Miscedra & Associates, Inc

Miscedra & Associates, Inc An independent insurance agency representing several top insurance companies, we are not forced to provide insurance from only one carrier.

Instead, we have many more options for you and offer you policies that cater to your budget and needs. Some of the insurance carriers we represent are:

• Travelers™
• Main Street America™
• The Hartford®
• Hanover ®
• GMAC
New York Central Mutual
• Utica National

Back-to-school season is right around the corner, and it's a great time to go over a few safety reminders with your kids...
09/01/2026

Back-to-school season is right around the corner, and it's a great time to go over a few safety reminders with your kids before they head out for the day. No matter how they get to school, a little preparation goes a long way.

Walking to school:
• Use sidewalks whenever possible
• Cross only at crosswalks
• Make eye contact with drivers before stepping into the road
• Walk with a group when they can

Riding a bike:
• A properly fitted helmet is a must
• Ride on the right side of the road with traffic
• Stop completely before crossing
• Choose low-traffic routes with fewer intersections

Taking the bus:
• Stand at least 6 feet from the curb
• Wait for the bus to stop before boarding
• Never cross in front of or behind the bus without confirming the driver sees you

Getting dropped off:
• Follow your school’s drop-off procedures
• Obey school zone speed limits
• Never pass a bus that is loading or unloading

Teen drivers:
• Buckle up every time
• Put phones and devices away
• Stick to the speed limit

Our team at Miscedra & Associates is here to support families throughout the Hudson Valley with safety tips, guidance, and personalized insurance solutions. If you ever need help reviewing your auto insurance or coverage for your household, reach out anytime.

Wildfire season has arrived in the Hudson Valley, and now is the time to make sure you and your household are prepared. ...
08/27/2026

Wildfire season has arrived in the Hudson Valley, and now is the time to make sure you and your household are prepared. Along with your go‑bag and evacuation plan, reviewing your home, renters, and auto insurance is an important step in protecting what matters most.

As you look over your policies, check that your home or renters insurance includes coverage for fire, smoke, and ash damage. For vehicles, remember that wildfire protection typically falls under comprehensive auto insurance rather than your homeowners policy.

It’s also a good idea to take a fresh look at your additional living expenses limits. Would they realistically cover your costs if you had to relocate for several weeks or longer?

If you’re unsure about your current coverage or want help exploring options, our team at Miscedra & Associates is here to guide you. Reach out anytime—we’re committed to helping our Hudson Valley community stay protected.

Telematics programs can be a smart way to lower your auto insurance costs, but the decision goes beyond how safely you d...
08/25/2026

Telematics programs can be a smart way to lower your auto insurance costs, but the decision goes beyond how safely you drive. These tools track habits like braking, speed, and mileage, giving carriers real data to base your rate on.

Swipe through to learn what telematics really measures, how it affects pricing, and what to consider before enrolling.

If you're unsure whether a telematics policy is a good fit, our team at Miscedra & Associates is always here to help. Connect with us anytime at 845-214-0977 to review your options and find the right coverage for your needs.

Commercial insurance wording can feel overwhelming, whether you’re reviewing a policy for the first time or you’ve been ...
08/20/2026

Commercial insurance wording can feel overwhelming, whether you’re reviewing a policy for the first time or you’ve been through the process before. That’s why our team at Miscedra & Associates is breaking down a few common terms to help make your coverage easier to understand.

Clear knowledge is the first step to making the most of your policy, and we’re here to support you every step of the way. If you ever have questions or want help walking through the details, our local insurance experts in Poughkeepsie are always just a call away.

What commercial insurance terms would you like us to explain next?

Ever wonder what your payout would actually look like after a covered loss? It usually comes down to one key detail: whe...
08/18/2026

Ever wonder what your payout would actually look like after a covered loss? It usually comes down to one key detail: whether your policy is based on replacement cost value or actual cash value.

These two coverage types can lead to very different outcomes, and our team at Miscedra & Associates wants to help you avoid surprises when it matters most.

Swipe through for a quick breakdown so you can feel confident in your home insurance or renters insurance decisions.

Not sure which option fits your needs? Our local insurance experts are here to help. Give us a call at 845-214-0977 and let’s talk through your coverage.

Every business faces risks, but the real difference comes from how prepared you are when the unexpected happens. At Misc...
08/13/2026

Every business faces risks, but the real difference comes from how prepared you are when the unexpected happens. At Miscedra & Associates, we help Hudson Valley businesses understand the exposures that could impact operations, finances, and long-term stability.

Swipe to explore some of the most common risks local businesses encounter and why the right coverage matters.

If you want a clear picture of your current exposures or need guidance choosing business insurance that truly fits your needs, our team is here to help. Reach out anytime to make sure your coverage aligns with the realities of your day‑to‑day operations.

With back-to-school season approaching and National Traffic Awareness Month underway, we wanted to share a few friendly ...
08/12/2026

With back-to-school season approaching and National Traffic Awareness Month underway, we wanted to share a few friendly reminders to help everyone stay safe on the road.

As routines shift and traffic patterns get busier, a little extra awareness goes a long way. Our team at Miscedra & Associates sees how quickly accidents can happen this time of year, especially around school zones, bus stops, and morning drop-offs.

Whether you're a motorist navigating the Hudson Valley commute or a parent helping children get settled into a new school routine, staying alert makes a meaningful difference for the whole community.

We encourage you to share these reminders with anyone who could use them, and if you ever have questions about auto insurance or road safety resources, our team is always here to help.

Back-to-school season is here, and with the kids settling into new routines, many families in the Hudson Valley are feel...
08/06/2026

Back-to-school season is here, and with the kids settling into new routines, many families in the Hudson Valley are feeling that mix of quiet mornings and fresh-start energy. As your local insurance experts in Poughkeepsie, we’re here to help make this transition a little smoother.

Whether you need to review your auto or home insurance, update your renters coverage, or make sure your policies still fit your family’s needs, our team at Miscedra & Associates is always ready to help. How is back-to-school season going in your household?

As students across the Hudson Valley get ready to head back to campus, it’s a great time to make sure their insurance co...
08/04/2026

As students across the Hudson Valley get ready to head back to campus, it’s a great time to make sure their insurance coverage is still the right fit. Whether they’re moving into a dorm or an off‑campus apartment, a quick review can make a big difference.

Our team at Miscedra & Associates can help walk you through key coverages like renters insurance, auto insurance, and umbrella protection so you and your student feel prepared for the year ahead.

If you’re unsure what needs updating or want a second look from a local insurance expert, we’re here to help. Give us a call at 845-214-0977 to get started.

Summer adventures are in full swing, and our team at Miscedra & Associates is here to make sure you’re protected every s...
07/30/2026

Summer adventures are in full swing, and our team at Miscedra & Associates is here to make sure you’re protected every step of the way.

From road trips and long weekends to new boats, RVs, motorcycles, or ATVs, bigger summer plans can come with bigger risks. As a local independent insurance agency in Poughkeepsie, we help you keep your coverage aligned with the way you live.

If you’re not sure your current policy can keep up this season, we’re happy to walk through options. Whether you want to add new coverages or update your existing protection, our team can help you find the right fit.

Have questions? Reach out anytime and let us know how we can support your summer plans. ☀️

Address

2668 South Road Suite 202
Poughkeepsie, NY
12601

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Website

Alerts

Be the first to know and let us send you an email when Miscedra & Associates, Inc posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Miscedra & Associates, Inc:

Shortcuts

Share

Category