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Miscedra & Associates, Inc

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Poughkeepsie, NY
Miscedra & Associates, Inc

An independent insurance agency representing several top insurance companies, we are not forced to provide insurance from only one carrier.

Instead, we have many more options for you and offer you policies that cater to your budget and needs. Some of the insurance carriers we represent are:

• Travelers™
• Main Street America™
• The Hartford®
• Hanover ®
• GMAC
New York Central Mutual
• Utica National

06/02/2026

This CPR & AED Awareness Week, we are encouraging local businesses across the Hudson Valley to ask a simple but important question: would your team know what to do in an emergency?

We often see misconceptions hold people back from feeling confident about CPR and AED use—but the right knowledge can make all the difference when seconds matter.

Taking steps to educate your team is one of the most meaningful ways to strengthen workplace safety and preparedness.

Swipe through to learn about common CPR and AED myths and how to overcome them.

If you are reviewing your business safety plans or liability coverage, our team at Miscedra & Associates is here to help you make sure everything is aligned and protected.

Have you taken steps to prepare your team for emergencies?

06/01/2026

Spring is the perfect time to get ahead on home maintenance before summer projects kick into full gear.

A few smart upgrades now can help improve comfort, protect your property, and even reduce the risk of costly insurance claims down the road.

Think about things like:
• Checking your roof and gutters after winter
• Servicing your HVAC system
• Inspecting walkways, decks, and drainage
• Reviewing your home insurance coverage to be sure it still fits your needs

At Miscedra & Associates, we work with homeowners across the Hudson Valley to help them stay protected year-round with personalized home insurance solutions.

Need help prioritizing upgrades or reviewing your coverage? Our team is here to help—just reach out anytime.

05/25/2026

In honor of Memorial Day, we invite you to join us in taking time to remember and honor the brave men and women who made the ultimate sacrifice to protect our country and preserve our freedom.

Please note that our office will be closed on Monday, May 25th, in observance of Memorial Day. We will resume normal business hours on Tuesday, May 26th, and will respond to any messages received during the closure as promptly as possible.

Wishing you a respectful and meaningful Memorial Day.

05/19/2026

Summer weekends fill up fast here in the Hudson Valley ☀️ Before the plans take over, it’s a smart time to check in on your summer “toys.”

Boats, motorcycles, RVs, ATVs—these all need the right coverage to avoid costly surprises when you’re out enjoying the season.

At Miscedra & Associates, we help Poughkeepsie and Hudson Valley families make sure their specialty vehicles are properly protected—without overpaying.

Not sure if your coverage is where it should be? Give our team a call at 845-214-0977. We’ll walk you through it so you can enjoy a stress-free summer.

What’s your go-to summer ride? 🚤🏍️

05/13/2026

No matter where you are in your business journey, protecting what you’ve built is always a top priority—and that’s where our team comes in.

At Miscedra & Associates, we help Hudson Valley businesses stay covered through every stage of growth. From launching your first venture to expanding services or hiring new employees, the right commercial insurance makes all the difference.

Already have a policy? We’re happy to review it and make sure you’re getting the protection you actually need—nothing more, nothing less.

Let’s talk about your coverage and your goals.
📍 Poughkeepsie, NY
📞 845-214-0977

05/10/2026

In celebration of Mother’s Day, we want to take a moment to honor the mothers, grandmothers, and maternal figures who enrich our lives with love, wisdom, and unwavering support.

We hope your day is filled with the appreciation, warmth, and joy you so richly deserve.

Happy Mother's Day!

05/08/2026

Graduation season is here, and we wanted to take a moment to celebrate the graduates in our network!

Whether your graduate is completing Pre-K or their MBA, we want to extend heartfelt congratulations on this milestone.

Here’s to new beginnings, exciting opportunities, and all the big moments that lie ahead🎉

05/07/2026

It’s National Small Business Week, and we’re talking about something that doesn’t always get enough attention: being underinsured.

Here are two common risks we see with Hudson Valley business owners:

• Workers’ comp gaps can get expensive fast
Without the right coverage, a single workplace injury could mean paying medical bills, lost wages, and even fines out of pocket.

• Cyber incidents are harder to recover from than you think
If your coverage falls short, you could be stuck covering data recovery, response costs, and customer notifications on your own.

At Miscedra & Associates, we work with local businesses in Poughkeepsie and across the Hudson Valley to make sure coverage actually matches real-world risks—without overspending.

If you’re not sure where you stand, we’re happy to take a look and help you spot any gaps.

Give us a call at 845-214-0977 to get started.

05/06/2026

E-bikes and scooters are everywhere right now—and for good reason. They’re fun, efficient, and perfect for getting around the Hudson Valley.

But here’s something many riders don’t realize: your current insurance policy may not fully cover these types of vehicles.

At Miscedra & Associates, we’ve been helping clients in Poughkeepsie and across the Hudson Valley spot common coverage gaps like:
- Limited or no protection under homeowners or renters insurance
- Liability concerns if you’re involved in an accident
- Lack of coverage for theft or damage

If you own an e-bike or scooter, it’s worth taking a closer look.

Give our team a call at 845-214-0977—we’ll walk you through your options and help make sure you’re properly protected before your next ride.

05/04/2026

It’s National Small Business Week, and we’re thinking about the Hudson Valley businesses working hard to manage rising costs.

We get it—when budgets are tight, trimming insurance coverage can feel like an easy win. But being underinsured can create bigger (and more expensive) problems down the road.

Here are a few risks to keep in mind:

• A loss can turn into an out-of-pocket expense
If your building, equipment, or inventory isn’t fully covered, you may be responsible for the gap after a claim.

• Income may stop, but expenses don’t
Without proper business income coverage, rent, payroll, and bills continue—even if your operations pause.

• Liability can exceed your limits
One claim can quickly grow beyond your policy limits, leaving your business exposed.

At Miscedra & Associates, we work with local businesses across Poughkeepsie and the Hudson Valley to build coverage that fits real-world budgets—without cutting corners on protection.

Have questions about your business insurance? Give us a call at 845-214-0977—we’re here to help.

Address

2668 South Road Suite 202
Poughkeepsie, NY
12601

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Website

http://www.miscedra.com/

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