this is why working with a mortgage broker matters.

I shop your scenario with 150+ lenders and programs instead of forcing every borrower into one bank’s box. Sometimes the difference between “declined” and “approved” is simply having access to more options.

If you’ve been told “not yet,” (or for my realtor partners, if you have someone who recently got turned down for low scores...) let’s take another look.

You may qualify sooner than you think. 👀

📲 Message me anytime or apply directly:
www.KDTheBroker.com

05/01/2026

If you need help paying off your credit card or other debt, a cash-out refinance* might be right for you. Give me call to see how you could tap into your home's equity.

04/19/2026

SAME-DAY clear to close for my latest Purchase client. ⚡🏡

Submitted the file. Got the CTC. Same. Day.

Most people don't even know this is possible in the mortgage world — but when you have the right lender partnerships and the right experience behind you, it is.

If you're wondering how... let's talk. 😏

04/17/2026

Don't let this be you.. Work with a PRO from Edge Home Finance... Like me!😎

When you’re staring at the mortgage process like… 😵‍💫

Don’t worry... at Edge Home Finance we make it simple, clear, and actually understandable from start to finish.

👇Here’s the full breakdown👇

🏁 1. Pre-Approval
We start by reviewing your income, credit, assets, and goals. This tells us what you can comfortably afford so you can shop with confidence (not confusion).

🏡 2. Home Shopping
Once you’re pre-approved, you go house hunting with real numbers in hand. No guessing, no stress, Just clarity.

📝 3. Loan Application
You officially submit your application. We lock in your info and start building your loan file.

🔍 4. Processing
This is where we do the behind-the-scenes work verifying documents, ordering the appraisal, and making sure everything checks out.

🏦 5. Underwriting
The underwriter reviews everything and gives the final approval. Think of it as the “final boss” stage but we’re on your team the whole way.

🎉 6. Clear to Close
You’re approved! We schedule closing and get everything ready for signing.

🔑 7. Closing Day
You sign, fund, and get the keys to your new home.

The goal at Edge Home Finance is to take something that feels overwhelming and turn it into a step-by-step process where you always know what’s next.

📍 Website: www.EdgeHomeFinance.com
📍 Website: www.JoinEdge.com

NMLS #891464
5860 Baker Road. Minnetonka, MN 55345
Equal Housing Opportunity

04/15/2026

📉 Still waiting for those big mortgage rate cuts?
Watch this.
Yahoo Finance just released their 5-year forecast and the big drop you’re hoping for simply isn’t coming.
Rates are projected to go from 6.25% in 2026 down to only 5.70% by 2030 — that’s only about half a percent over the next FIVE years.
Every single month you wait on your higher rate is costing you hundreds of extra dollars. Why keep giving that money to the bank when you could start saving it right now?
I can show you exactly how much you’d save every month by refinancing today.
Comment “REFI” below or send me a DM and let’s get you a better rate.
Kevin Dull — KDthebroker
Powell, Ohio | Serving Columbus & Central Ohio, Licensed in 14 states

04/15/2026

📉 Still waiting for those big rate cuts everyone’s talking about?
Watch this 👇
Yahoo Finance’s 5-year forecast shows mortgage rates barely moving — 6.25% in 2026 down to just 5.70% by 2030.
That’s less than half a percent lower over the next 5 years.
Every month you wait on your higher rate is costing you hundreds. Stop overpaying the bank and start saving that money now.
Drop your rate. Lower your payment. Keep the savings.
Comment “REFI” or DM me and I’ll run your exact numbers.
Kevin Dull | KDthebroker
Powell, Ohio | Central Ohio Mortgage Broker