Peaks Financial

Peaks Financial Financial Services

09/01/2026

Average returns do not tell the full story in retirement. The order those returns happen can matter just as much. Early losses combined with withdrawals can create damage that later gains struggle to repair. Strong retirement planning prepares for bad timing, not just good markets.



Any opinions are those of Kevin Campbell and not necessarily those of Raymond James. Expressions of opinion are as of this date and are subject to change without notice. Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional. Investing involves risk and you may incur a profit or loss regardless of strategy selected, including diversification and asset allocation. Prior to making an investment decision, please consult with your financial advisor about your individual situation.

CSP # 1111954

08/31/2026

Many mid-life professionals quietly carry financial pressure from both directions, parents behind them and children ahead of them. Helping family can be meaningful. Doing it without boundaries can damage your own future. The goal is not choosing between people. It is creating a plan strong enough to support everyone wisely.



Any opinions are those of Kevin Campbell and not necessarily those of Raymond James. Expressions of opinion are as of this date and are subject to change without notice. Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional. Investing involves risk and you may incur a profit or loss regardless of strategy selected, including diversification and asset allocation. Prior to making an investment decision, please consult with your financial advisor about your individual situation.

CSP # 1111953

08/27/2026

"I want to die broke" gets repeated like wisdom. Often, it is just incomplete thinking. The real risk is not leaving too much behind. It is outliving your money, losing options, and depending on others when you least expected to. Strong planning builds margin for a longer life.



Any opinions are those of Kevin Campbell and not necessarily those of Raymond James. Expressions of opinion are as of this date and are subject to change without notice. Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional. Investing involves risk and you may incur a profit or loss regardless of strategy selected, including diversification and asset allocation. Prior to making an investment decision, please consult with your financial advisor about your individual situation.

CSP # 1111952

08/25/2026

What happens when one company’s stock represents nearly 80% of your net worth? Even if you believe in the company, that level of concentration can leave too much of your financial future riding on one investment.

Kevin Jordan Campbell explains why diversifying highly appreciated Microsoft stock could take years when capital gains taxes are part of the decision.

If company stock has become a large part of your wealth, it may be time to consider the risk, taxes, and timeline together.

Watch the full episode to explore how direct indexing and exchange funds may address different parts of the problem: https://bit.ly/4wNJ4za



Any opinions are those of Peaks Financial and not necessarily those of Raymond James. Expressions of opinion are as of this date and are subject to change without notice. Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional. Investing involves risk and you may incur a profit or loss regardless of strategy selected, including diversification and asset allocation. Prior to making an investment decision, please consult with your financial advisor about your individual situation.

CSP #: 1154986

08/25/2026

Many couples build retirement plans around averages. Life rarely follows averages. One spouse often lives longer, which can reshape income needs, taxes, healthcare costs, and long-term confidence. Thoughtful planning prepares for both chapters of retirement.



Any opinions are those of Kevin Campbell and not necessarily those of Raymond James. Expressions of opinion are as of this date and are subject to change without notice. Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional. Investing involves risk and you may incur a profit or loss regardless of strategy selected, including diversification and asset allocation. Prior to making an investment decision, please consult with your financial advisor about your individual situation.

CSP # 1111928

08/20/2026

AI is an incredible tool.
But using it to blindly trade stocks is a very different story.
Markets are influenced by countless variables, many of which can’t be predicted by prompts or algorithms alone.
Technology can help with research.
But good investment decisions still require judgment, strategy, and long-term thinking.



Any opinions are those of Kevin Campbell and not necessarily those of Raymond James. Expressions of opinion are as of this date and are subject to change without notice. Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional. Investing involves risk and you may incur a profit or loss regardless of strategy selected, including diversification and asset allocation. Prior to making an investment decision, please consult with your financial advisor about your individual situation.
CSP # 1110814

08/19/2026

Market volatility often brings a lot of questions.
One of the most common reactions investors have during uncertain periods is wanting to change course quickly.
But strong financial plans are typically designed with volatility in mind.
The challenge is often not the market itself.
It’s staying disciplined when headlines create fear.



Any opinions are those of Kevin Campbell and not necessarily those of Raymond James. Expressions of opinion are as of this date and are subject to change without notice. Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional. Investing involves risk and you may incur a profit or loss regardless of strategy selected, including diversification and asset allocation. Prior to making an investment decision, please consult with your financial advisor about your individual situation.

CSP # 1110812

08/17/2026

“I don’t look at the market for the first hour of my day.”
That might sound strange coming from someone who works in finance.
But strong financial strategies usually aren’t built around reacting to daily market moves.
They’re built around long-term planning, discipline, and diversification.
Markets will always move.
The question is whether your strategy requires you to react to them constantly.
Follow me for more real financial education.



Any opinions are those of Kevin Campbell and not necessarily those of Raymond James. Expressions of opinion are as of this date and are subject to change without notice. Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional. Investing involves risk and you may incur a profit or loss regardless of strategy selected, including diversification and asset allocation. Prior to making an investment decision, please consult with your financial advisor about your individual situation.

CSP # 1110811

08/13/2026

Market volatility can feel dramatic in the moment.
But history shows a different pattern.
Since the late 1950s, the S&P 500 has produced average annual returns around 10% despite recessions, wars, political shocks, and financial crises.
Bear markets are a normal part of the cycle, but bull markets historically last longer and produce much larger gains.
Most corrections recover within months, not decades.
Volatility is the price investors pay for long-term growth.



Any opinions are those of Kevin Campbell and not necessarily those of Raymond James. Expressions of opinion are as of this date and are subject to change without notice. Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional. Investing involves risk and you may incur a profit or loss regardless of strategy selected, including diversification and asset allocation. Prior to making an investment decision, please consult with your financial advisor about your individual situation.
S&P 500: This index is a broad-based measurement of changes in stock market conditions based on the average performance of 500 widely held common stocks. It consists of 400 industrial, 40 utility, 20 transportation, and 40 financial companies listed on U.S. market exchanges. This is a capitalization-weighted calculated on a total return basis with dividends reinvested. The S&P represents about 75% of the NYSE market capitalization.

CSP # 1110819

08/11/2026

Liquidity is one of the most important and misunderstood financial concepts.
It simply refers to how easily you can access cash without needing to sell assets like real estate or long-term investments.
Strong financial plans consider both wealth and liquidity because flexibility matters when circumstances change.
Follow for more real financial education.



Any opinions are those of Kevin Campbell and not necessarily those of Raymond James. Expressions of opinion are as of this date and are subject to change without notice. Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional. Investing involves risk and you may incur a profit or loss regardless of strategy selected, including diversification and asset allocation. Prior to making an investment decision, please consult with your financial advisor about your individual situation.

CSP #1110802

Address

1050 NE Hostmark Street
Poulsbo, WA
98370

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+13605641811

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